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Credit Risk Auditor Jobs (NOW HIRING)

B-Paid LLC

Credit Risk Lead

Columbus, OH · On-site

The Credit Risk Lead is responsible for evaluating, monitoring, and managing the organization ... Manage relationships with credit rating agencies, auditors, and regulators as needed * Lead or ...

SMB Shared Services, Inc.

Director, Credit Risk

Newark, DE · On-site

$100 - $125/hr

Foster relationships with external stakeholders - credit rating agencies, auditors and regulators - to ensure effective communication and collaboration on credit risk matters. Minimum Qualifications

Berkshire Bank

Credit Risk Analyst II

Boston, MA · On-site

$55K - $102K/yr

Experience working with regulators and/or external auditors is a plus. * Familiarity with FIS loan accounting system is a plus. * Certifications such as Risk Management Associate (RMA), Credit Risk ...

Clear Street

Director - Credit Risk

New York, NY · Hybrid

$180K - $250K/yr

As Director of Credit Risk at Clear Street, you will be a senior leader within the Risk Management ... Proven experience interfacing directly with regulators (SEC, FINRA) and external auditors ...

Clear Street

Director - Credit Risk

New York, NY · On-site

$180K - $250K/yr

As Director of Credit Risk at Clear Street, you will be a senior leader within the Risk Management ... Proven experience interfacing directly with regulators (SEC, FINRA) and external auditors ...

Clear Street

Director - Credit Risk

Manhattan, NY · On-site

$180K - $250K/yr

As Director of Credit Risk at Clear Street, you will be a senior leader within the Risk Management ... Proven experience interfacing directly with regulators (SEC, FINRA) and external auditors ...

DM Services, Inc.

Credit Risk Analyst

Monroe, WI · On-site

We are seeking an exempt-level Credit Risk Analyst to utilize a combination of analytical skills ... Auditing test and control groups to assure proper setup and execution • Providing statistical ...

Amerantbank

Credit Risk Metrics Specialist

Miramar, FL · On-site

Prepares Credit Risk SEC, US-GAPP, OCC and other credit risk financial reporting, development of ... Interact with internal/external auditors and regulators. * Ensure preventive measures are carried ...

Amerantbank

Credit Risk Metrics Specialist

Tampa, FL · On-site

Prepares Credit Risk SEC, US-GAPP, OCC and other credit risk financial reporting, development of ... Interact with internal/external auditors and regulators. * Ensure preventive measures are carried ...

Amerantbank

Credit Risk Metrics Specialist

Tampa, FL · On-site

Prepares Credit Risk SEC, US-GAPP, OCC and other credit risk financial reporting, development of ... Interact with internal/external auditors and regulators. * Ensure preventive measures are carried ...

Amerant Bank

Credit Risk Metrics Specialist

Plantation, FL · On-site

$80 - $100/hr

Prepares Credit Risk SEC, US-GAPP, OCC and other credit risk financial reporting, development of ... Interact with internal/external auditors and regulators. * Ensure preventive measures are carried ...

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Credit Risk Auditor information

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$30.5K

$72.6K

$117.5K

How much do credit risk auditor jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit risk auditor in the United States is $72,633.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,000.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a credit risk auditor?

Credit Risk Auditors are professionals who assess and evaluate the processes and controls a company uses to manage credit risk. They review lending practices, analyze credit policies, and ensure compliance with relevant regulations and internal standards. Their work helps organizations identify weaknesses in credit risk management, reduce financial losses, and maintain regulatory compliance. Credit Risk Auditors often work in banks, financial institutions, or large corporations with significant lending activity.

What are some typical challenges a credit risk auditor faces when assessing an organization's lending portfolio?

Credit Risk Auditors often encounter challenges such as evaluating complex and diverse loan portfolios, staying updated with evolving regulatory requirements, and identifying hidden or emerging risks in lending practices. They must balance thorough risk analysis with tight deadlines, and effective communication with various departments is essential to gather accurate data. Additionally, auditors frequently need to interpret data from multiple sources and provide actionable recommendations to senior management, making adaptability and strong analytical skills crucial for success.

What are the key skills and qualifications needed to thrive as a credit risk auditor, and why are they important?

To thrive as a Credit Risk Auditor, you need a solid background in finance, accounting, and risk management, often supported by a bachelor’s degree in a related field and relevant certifications such as CIA or CPA. Familiarity with audit software, credit risk assessment tools, and regulatory frameworks like Basel III is typically required. Strong analytical skills, attention to detail, and effective communication are crucial soft skills that set top performers apart. These competencies enable accurate risk evaluation, regulatory compliance, and clear reporting, which are vital for organizational financial health.

What is the difference between Credit Risk Auditor vs Credit Analyst?

AspectCredit Risk AuditorCredit Analyst
Primary RoleEvaluates the effectiveness of credit risk management and compliance within an organization.Analyzes credit data to assess the creditworthiness of individuals or companies.
Required CredentialsTypically requires a degree in finance, accounting, or related fields; certifications like CFA or CPA are common.Requires similar degrees; certifications like CFA or credit-specific courses are beneficial.
Work EnvironmentOften works in audit departments, risk management teams, or compliance units.Works in lending departments, banks, or financial institutions.
Industry UsageUsed across banking, finance, and credit institutions for risk assessment and compliance.Primarily used in banking, lending, and credit granting organizations.

While both roles involve financial analysis and require similar credentials, a Credit Risk Auditor focuses on evaluating risk management processes and compliance, whereas a Credit Analyst assesses individual or corporate creditworthiness to inform lending decisions.

What are popular job titles related to Credit Risk Auditor jobs?

For Credit Risk Auditor jobs, the most frequently searched job titles are:

Credit Risk Lead

Columbus, OH • On-site

B-Paid LLC
See more jobs at B-Paid LLCexternal

Full-time

Posted 12 days ago

Job description

Description:


The Credit Risk Lead is responsible for evaluating, monitoring, and managing the organization's exposure to credit risk, particularly around building and growing our future credit and lending programs. This role develops and implements credit risk policies, oversees credit analysis processes, and ensures lending and counterparty decisions align with the organization's risk appetite and regulatory requirements. 


Key Responsibilities 

  • Develop, implement, and maintain credit risk policies, procedures, and frameworks 
  • Develop Risk Assessment Framework 
  • Assess creditworthiness of individual and/or corporate borrowers/counterparties through financial statement analysis, credit scoring models, and industry research 
  • Monitor and report on the credit portfolio's performance, including delinquency rates, concentration risk, and early warning indicators 
  • Set and manage credit limits, terms, and approval authorities 
  • Conduct stress testing and scenario analysis to evaluate portfolio resilience under adverse conditions 
  • Collaborate with sales, payments, and finance teams to balance growth objectives with risk tolerance 
  • Ensure compliance with regulatory requirements 
  • Prepare risk reports and presentations for senior management, credit committees, and the board 
  • Review and approve credit applications above defined thresholds 
  • Manage relationships with credit rating agencies, auditors, and regulators as needed 
  • Lead or support remediation of past-due accounts and workout strategies for distressed credits 
  • Mentor and manage credit analysts or junior risk staff, if applicable 
  • Stay current on macroeconomic trends, industry developments, and regulatory changes affecting credit risk 
Requirements:

Required Qualifications 

  • Bachelor's degree in Finance, Economics, Accounting, or a related field (MBA or relevant master's degree a plus) or equivalent experience. 
  • 8+ years of experience in credit risk management, commercial/consumer lending, or related financial analysis roles 
  • Strong understanding of credit risk modeling, financial statement analysis, and risk rating systems 
  • Familiarity with relevant regulatory frameworks (e.g., Basel III, Dodd-Frank, IFRS 9, CECL)  
  • Proficiency in risk management software and data analysis tools (e.g., Excel, SQL, SAS, Python, or similar) 
  • Strong analytical, quantitative, and problem-solving skills 
  • Excellent written and verbal communication skills, with the ability to present complex information clearly 
  • High attention to detail and sound judgment under pressure 

Preferred Qualifications 

  • Experience building a credit program is preferred 
  • Professional certification such as CFA, FRM, or PRM 
  • Experience with credit risk modeling tools and/or enterprise risk management systems 
  • Prior experience in [industry, e.g., banking, commercial lending, fintech] 
  • Experience building, managing, and mentoring a team a plus 
  • Start up experience is a plus 

Key Competencies 

  • Analytical thinking and data-driven decision-making 
  • Risk assessment and mitigation 
  • Regulatory and compliance knowledge 
  • Stakeholder management and cross-functional collaboration 
  • Leadership and communication