ZipRecruiter

Log In

1

Junior Credit Risk Analyst Jobs in Miami, FL (NOW HIRING)

Papco

Senior Analyst, Credit & Risk

Miami, FL · On-site +1

Senior Analyst, Credit & Risk About the Role World Fuel is seeking a Senior Analyst, Credit & Risk to support credit underwriting, risk management, and workingcapital protection across our North ...

Amerantbank

Credit Risk Metrics Specialist

Miramar, FL · On-site

Prepares Credit Risk SEC, US-GAPP, OCC and other credit risk financial reporting, development of ... Strong quantitative, analytical, and problem-solving skills, with the ability to interpret data ...

next page

Showing results 1-20

All JobsCredit Risk Analyst JobsJunior Credit Risk Analyst JobsJunior Credit Risk Analyst Jobs in Miami, FL

Junior Credit Risk Analyst information

See Miami, FL salary details

$14

$30

$51

How much do junior credit risk analyst jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for junior credit risk analyst in Miami, FL is $30.72, according to ZipRecruiter salary data. Most workers in this role earn between $22.07 and $33.80 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Miami, FL?

The most popular types of Credit Risk Analyst jobs in Miami, FL are:

What are popular job titles related to Junior Credit Risk Analyst jobs in Miami, FL?

For Junior Credit Risk Analyst jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Junior Credit Risk Analyst jobs in Miami, FL look for?

The top searched job categories for Junior Credit Risk Analyst jobs in Miami, FL are:

What cities near Miami, FL are hiring for Junior Credit Risk Analyst jobs?

Cities near Miami, FL with the most Junior Credit Risk Analyst job openings:

Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Miami, FL as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 85% In-person, and 15% Hybrid job distribution, with an average salary of $63,893 per year, or $30.7 per hour.

Portfolio Credit Risk Analyst

Miami, FL • On-site

Grove Bank & Trust
Finance and Insurance • 51 - 200 employees
Learn more about Grove Bank & Trustexternal

Full-time

Posted 3 days ago

New

Job description

SUMMARY: The Portfolio Credit Risk Analyst is a developmental role designed to provide comprehensive exposure to all facets of credit risk management. Plays a key role in monitoring, analyzing, and reporting on the Bank’s credit portfolio. This position supports the Credit department by conducting risk assessments, identifying emerging trends, ensuring compliance with regulatory expectations, and assisting with strategic decision-making to maintain overall portfolio health. Performs other related duties as necessary.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Assist in the creation and implementation of numerous risk management processes that facilitate the identification, measurement, monitoring and control of credit risks affecting the bank.  Examples include: the annual review process for individual borrowers and loan relationships, covenant ticklers and testing, the annual property inspection process, the early identification process for problem loans, appraisal review and engagement, etc. 
  • Develop and maintain dashboards, flowcharts, and visual aids to support risk analysis and decision-making.
  • Use AI tools to automate and streamline reporting, data analysis, and document creation.
  • Assist in the creation and enhancement of credit risk management reports that assess portfolio quality and risk trends.
  • Support the Chief Credit Officer in preparing Board and Committee presentations related to credit risk.
  • Monitor concentrations of credit, special assets, and trends in portfolio performance.
  • Participate in the calibration and maintenance of the Allowance for Credit Losses (ACL) framework.
  • Maintain and update financial ticklers and documentation tracking systems.
  • Schedule meetings, prepare and send out packages for various committees including but not limited to: The Loan Committee, Special Asset Committee, etc.
  • Assist in the preparation of regulatory and internal audit materials.
  • Create job aids and deliverables to support credit risk identification and control.
  • Collaborate with loan officers and other departments to gather and validate financial data.
  • Contribute to the development of internal tools and methodologies for credit risk assessment.
  • Ensure adherence to the Bank’s credit policies, regulatory requirements, and industry best practices.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE 

Bachelor’s degree in Finance, Accounting, Economics, Data Analytics, or related field. Minimum 2 to 3 years of experience in credit analysis, financial risk management, portfolio analytics, or a similar banking role. Experience in community banking or commercial banking environment preferred.  Experience with flowcharting tools (e.g., Visio, Lucid chart) and AI platforms (e.g., ChatGPT, Copilot, Bard) for productivity enhancement. Advanced proficiency in Microsoft Excel and PowerPoint. Must have a “highly motivated can-do” attitude, a sincere desire to learn and most importantly to take the initiative to perform any tasks assigned with positivity - no matter how tedious or administrative in nature. Strong analytical, organizational, and quantitative skills. Excellent written and verbal communication skills. Ability to manage multiple priorities and deliver high-quality work under tight deadlines. Detail-oriented with a proactive approach to problem-solving.  

All candidates for hire will undergo a credit and criminal background check. Only qualified candidates will be contacted.
 
Grove Bank & Trust is a drug-free workplace and an Equal Opportunity Employer - Veteran/Disability.

Apply