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Junior Credit Risk Analyst Jobs in Miami, FL (NOW HIRING)

Perform financial spreading, credit analysis, and risk assessments to support lending decisions * Analyze lease agreements, rent rolls, purchase contracts, and loan structures * Ensure loan requests ...

Credit Analyst II

Miami, FL · On-site

$60 - $80/hr

The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies ... Underwrite and analyze loan packages of bank (retail) programs by evaluating and reviewing loan ...

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... risk assessment * Analyze complex borrower structures, repayment sources, guarantor support ... Mentor and support junior underwriters while contributing to a collaborative team environment

Working knowledge of applicable industry laws and regulations required to review credit risk. Solid understanding of commercial credit analysis, including financial conditions, operating results and ...

Senior Credit Analyst

Miami, FL · On-site

$90 - $120/hr

Working knowledge of applicable industry laws and regulations required to review credit risk. Solid understanding of commercial credit analysis, including financial conditions, operating results and ...

JOB SUMMARY Credit Support staff are responsible for the analysis, structuring, underwriting and ... Demonstrate an understanding of bank policies and procedures, particularly regarding credit risk ...

Credit Support

Miami, FL · On-site

$120 - $180/hr

JOB SUMMARY Credit Support staff are responsible for the analysis, structuring, underwriting and ... Demonstrate an understanding of bank policies and procedures, particularly regarding credit risk ...

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Junior Credit Risk Analyst information

See Miami, FL salary details

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How much do junior credit risk analyst jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for junior credit risk analyst in Miami, FL is $30.72, according to ZipRecruiter salary data. Most workers in this role earn between $22.07 and $33.80 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Miami, FL?

The most popular types of Credit Risk Analyst jobs in Miami, FL are:

What are popular job titles related to Junior Credit Risk Analyst jobs in Miami, FL?

For Junior Credit Risk Analyst jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Junior Credit Risk Analyst jobs in Miami, FL look for?

The top searched job categories for Junior Credit Risk Analyst jobs in Miami, FL are:

What cities near Miami, FL are hiring for Junior Credit Risk Analyst jobs?

Cities near Miami, FL with the most Junior Credit Risk Analyst job openings:

Infographic showing various Junior Credit Risk Analyst job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 10% Part Time, and 2% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $63,893 per year, or $30.7 per hour.

Commercial Credit Analyst II

CRE Finance Council

Miami, FL • On-site

$68 - $97/hr

Other

This job post has expired 4 days ago. Applications are no longer accepted.


Job description

This is a banking position

This position will work closely with senior credit leadership to analyze, underwrite, and evaluate Commercial Real Estate (CRE), Multifamily, and Commercial & Industrial (C&I) lending opportunities.

The ideal candidate will possess strong financial analysis skills, a solid understanding of commercial lending principles, and the ability to assess borrower risk through detailed review of financial statements, tax returns, cash flow, and collateral. This role offers excellent exposure to a variety of commercial lending relationships and credit structures while working alongside experienced lending and credit professionals.

Job Requirements

  • Analyze and underwrite Commercial Real Estate, Multifamily, and Commercial/Business loan requests
  • Review loan applications, financial statements, tax returns, rent rolls, appraisal reports, environmental reports, and supporting documentation
  • Evaluate borrower cash flow, collateral, debt service coverage, leverage, and overall credit risk
  • Prepare and review Credit Approval Memorandums (CAMs) and credit presentations for management and credit committee review
  • Perform financial spreading, credit analysis, and risk assessments to support lending decisions
  • Analyze lease agreements, rent rolls, purchase contracts, and loan structures
  • Ensure loan requests comply with bank underwriting guidelines, credit policies, and regulatory requirements
  • Communicate with Loan Officers and customers regarding loan status, documentation requirements, and transaction updates
  • Present loan recommendations and findings to senior credit leadership and lending authorities
  • Identify and communicate material risks, policy exceptions, or concerns during the underwriting process
  • Support ongoing portfolio monitoring and assist with credit quality reviews
  • Assist with special projects, quality control initiatives, and credit-related assignments as needed

Job Qualifications

  • Minimum 2 years of commercial credit analysis, underwriting, lending, or related banking experience required
  • Experience analyzing Commercial Real Estate (CRE), Multifamily, or Commercial & Industrial (C&I) loans preferred
  • Strong understanding of financial statement analysis and cash flow evaluation
  • Experience reviewing tax returns, rent rolls, appraisals, and borrower financial documentation
  • Ability to calculate and analyze debt service coverage ratios (DSCR), collateral values, and credit risk metrics
  • Bilingual English and Spanish required
  • Strong analytical, organizational, and problem-solving skills
  • Excellent verbal and written communication abilities
  • Ability to manage multiple deadlines and priorities simultaneously
  • Proficiency in Microsoft Office, particularly Excel
  • Ability to work collaboratively within a team-oriented banking environment
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