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Senior Credit Analyst Jobs (NOW HIRING)

City Bank

Senior Credit Analyst

Houston, TX · On-site

$70 - $110/hr

Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity.Participate in the credit review process and insure that all underwriting, policy, and compliance ...

BANK OF LUXEMBURG

Senior Credit Analyst

WI · On-site

$32.98 - $40.58/hr

As a Senior Credit Analyst, you'll play a vital role in supporting our lenders, customers, and leadership team by delivering high-quality credit analysis that strengthens our loan decisions and ...

BANK OF LUXEMBURG

Senior Credit Analyst

Luxemburg, WI · On-site

$32.98 - $40.58/hr

As a Senior Credit Analyst, you'll play a vital role in supporting our lenders, customers, and leadership team by delivering highquality credit analysis that strengthens our loan decisions and ...

Reading Co-Operative

Senior Credit Analyst

Reading, MA · On-site

$95 - $105/hr

Senior Credit Analyst Full Time Reading, MA, US 3 days ago Requisition ID: 1295 Salary Range: $95,221.00 To $105,000.00 Annually At Reading Cooperative Bank, we are more than a financial institution ...

Sauk Valley Bank

Senior Credit Analyst

Harvard, IL · On-site

SS SUMMARY Commercial and Agribusiness Senior Credit Analyst is responsible to analyze various historical and projected financial statements of individuals and businesses to identify the degree of ...

Fifth Third

Senior Credit Analyst

Detroit, MI · On-site

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis ...

Sauk Valley Bank

Senior Credit Analyst

Harvard, IL · On-site

SS SUMMARY Commercial and Agribusiness Senior Credit Analyst is responsible to analyze various historical and projected financial statements of individuals and businesses to identify the degree of ...

Fifth Third

Senior Credit Analyst

Frisco, TX · On-site

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis ...

Fifth Third

Senior Credit Analyst

Dallas, TX · On-site

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis ...

Sauk Valley Bank

Senior Credit Analyst

Harvard, IL · On-site

SS SUMMARY Commercial and Agribusiness Senior Credit Analyst is responsible to analyze various historical and projected financial statements of individuals and businesses to identify the degree of ...

Commercial Alliance

Senior Credit Analyst

Troy, MI

SENIOR CREDIT ANALYST Commercial Alliance provides a comprehensive suite of lending services designed to help credit unions succeed with business members across six states. As a Senior Credit Analyst ...

Dext Capital LLC

Senior Credit Analyst

Lake Oswego, OR · On-site

$110K - $130K/yr

The ideal Senior Credit Analyst candidate will have demonstrated equipment underwriting experience of large ticket transactions and data evaluation. The ideal candidate is a senior level analyst with ...

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Senior Credit Analyst information

See salary details

$49.5K

$94.3K

$174K

How much do senior credit analyst jobs pay per year?

As of Sep 3, 2026, the average yearly pay for senior credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn a higher salary than entry-level analysts, with median annual wages often ranging from $70,000 to $100,000 depending on experience, location, and industry. They may also receive bonuses and benefits, and advanced certifications like CFA can enhance earning potential.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the average around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.
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Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 83% Full Time, and 16% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.

Senior Credit Analyst

City Bank

Houston, TX • On-site

$70 - $110/hr

Other

Posted 25 days ago

Job description

The Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; assists loan officers in writing loan requests; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.Essential DutiesProven ability to manage all essential duties of the City Bank Credit Analyst position.Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval. Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity.Participate in the credit review process and insure that all underwriting, policy, and compliance procedures are followed.Efficiently Familiarize oneself with City Bank policy to effectively interpret, apply, and advise on policy.Maintain effective relationships with Senior Management and lending staff and assist Lenders on client calls/meetings.Maintain effective relationships with Senior Management and lending staff and assist Lenders on client calls/meetings.Mentor and train credit analysts as well as coordinate and oversee internal group training. Participate in the hiring process and development of the credit department.Identify and coordinate external training opportunities for credit department.Ensure that procedures and credit requests comply with City Bank’s loan policy.Participate in external training modules that consist of advanced credit analysis training a minimum of 2 times per year.Other job duties as required by the Regional Credit Managers.Equal Opportunity Employer/Veterans/Disabled #J-18808-Ljbffr
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About City Bank

Sourced by ZipRecruiter

We come to work each day with a purpose that guides all our interactions. And, we truly value our three Fs - Faith, Family, Fun. Purpose: To use the power of relationships to help people succeed and live better Mission: We will build lasting relationships by delivering financial solutions with unrivaled customer service…one customer at a time. Vision: Our greatest achievement is when we help our stakeholders succeed – resulting in growth, profitability, and longevity for all.

Industry

Finance and insurance

Company size

501 - 1,000 Employees

Headquarters location

Lubbock, TX, US

Year founded

1941

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