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Senior Credit Analyst Jobs (NOW HIRING)

Super Micro Computer

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

Super Micro Computer, Inc is seeking a Sr. Credit Analyst to join our team of valuation professionals that bring industry experience, innovation, and specialized knowledge to help make the best ...

WaFd Bank

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

The Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of ...

WaFd Bank

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

The Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of ...

WaFd Bank

Senior Credit Analyst - CRE

Seattle, WA

$82K - $123K/yr

The Senior Credit Analyst is responsible for providing due diligence, analytical, and underwriting support to the division's Relationship and Portfolio Managers as assigned. The Senior Credit Analyst ...

Dean Bank

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

UW Credit Union

Senior Credit Analyst

Madison, WI · On-site

$38.39 - $42.50/hr

Overview The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

UW Credit Union

Senior Credit Analyst

Madison, WI · On-site

Overview The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower ...

Navitas Credit Corp.

Senior Credit Analyst

Columbia, SC · On-site

$60K/yr

Overview The Senior Credit Analyst is responsible for evaluating and making credit decisions on new business transactions in alignment with Navitas' credit policies. This role also partners closely ...

UW Credit Union

Senior Credit Analyst

Madison, WI

$38.39/hr

The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower, collateral, and ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

Hilltop Holdings

Senior Credit Analyst

Fort Worth, TX · On-site

The Senior Credit Analyst with PlainsCapital Bank is a recognized subject matter expert responsible for independently evaluating the financial condition and creditworthiness of complex commercial ...

TBK Bank, SSB

Senior Credit Analyst

Dallas, TX · On-site

The Senior Credit Analyst position will require a high degree of organization, attention to detail and initiative. A qualified applicant must also demonstrate a firm understanding of financial ...

New

Composites One

Senior Credit Analyst

Schaumburg, IL

$80K - $100K/hr

The Senior Credit Analyst manages a portfolio of customer accounts, partnering with Sales and Operations to optimize accounts receivable (AR) performance while balancing risk and customer experience.

Navitas Credit Corp.

Senior Credit Analyst

Columbia, SC

$60K - $93K/yr

Overview The Senior Credit Analyst is responsible for evaluating and making credit decisions on new business transactions in alignment with Navitas' credit policies. This role also partners closely ...

Hilltop Holdings

Senior Credit Analyst

Fort Worth, TX · On-site

The Senior Credit Analyst with PlainsCapital Bank is a recognized subject matter expert responsible for independently evaluating the financial condition and creditworthiness of complex commercial ...

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Senior Credit Analyst information

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$49.5K

$94.3K

$174K

How much do senior credit analyst jobs pay per year?

As of Aug 12, 2026, the average yearly pay for senior credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn higher salaries than entry-level analysts, with median annual pay ranging from $70,000 to $100,000 depending on experience, location, and industry. They often receive bonuses and benefits, and advanced skills in financial analysis and credit risk assessment can lead to higher compensation.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

More about Senior Credit Analyst jobs
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What are popular job titles related to Senior Credit Analyst jobs? For Senior Credit Analyst jobs, the most frequently searched job titles are:
Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.

Sr. Credit Analyst

Super Micro Computer

San Jose, CA • On-site

$98K - $109K/yr

Full-time

Re-posted 26 days ago

Job description

Job Req ID: 29283
About Supermicro:
Supermicro® is a Top Tier provider of advanced server, storage, and networking solutions for Data Center, Cloud Computing, Enterprise IT, Hadoop/ Big Data, Hyperscale, HPC and IoT/Embedded customers worldwide. We are the #5 fastest growing company among the Silicon Valley Top 50 technology firms. Our unprecedented global expansion has provided us with the opportunity to offer a large number of new positions to the technology community. We seek talented, passionate, and committed engineers, technologists, and business leaders to join us.
Job Summary:
Super Micro Computer, Inc is seeking a Sr. Credit Analyst to join our team of valuation professionals that bring industry experience, innovation, and specialized knowledge to help make the best decision for our business and mission. If you are seeking a role that offers you the opportunity to create value and minimize risk while allowing you to develop personally and professionally, consider a career at Supermicro. The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal communication skills, strong analytical and critical thinking skills, ability to manage multiple priorities and understand risk and reward relationships. This individual will focus on providing a high level of customer focus and value creation for our business.
Please note: This role focuses on corporate trade credit and ongoing customer credit risk management. It does not involve loan or insurance underwriting.
Essential Duties and Responsibilities:
The Sr. Credit Analyst job responsibilities will include, but not limited to:
• Manage the customer credit risk assessment and assignment of credit terms and conditions, monitor credit exposure and performance of trade customers in order to facilitate proactive management of risks, and negotiate credit terms and conditions when customers are unable to meet established guidelines
• Obtain and analyze credit data and financial statements of new and existing customers to determine credit worthiness, rate credit risk and recommend credit limits
• Responsible for setting up customer account and maintain customer master and credit files
• Manage the review and update of global credit and collection policies, practices, procedures, and lines of customers on a regular basis or when requested for existing accounts and will revoke lines of credit upon receipt of external information pertinent to financial strength of accounts
• Special projects as assigned
Qualifications:
• Bachelor Degree (B.S/B.A) or Equivalent experience preferred
• 8+ years in high-tech corporate credit or bank, problem solving experiences with understanding of financial statement, credit risk analysis, credit practices and procedures preferred
• Excellent analytical and organizational skills with focus to detail
• Strong communication skills with an ability to work collaboratively and build strong relationships across the organization
• Ability to organize and prioritize workload and meet deadlines
• Must be flexible and possess the ability to adapt to change
• Microsoft office advanced level capabilities
Salary Range
$98,000- $109,000
The salary offered will depend on several factors, including your location, level, education, training, specific skills, years of experience, and comparison to other employees already in this role. In addition to a comprehensive benefits package, candidates may be eligible for other forms of compensation, such as participation in bonus and equity award programs.
EEO Statement
Supermicro is an Equal Opportunity Employer and embraces diversity in our employee population. It is the policy of Supermicro to provide equal opportunity to all qualified applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or special disabled veteran, marital status, pregnancy, genetic information, or any other legally protected status.

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