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Assistant Credit Analyst Jobs (NOW HIRING)

Local Community Bank

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Credit Analyst

Shreveport, LA · On-site

Credit Analyst is an entry-level position where the successful applicant will learn to evaluate the ... Underwrite1-4 Family Residential mortgage loans including FHA, VA and Conventional * Assist credit ...

Vantage Bank

Credit Analyst

Fort Worth, TX

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed ... Works closely with lenders, lending assistants, Credit Administration, and other internal partners ...

Bridgewater Bank

Credit Analyst Lead

Greenwood, MN · On-site

$94K - $114K/yr

The Credit Analyst Lead will typically work on larger and more complex transactions ... Approve covenant testing, annual reviews and other post-approval changes as necessary * Assist ...

Vantage Bank

Credit Analyst

Dallas, TX · On-site

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed ... Works closely with lenders, lending assistants, Credit Administration, and other internal partners ...

Vantage Bank

Credit Analyst

El Paso, TX

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed ... Works closely with lenders, lending assistants, Credit Administration, and other internal partners ...

Vantage Bank

Credit Analyst

San Antonio, TX

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed ... Works closely with lenders, lending assistants, Credit Administration, and other internal partners ...

Vantage Bank

Credit Analyst

Branch, LA

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed ... Works closely with lenders, lending assistants, Credit Administration, and other internal partners ...

Bridgewater Bank

Credit Analyst Lead

Greenwood, MN · Hybrid

$94K - $114K/yr

The Credit Analyst Lead will typically work on larger and more complex transactions ... Approve covenant testing, annual reviews and other post-approval changes as necessary * Assist ...

Vantage Bank

Credit Analyst

Houston, TX

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed ... Works closely with lenders, lending assistants, Credit Administration, and other internal partners ...

JM Eagle

Asst Credit Manager

Los Angeles, CA · On-site

$68K - $113K/yr

This position combines advanced credit analysis responsibilities with leadership and operational support for the Credit Department. The Assistant Credit Manager acts as the primary backup to the ...

JM Eagle

Asst Credit Manager

Los Angeles, CA

This position combines advanced credit analysis responsibilities with leadership and operational support for the Credit Department. The Assistant Credit Manager acts as the primary backup to the ...

JM Eagle

Asst Credit Manager

Los Angeles, CA

This position combines advanced credit analysis responsibilities with leadership and operational support for the Credit Department. The Assistant Credit Manager acts as the primary backup to the ...

FAIRWINDS Credit Union

Credit Analyst

Orlando, FL · On-site

As a Credit Analyst , you'll play a critical role in helping us deliver on that mission by ... Determine Borrower Risk Ratings and Loan Risk Ratings * Assist in structuring credit requests that ...

Capital Farm Credit

Credit Analyst

Lubbock, TX

May assist in developing and administering lending programs, as well as developing and revising ... Provides mentoring/training to less-senior credit analysts. * Assists other Association personnel ...

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Assistant Credit Analyst information

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$28K

$71.7K

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How much do assistant credit analyst jobs pay per year?

As of Aug 16, 2026, the average yearly pay for assistant credit analyst in the United States is $71,673.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What is an assistant credit analyst?

Assistant Credit Analysts are entry-level professionals who support credit analysts and managers in evaluating the creditworthiness of individuals or businesses applying for loans or credit. Their duties typically include gathering and analyzing financial data, preparing credit reports, and assisting in risk assessments. They help ensure that lending decisions are made based on thorough analysis, minimizing potential risks for their organization. This role is often a stepping stone to more advanced positions in credit and financial analysis.

Is an assistant credit analyst entry level?

Yes, an assistant credit analyst is typically considered an entry-level position in the finance and credit analysis field. It often requires a bachelor's degree in finance, accounting, or a related field, and may involve on-the-job training to develop skills in credit evaluation and financial analysis.

What are the key skills and qualifications needed to thrive as an assistant credit analyst, and why are they important?

To thrive as an Assistant Credit Analyst, you need strong analytical skills, attention to detail, and a degree in finance, accounting, or a related field. Familiarity with financial modeling tools, credit analysis software, and proficiency in Excel are commonly expected, and some employers may prefer candidates working toward CFA or similar certifications. Effective communication, organization, and critical thinking are important soft skills for conveying complex information and managing multiple tasks. These abilities are vital for making sound credit decisions, supporting senior analysts, and minimizing financial risk for the organization.

What are some common challenges faced by assistant credit analysts, and how can they be managed effectively?

Assistant Credit Analysts often encounter challenges such as managing tight deadlines for credit reviews, handling large volumes of financial data, and balancing accuracy with efficiency. To manage these effectively, it's important to develop strong organizational skills, maintain clear communication with senior analysts and team members, and stay updated on regulatory changes. Proactively seeking feedback and leveraging available analytical tools can also help streamline workflow and improve decision-making.

Do assistant credit analysts get paid well?

Assistant credit analysts typically earn a moderate salary that varies by location and experience, with entry-level positions often paying around $40,000 to $55,000 annually. Salaries can increase with additional certifications, skills in financial analysis, and years of experience in the field.

What cities are hiring for Assistant Credit Analyst jobs?

Cities with the most Assistant Credit Analyst job openings:

What are the most commonly searched types of Credit Analyst jobs?

The most popular types of Credit Analyst jobs are:

What states have the most Assistant Credit Analyst jobs?

States with the most job openings for Assistant Credit Analyst jobs include:

Assistant Credit Analyst jobs near you
Infographic showing various Assistant Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 21% Part Time, 1% Temporary, and 2% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $71,673 per year, or $34.5 per hour.

Credit Analyst

Local Community Bank

Shreveport, LA • On-site

Full-time

Medical, Dental, Vision, Life

Re-posted 10 days ago

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Job description

Credit Analyst is an entry-level position where the successful applicant will learn to evaluate the financial health and risk profile of commercial, consumer and mortgage loan applicants.  Successful applicants will learn to “spread” financial statements, conduct cash flow analyses and assist other analysts in underwriting commercial, consumer and mortgage loans, among other duties to build foundational credit and lending skills. Under general direction, this position’s primary responsibilities include performing credit analysis for consumer, mortgage and commercial loan customers.


ESSENTIAL JOB DUTIES:

Performs portfolio management responsibilities including:

  • Commercial credit analysis by reviewing items including, but not limited to, credit reports, personal and business financial statements, tax returns, appraisals, property inspections, insurance and environmental reports to prepare credit packages for approval.
  • Help prepare and analyze financial statement spreads to determine overall credit strengths and weaknesses of potential commercial, consumer and mortgage credit customers. 
  • Research prospective bank customers using internet, banking and trade references
  • Underwrite1-4 Family Residential mortgage loans including FHA, VA and Conventional
  • Assist credit staff with file reviews to ensure complete information.
  • Assist Credit staff with preparation of clear and concise credit memos that include all pertinent information associated with the overall risk of each loan, identifying the strengths and weaknesses of the borrower. 
  • Evaluate collateral, industry data and other relevant credit information.
  • Assist with monitoring monthly borrowing base reports, portfolio reviews and other reports as assigned.
  • Develop a working knowledge of the bank’s loan policy and systems.
  • Assist with other duties or special projects as assigned.
  • Prepares periodic reviews of existing loans to assess credit quality and covenant compliance
  • May participate in research, preparation and execution of customer calls
  • Prepares Annual Reviews on customers, to include but not limited to:
    • Detailed analysis of financial statements
    • Detailed collateral analysis
    • Detailed analysis of debt service and covenant compliance
    • Review of credit risk rating
    • Borrower and Guarantor analysis
    • Assessment of lending risks, clearly identifying offsetting mitigates and summarizing recommendations.
       

QUALIFICATIONS:

• Bachelor’s Degree in Accounting or Finance, preferred

• Financial analysis experience in a commercial bank setting and/or equivalent credit training.

• Experience with discounted cash flow models, a plus.

• 1-3 years of related experience within commercial banking industry, preferred but not required.

• 1-4 family mortgage underwriting experience, a plus.

• Strong communication and analytical skills

• Strong PC skills (Microsoft Office)

• Good interpersonal skills, team oriented, and strong customer service skills

Company Description

Well-established community bank located in Shreveport/Bossier/Benton/Minden.