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Junior Credit Risk Analyst Jobs (NOW HIRING)

HR Power 10

Credit & Risk Analyst

Louisville, KY

... market risk dynamics. Key Responsibilities Borrower Credit & Experience Analysis Lead all borrower pre-approval underwriting with a structured, evidence-based approach. Evaluate historical flip ...

Fidelity Investments

Credit Risk Analyst

Jersey City, NJ · On-site

$67K - $127K/yr

Fidelity will not provide immigration sponsorship for this position As a Credit Risk Analyst in the Credit Risk Vendor Management team you will be responsible for ensuring that all Teir 1 and Tier 2 ...

Career Site

Credit Risk Analyst

Fargo, ND

This position will be responsible for functions associated with the reporting and data analytics requirements within Credit Administration (LOB) with an emphasis on Credit Risk Reporting and ...

Reach Financial

Credit Risk Analyst

New York, NY · On-site

Credit Risk Analyst/Associate Location: NYC (3-4 days in office; EST hours) Compensation: $90,000 - $110,000 (depending on experience level) + bonus What is Reach Financial? Reach Financial is a ...

Fidelity Investments

Credit Risk Analyst

Smithfield, RI

$67K - $127K/yr

Fidelity will not provide immigration sponsorship for this position As a Credit Risk Analyst in the Credit Risk Vendor Management team you will be responsible for ensuring that all Teir 1 and Tier 2 ...

Fidelity Investments

Credit Risk Analyst

Jersey City, NJ

$67K - $127K/yr

Fidelity will not provide immigration sponsorship for this position As a Credit Risk Analyst in the Credit Risk Vendor Management team you will be responsible for ensuring that all Teir 1 and Tier 2 ...

Bell Bank

Credit Risk Analyst

Fargo, ND · On-site

This position will be responsible for functions associated with the reporting and data analytics requirements within Credit Administration (LOB) with an emphasis on Credit Risk Reporting and ...

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Junior Credit Risk Analyst information

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How much do junior credit risk analyst jobs pay per hour?

As of Jun 21, 2026, the average hourly pay for junior credit risk analyst in the United States is $32.12, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $35.34 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

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Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in the United States as of June 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 75% In-person, and 25% Remote job distribution, with an average salary of $66,802 per year, or $32.1 per hour.

Sr. Credit Products Specialist - Gaming & Leisure

Flagstar Bank

New York, NY • On-site

$164K - $198K/yr

Full-time

Medical, Dental, Vision, Life

Posted 13 days ago

Job description

Position Title
Sr. Credit Products Specialist - Gaming & Leisure
Location
New York, NY 10018
Job Summary
The Senior Credit Products Specialist - Gaming & Leisure is a strategic advisor responsible for structuring, negotiating, and managing highly complex commercial credit relationships. This role influences credit strategy by providing deep market insights, proactive risk identification, and innovative deal structuring solutions. With extensive experience in credit analysis and portfolio management, this position ensures long-term portfolio health while supporting the bank's growth objectives. Additionally, this role serves as a mentor and thought leader, developing junior credit professionals and shaping best practices in underwriting and risk management.
The anticipated pay range for this role will be: $164,699 - $198,417.
Pay Range: Local Minimum Wage - $0.00 - $0.00
Job Responsibilities:
JOB RESPONSIBILITIES
  • Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs with the assigned specialized vertical or region.
  • Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality.
  • Client & Executive Leadership Engagement: Serve as a strategic partner to sales and senior leadership, offering expertise in credit negotiations and deal execution.
  • Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.
  • Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures.
  • Uses independent judgement and discretion to make decisions regarding assigned portfolio
  • Analyzes and resolves problems pertaining to the assigned portfolio.

ADDITIONAL ACCOUNTABILITIES
  • Performs special projects, and additional duties and responsibilities as required.
  • Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS
Required Qualifications:
  • Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
  • Minimum experience required: 8+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
  • 8+ years of experience in the leveraged finance and the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.). Banking experience in the Leisure, Hospitality and Gaming sector is preferred.
  • Deep expertise in structuring and negotiating complex credit agreements.
  • Strong leadership skills with the ability to influence credit strategy and policy.
  • In-depth understanding of macroeconomic factors and their impact on credit risk.
  • Proven ability to manage large portfolios and advise senior executives.
  • Exceptional communication and stakeholder management skills.
  • As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients.

Preferred Qualifications:
  • Education level preferred: Master's Degree (or Postgraduate equivalent) MBA or CFA preferred.

Job Competencies:
  • Strategic Credit Expertise: Deep knowledge of complex commercial lending structures, industry trends, and economic factors impacting credit risk.
  • High-Level Risk Oversight: Ability to assess portfolio risk at a macro level, identifying patterns and trends that inform credit strategy.
  • Client & Executive Engagement: Strong ability to interact with senior leadership, legal teams, and high-profile clients on structuring and negotiating credit agreements.
  • Deal Structuring & Negotiation: Expertise in negotiating complex loan terms, partnering with legal counsel and senior RMs to finalize agreements.
  • Leadership & Mentorship: Serves as a mentor to junior credit professionals, developing talent and fostering a strong credit culture.
  • Change Management & Innovation: Identifies opportunities for process improvement, technology adoption, and best practice implementation.
  • Regulatory & Policy Knowledge: Deep understanding of credit policies, compliance standards, and legal considerations in lending.
  • Executive-Level Communication: Ability to articulate complex credit decisions clearly and persuasively to internal and external stakeholders.
  • Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.
  • Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.
  • Physical demands (ADA): No unusual physical exertion is involved.

Flagstar is an Equal Opportunity Employer
Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

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