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Credit Risk Contract Jobs in Miami, FL (NOW HIRING)

Applied Risk Capital (" ARC ") is an underwriting platform focused on protecting banks and credit ... We are seeking a Policy & Contract Associate Manager to support the negotiation, execution ...

Demonstrated experience with project-based billing, retainage, and contract-driven invoicing * Strong understanding of collections best practices, credit risk, and dispute resolution * Experience ...

Divisional Controller

Miami, FL ยท On-site

$140K - $180K/yr

Collaborate with operational leaders to interpret contract language, assess risk exposure, and ... Accountable for funding due diligence on new projects, determines credit worthiness of potential ...

Divisional Controller

Miami, FL

$100K - $136K/yr

Collaborate with operational leaders to interpret contract language, assess risk exposure, and ... Accountable for funding due diligence on new projects, determines credit worthiness of potential ...

Divisional Controller

Miami, FL

$100K - $136K/yr

Collaborate with operational leaders to interpret contract language, assess risk exposure, and ... Accountable for funding due diligence on new projects, determines credit worthiness of potential ...

Collections Specialist

Miami, FL ยท On-site

$19 - $20/hr

This Long-term Contract position is ideal for someone who can manage both commercial and consumer ... established credit and collection procedures to manage delinquent accounts while preserving ...

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Credit Risk Contract information

See Miami, FL salary details

$47.8K

$104.6K

$175K

How much do credit risk contract jobs pay per year?

As of Jul 26, 2026, the average yearly pay for credit risk contract in Miami, FL is $104,553.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,700.00 and $135,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Credit Risk Contract position, and why are they important?

To thrive in a Credit Risk Contract role, candidates should possess strong analytical skills, a background in finance or economics, and experience in credit risk assessment methodologies. Familiarity with risk modeling tools, credit rating systems, and software such as SAS, SQL, or Excel is often required, with certifications like FRM or CFA being advantageous. Excellent attention to detail, effective communication, and the ability to work independently or in cross-functional teams set top performers apart. These competencies ensure accurate risk evaluation, compliance with banking regulations, and sound decision-making in managing organizational credit exposure.

What are some common challenges faced in a Credit Risk Contract role and how can they be managed?

Professionals in Credit Risk Contract positions often encounter shifting market conditions, regulatory changes, and diverse credit portfolios that require ongoing analysis and adaptation. Managing large volumes of complex financial data while meeting tight deadlines can be demanding. Staying proactive by keeping up-to-date with industry trends and regulatory requirements helps mitigate these challenges. Building strong collaborative relationships with stakeholders in lending, compliance, and business teams also plays a crucial role in addressing and solving risk-related issues efficiently.

What is a Credit Risk Contract job?

A Credit Risk Contract job involves assessing and managing the potential risks associated with lending and credit transactions, typically on a temporary or project basis. Professionals in this role analyze financial data, evaluate creditworthiness, and develop risk mitigation strategies to protect the organization from potential losses. They may work with banks, financial institutions, or corporations to ensure compliance with regulations and internal risk policies. This role often requires strong analytical skills, experience in credit risk assessment, and proficiency in financial modeling or risk management tools.

What are the most commonly searched types of Credit Risk jobs in Miami, FL? The most popular types of Credit Risk jobs in Miami, FL are:
What are popular job titles related to Credit Risk Contract jobs in Miami, FL? For Credit Risk Contract jobs in Miami, FL, the most frequently searched job titles are:
What cities near Miami, FL are hiring for Credit Risk Contract jobs? Cities near Miami, FL with the most Credit Risk Contract job openings:
Infographic showing various Credit Risk Contract job openings in Miami, FL as of July 2026, with employment types broken down into 61% Full Time, 21% Part Time, 1% Temporary, and 17% Contract. Highlights an 82% Physical, 2% Hybrid, and 16% Remote job distribution, with an average salary of $104,553 per year, or $50.3 per hour.
Commercial Credit Analyst II

Other

Posted 17 days ago


Job description

This position will work closely with senior credit leadership to analyze, underwrite, and evaluate Commercial Real Estate (CRE), Multifamily, and Commercial & Industrial (C&I) lending opportunities.


The ideal candidate will possess strong financial analysis skills, a solid understanding of commercial lending principles, and the ability to assess borrower risk through detailed review of financial statements, tax returns, cash flow, and collateral. This role offers excellent exposure to a variety of commercial lending relationships and credit structures while working alongside experienced lending and credit professionals.


Job Requirements

  • Analyze and underwrite Commercial Real Estate, Multifamily, and Commercial/Business loan requests
  • Review loan applications, financial statements, tax returns, rent rolls, appraisal reports, environmental reports, and supporting documentation
  • Evaluate borrower cash flow, collateral, debt service coverage, leverage, and overall credit risk
  • Prepare and review Credit Approval Memorandums (CAMs) and credit presentations for management and credit committee review
  • Perform financial spreading, credit analysis, and risk assessments to support lending decisions
  • Analyze lease agreements, rent rolls, purchase contracts, and loan structures
  • Ensure loan requests comply with bank underwriting guidelines, credit policies, and regulatory requirements
  • Communicate with Loan Officers and customers regarding loan status, documentation requirements, and transaction updates
  • Present loan recommendations and findings to senior credit leadership and lending authorities
  • Identify and communicate material risks, policy exceptions, or concerns during the underwriting process
  • Support ongoing portfolio monitoring and assist with credit quality reviews
  • Assist with special projects, quality control initiatives, and credit-related assignments as needed


Job Qualifications

  • Minimum 2 years of commercial credit analysis, underwriting, lending, or related banking experience required
  • Experience analyzing Commercial Real Estate (CRE), Multifamily, or Commercial & Industrial (C&I) loans preferred
  • Strong understanding of financial statement analysis and cash flow evaluation
  • Experience reviewing tax returns, rent rolls, appraisals, and borrower financial documentation
  • Ability to calculate and analyze debt service coverage ratios (DSCR), collateral values, and credit risk metrics
  • Bilingual English and Spanish required
  • Strong analytical, organizational, and problem-solving skills
  • Excellent verbal and written communication abilities
  • Ability to manage multiple deadlines and priorities simultaneously
  • Proficiency in Microsoft Office, particularly Excel
  • Ability to work collaboratively within a team-oriented banking environment

New Edge Associates logo

About New Edge Associates

Sourced by ZipRecruiter

We bring solutions that enriches the lives of every person in the industry. With over 20 years of experience in the financial and banking industry, we are committed to delivering quality service while identifying the absolute best candidate to match your criteria and at the same time seamlessly integrating them into your existing team.

Industry

Recruiting and staffing services

Company size

1 - 10 Employees

Headquarters location

Miami, FL, US

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