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Junior Credit Risk Analyst Jobs (NOW HIRING)

FHLB Des Moines

Credit Risk Analyst

Des Moines, IA · Hybrid

$59K - $70K/yr

The Credit Risk Analyst supports the Bank's credit risk management function through the evaluation, monitoring, and analysis of member financial institutions and counterparties. This role assesses ...

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YouLend

Senior Credit Risk Analyst

Atlanta, GA · On-site

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta Reporting To: Elliot Jackson Description About us: YouLend is a rapidly growing FinTech that is the ...

YouLend Limited

Senior Credit Risk Analyst

Atlanta, GA · On-site

$110 - $140/hr

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta Reporting To: Elliot Jackson Description About us: YouLend is a rapidly growing FinTech that is the ...

New

YouLend

Senior Credit Risk Analyst

Atlanta, GA · On-site

$90 - $130/hr

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta Reporting To: Elliot Jackson Description About us: YouLend is a rapidly growing FinTech that is the ...

Prosper

Credit Risk Analyst

Charleston, WV · Remote

$102K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

Prosper

Credit Risk Analyst

$102K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize ...

TQL

Credit Risk Analyst

Cincinnati, OH · On-site

As a Credit Analyst you will be responsible for offering credit services to our customers. This ... Perform proactive risk reviews on a portfolio of customer accounts and collaborate with assigned ...

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Junior Credit Risk Analyst information

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How much do junior credit risk analyst jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for junior credit risk analyst in the United States is $32.12, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $35.34 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

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Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 86% In-person, and 14% Hybrid job distribution, with an average salary of $66,802 per year, or $32.1 per hour.

Credit Risk Analyst

Continental Finance Company

Wilmington, DE • On-site

Full-time

Re-posted 21 days ago

Job description

Come join a growing financial technology company that's leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a Data Analyst to support our Credit Risk team.
Seeking a Data Analyst to support direct mail and Invitation-To-Apply (ITA) acquisition campaigns through targeting, list processing and execution, and credit risk performance analysis, helping drive efficient growth while maintaining strong portfolio performance.
Essential Functions:
  • Execute end-to-end direct mail and ITA campaigns, including selection of prospective customers, list processing, and file delivery.
  • Perform credit risk analysis to support targeting, offer strategy, and campaign decisioning.
  • Monitor campaign performance, including response, approval, and early credit indicators.
  • Identify, analyze, and report production trends to management.
  • Partner with Marketing, Operations, IT to ensure accurate and timely campaign execution.
  • Leverage credit bureau data, models, and new data sources to enhance targeting and credit risk strategies.
  • Support test-and-learn initiatives and deliver actionable insights to optimize campaign performance.
  • Maintain documentation and ensure data accuracy, controls, and compliance with internal policies.

The ideal candidate will have the following:
  • Bachelor's degree in quantitative fields such as Mathematics, Finance, Economics, or related discipline required.
  • 1-3 years of analytical and/or data programming experience; consumer lending or credit card industry experience preferred.
  • Proficiency in SQL and at least one programming language (Python or SAS).
  • Strong quantitative and problem-solving skills
  • Strong work ethic with the ability to learn quickly and communicate effectively

Why Continental Finance?
Continental Finance Company (the "CFC") is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. Since our founding in 2005, we have prided ourselves on corporate responsibility to customers in terms of a strong customer support program and fair treatment. With our success, we have also grown into an innovative financial tech company! With a state-of-the-art consumer marketing and servicing platform, we provide a variety of services to consumers when other financial institutions will not accommodate them. With more than 2.6 million credit cards managed and serviced since our founding, we pride ourselves on putting the customer first. We are not a chartered banking financial institution, nor are we a debt originator or a credit card issuer.
CFC is an equal opportunity employer that is committed to inclusion and diversity. Our company provides equal employment opportunity (EEO) regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status.
CFC is seeking bright, energetic individuals that will help us grow and develop together! We uphold a promise to treat our employees with the same care and concern as we do our customers. We offer all employees competitive compensation and benefits in an exciting, fast-paced business casual environment. Join our growing team and apply online today!
CFC offers a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday)
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