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Junior Credit Risk Analyst Jobs (NOW HIRING)

Mentor junior analysts and contribute to the development of a strong, collaborative credit team * Report on credit activities and exposure to leadership, translating complex risk positions into clear ...

Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...

Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk ...

We are seeking a Data Analyst to support our Credit Risk team. Seeking a Data Analyst to support direct mail and Invitation-To-Apply (ITA) acquisition campaigns through targeting, list processing and ...

As a Credit Risk Analyst, you will perform credit analysis and underwriting activities for prospective and existing commercial, merchant, and portfolio accounts. You will work with internal risk ...

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide ...

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide ...

As a Credit Risk Analyst, you will perform credit analysis and underwriting activities for prospective and existing commercial, merchant, and portfolio accounts. You will work with internal risk ...

We're looking for a Credit Risk Analyst in Raleigh, NC to join us in fulfilling our mission, while utilizing our values of excellence, improvement, and connection. In this role, you will provide ...

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Junior Credit Risk Analyst information

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How much do junior credit risk analyst jobs pay per hour?

As of Jun 21, 2026, the average hourly pay for junior credit risk analyst in the United States is $32.12, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $35.34 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

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What cities are hiring for Junior Credit Risk Analyst jobs? Cities with the most Junior Credit Risk Analyst job openings:
What are the most commonly searched types of Credit Risk Analyst jobs? The most popular types of Credit Risk Analyst jobs are:
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What job categories do people searching Junior Credit Risk Analyst jobs look for? The top searched job categories for Junior Credit Risk Analyst jobs are:
Infographic showing various Junior Credit Risk Analyst job openings in the United States as of June 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 75% In-person, and 25% Remote job distribution, with an average salary of $66,802 per year, or $32.1 per hour.
Credit Risk Analyst, Consumer Lending *** Direct End Client ***

Credit Risk Analyst, Consumer Lending *** Direct End Client ***

Projas Technologies, LLC

Mountain View, CA

Other

Posted 23 days ago


Job description

Credit Risk Analyst Consumer Lending

About the Role
We re looking for a strategic and analytical professional to join our team as a Credit Risk Analyst focused on consumer lending. This role is pivotal in shaping risk strategies that enable responsible growth while maintaining compliance and delivering exceptional customer experiences. You ll work closely with cross-functional teams to design scalable solutions, leverage big data, and optimize risk frameworks in a fast-paced fintech environment.


What You ll Do
  • Develop and refine credit risk policies and frameworks to support consumer lending initiatives.
  • Partner with product, engineering, compliance, and analytics teams to deliver actionable insights.
  • Utilize advanced analytics and big data platforms to enhance risk models and decision-making.
  • Monitor portfolio performance, identify trends, and conduct root-cause analysis for continuous improvement.
  • Recommend strategies in data-limited scenarios using business judgment and predictive modeling.
  • Mentor junior analysts and foster innovation in risk management practices.
  • Evaluate external vendors and data sources to strengthen risk assessment capabilities.
  • Ensure compliance with regulatory standards while driving business growth.

What We re Looking For
  • 7+ years of experience in credit risk, analytics, or related fields, with a strong focus on consumer lending.
  • Proficiency in Python, R, SAS, and SQL-based environments.
  • Experience with BI tools such as Tableau, Databricks, or QuickSight.
  • Strong communication skills to translate complex data into clear insights for technical and non-technical audiences.
  • Proven ability to manage multiple projects in a fast-paced, matrixed organization.
  • Background in fintech, financial services, or risk management with expertise in consumer lending.
  • Bachelor s degree in a quantitative discipline (Economics, Statistics, Engineering, etc.); advanced degree preferred.

Why Join Us?
You ll have the opportunity to influence the future of consumer finance, work with cutting-edge technology, and collaborate with talented professionals who are passionate about innovation and impact.


credit risk analyst, consumer lending, fintech jobs, risk management, data analytics, SQL, Python, Tableau, financial services, credit policy, big data, compliance, portfolio analysis, risk strategy, data science, banking analytics, fraud prevention, credit modeling, quantitative analysis, risk frameworks