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Remote Credit Risk Jobs in Miami, FL (NOW HIRING)

Talent Cloud Staffing

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Senior C&I Underwriter

Miami, FL · Remote

$150K - $160K/yr

Structure credit recommendations and clearly communicate risk, mitigants, and approval rationale ... Hybrid flexibility throughout Florida, with fully remote consideration for exceptional candidates

W3Global Inc.

Financial Advisor - Remote

Miami, FL · Remote

$60K - $75K/yr

Understand and communicate the risk involved with financial and investment strategies * Ensure all ... Strong knowledge of investments and credit products * Strong knowledge of financial industry and ...

York Risk Services

RN Field Case Manager

Miami, FL · On-site +1

$74K - $94K/yr

... remote work environment that allows face to face interaction with injured workers and medical ... continuing education credits, team building initiatives and more. * Access diverse and ...

Flex

Senior Account Executive (Miami)

Miami, FL · Remote

$65K - $100K/yr

San Francisco, Miami, New York, and fully remote. Flex Fuels Ambition. \uD83D\uDD7A About the Role ... Work on real money, real risk -- Payments, credit, and banking at serious scale. Solve hard ...

Flex

Senior Account Executive (Miami)

Miami, FL · Remote

$65K - $100K/yr

San Francisco, Miami, New York, and fully remote. Flex Fuels Ambition. About the Role As a Senior ... Work on real money, real risk - Payments, credit, and banking at serious scale. Solve hard problems ...

Ocean Bank

CRA Officer

Miami, FL · On-site +1

... risk assessments. * Prepare reporting and materials for management committees and help promote ... Community Reinvestment Act, Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Unfair and ...

Ocean Bank

CRA Officer

Miami, FL · Remote

... risk assessments. * Prepare reporting and materials for management committees and help promote ... Community Reinvestment Act, Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Unfair and ...

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All JobsCredit Risk JobsRemote Credit Risk JobsRemote Credit Risk Jobs in Miami, FL

Remote Credit Risk information

See Miami, FL salary details

$47.8K

$104.6K

$175K

How much do remote credit risk jobs pay per year?

As of Jul 26, 2026, the average yearly pay for remote credit risk in Miami, FL is $104,553.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,700.00 and $135,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.
What are the most commonly searched types of Credit Risk jobs in Miami, FL? The most popular types of Credit Risk jobs in Miami, FL are:
What are popular job titles related to Remote Credit Risk jobs in Miami, FL? For Remote Credit Risk jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Remote Credit Risk jobs in Miami, FL look for? The top searched job categories for Remote Credit Risk jobs in Miami, FL are:
What cities near Miami, FL are hiring for Remote Credit Risk jobs? Cities near Miami, FL with the most Remote Credit Risk job openings:
Remote Credit Risk jobs near you
Infographic showing various Remote Credit Risk job openings in Miami, FL as of July 2026, with employment types broken down into 84% Full Time, 8% Part Time, 2% Temporary, and 6% Contract. Highlights an 100% Remote job distribution, with an average salary of $104,553 per year, or $50.3 per hour.
Senior C&I Underwriter

Senior C&I Underwriter

Talent Cloud Staffing

Miami, FL • Remote

$150K - $160K/yr

Full-time

Medical, Dental, PTO

Posted 17 days ago

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Job description

Senior Commercial & Industrial (C&I) Underwriter

Location: Hybrid from one of the Florida office locations or Fully Remote (for exceptional candidates)

Department: Commercial Credit

Employment Type: Full-Time

About the Opportunity

A well-capitalized, publicly traded regional bank is continuing to expand its Commercial Banking platform and is seeking experienced Senior C&I Underwriters to join its growing Commercial Credit team.

This is a highly visible role supporting a collaborative, relationship-driven credit culture focused exclusively on Commercial & Industrial lending (no CRE). The ideal candidate is a strong technical underwriter who enjoys partnering with Relationship Managers, structuring complex transactions, and serving as a trusted credit advisor on middle-market and corporate lending relationships.

This opportunity offers exposure to executive credit leadership, a collaborative team environment, strong work-life balance, and long-term career growth.

Key Responsibilities

  • Independently underwrite and structure new and existing middle-market and corporate C&I credit relationships
  • Prepare comprehensive credit memorandums including detailed financial statement analysis, global cash flow analysis, covenant analysis, collateral evaluation, and risk assessment
  • Analyze complex borrower structures, repayment sources, guarantor support, industry trends, and policy exceptions
  • Structure credit recommendations and clearly communicate risk, mitigants, and approval rationale
  • Partner closely with Relationship Managers to structure financing solutions that meet both client needs and the bank's credit standards
  • Perform annual reviews, renewals, modifications, risk rating assessments, and portfolio monitoring
  • Monitor covenant compliance, emerging risks, criticized assets, and policy exceptions
  • Present and defend underwriting recommendations to senior credit leadership as appropriate
  • Mentor and support junior underwriters while contributing to a collaborative team environment
  • Ensure compliance with internal credit policy, regulatory requirements, and sound underwriting practices

Required Qualifications

  • 7+ years of commercial credit underwriting experience with a strong emphasis on Commercial & Industrial lending
  • Proven experience underwriting middle-market and larger corporate C&I relationships
  • Demonstrated experience writing complete credit memorandums from initial analysis through recommendation
  • Strong financial analysis, cash flow modeling, covenant analysis, and credit structuring skills
  • Experience with larger and more complex commercial transactions, typically in the $20MM-$50MM+ range
  • Ability to independently evaluate credit risk and confidently defend underwriting recommendations
  • Excellent written and verbal communication skills

Preferred Qualifications

  • Experience with Asset-Based Lending (ABL), Trade Finance, Syndicated or Participation Lending
  • Formal commercial credit training and/or Finance degree
  • Experience within a large regional or national banks
  • Experience underwriting multi-entity and complex borrower structures
  • Experience mentoring junior underwriters or serving as a senior technical resource
  • Familiarity with commercial loan origination and credit platforms (nCino, FIS IBS, Salesforce, or similar)

What We're Looking For

The successful candidate is more than just a strong underwriter—they're a collaborative business partner who combines sound credit judgment with excellent communication skills. They can confidently defend their recommendations when appropriate, remain receptive to constructive feedback, and thrive in a team-oriented environment where relationship building and mutual respect are highly valued.

Why Join?

  • Well-capitalized, publicly traded regional bank with continued commercial banking growth
  • Strong executive visibility and exposure to senior credit leadership
  • Clear opportunities for career growth and pipeline to leadership roles for driven candidates
  • Collaborative, supportive, family-oriented culture
  • Emphasis on work-life balance and employee development
  • Hybrid flexibility throughout Florida, with fully remote consideration for exceptional candidates
  • Competitive compensation:
    • Base Salary: $150,000-$160,000
    • Target Annual Incentive: base of 15% (up to 24%)
    • Comprehensive benefits package