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Credit Risk Business Analyst Jobs (NOW HIRING)

TriOptus LLC

Business Analyst - Credit Risk

Tampa, FL · On-site

Title: Busienss Analyst - Credit Risk location: NYC/Tampa FL/Jacksonville FL/ Buffalo FL (Onsite) Contract: 06 months with potential extesnion * Business Analyst * Client is looking for a US based ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

Monitor and trend changes to the loan portfolio and application quality with regard to business process changes and Credit Risk initiatives. Analyze the impact of changes to assess success and ...

PSECU

Credit Risk Analyst

Harrisburg, PA

Monitor and trend changes to the loan portfolio and application quality with regard to business process changes and Credit Risk initiatives. Analyze the impact of changes to assess success and ...

US Bank

Credit Risk Analyst

Minneapolis, MN · On-site

Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer ... This is accomplished via ongoing partnership with Business Line peers, internal and external ...

U.S. Bank

Credit Risk Analyst

Minneapolis, MN · On-site

This is accomplished via ongoing partnership with Business Line peers, internal and external ... credit risk, financial and statistical analysis. • Considerable knowledge of credit ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Calpine, a business unit of Constellation Energy Corporation (Nasdaq: CEG), is America's largest ... Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT

Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment * Perform broader sector analysis in ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site

Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment * Perform broader sector analysis in ...

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Credit Risk Business Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do credit risk business analyst jobs pay per year?

As of Jun 29, 2026, the average yearly pay for credit risk business analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What does a Credit Risk Business Analyst do?

A Credit Risk Business Analyst is responsible for evaluating and managing the risks associated with lending and credit activities within financial institutions. They analyze data to assess the creditworthiness of clients, develop risk models, and help design strategies to minimize losses from bad debts. Their role also involves working with stakeholders to gather business requirements, improve risk assessment processes, and ensure compliance with regulatory standards. By providing insights and recommendations, they support informed decision-making to balance profitability and risk.

What are the key skills and qualifications needed to thrive as a Credit Risk Business Analyst, and why are they important?

To thrive as a Credit Risk Business Analyst, you need strong analytical skills, a solid understanding of financial concepts, and a relevant degree in finance, economics, or a related field. Proficiency with risk modeling software, SQL, Excel, and sometimes certifications like FRM or CFA are commonly expected. Exceptional communication, attention to detail, and problem-solving abilities distinguish top performers in this role. These competencies are crucial for accurately assessing credit risks, ensuring regulatory compliance, and supporting sound lending decisions.

How does a Credit Risk Business Analyst typically collaborate with other departments within a financial institution?

Credit Risk Business Analysts often work closely with teams such as credit underwriting, data analytics, compliance, and IT. They facilitate cross-departmental projects by gathering business requirements, analyzing credit data, and helping to implement risk assessment tools. Effective communication with stakeholders ensures that risk models and policies are accurately reflected in business processes, and that regulatory requirements are met. This collaboration is essential for maintaining a comprehensive risk management strategy across the organization.

What is the difference between Credit Risk Business Analyst vs Credit Analyst?

AspectCredit Risk Business AnalystCredit Analyst
CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CCBA are commonBachelor's degree in finance, accounting, or related field; certifications like CFA or similar are advantageous
Work EnvironmentAnalyzes credit risk data, develops models, collaborates with risk management teamsReviews credit applications, assesses borrower creditworthiness, makes lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agencies, risk management firmsBanks, lending institutions, credit unions, financial services

The main difference is that a Credit Risk Business Analyst focuses on analyzing and modeling credit risk data to inform strategic decisions, while a Credit Analyst primarily evaluates individual credit applications and assesses borrower creditworthiness. Both roles require similar credentials and often work within the same industry, but their core responsibilities differ in scope and focus.

More about Credit Risk Business Analyst jobs
What cities are hiring for Credit Risk Business Analyst jobs? Cities with the most Credit Risk Business Analyst job openings:
What job categories do people searching Credit Risk Business Analyst jobs look for? The top searched job categories for Credit Risk Business Analyst jobs are:
Credit Risk Business Analyst jobs near you
Infographic showing various Credit Risk Business Analyst job openings in the United States as of June 2026, with employment types broken down into 1% Internship, 56% Full Time, 42% Part Time, and 1% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.
Credit Risk & Business Analyst

Credit Risk & Business Analyst

Analytic Recruiting Inc.

Morristown, NJ • On-site

Other

Posted 18 days ago

Key responsibilities

  • Analyze credit portfolio performance across consumer, small business, and commercial lending to identify trends, emerging risks, and opportunities for improved credit strategy.

  • Develop and maintain dashboards, scorecards, and reporting tools that provide visibility into credit quality, delinquency trends, loss forecasting, and portfolio segmentation.

  • Build and optimize data pipelines that support scalable, high-quality credit risk analytics across multiple lending products.

Job description

Credit Risk Analyst


A leading financial institution is seeking a Credit Risk / Business Intelligence Analyst to support data‑driven decision‑making across its lending portfolios. This role blends quantitative analysis, portfolio monitoring, and business intelligence to strengthen credit strategy, underwriting quality, and overall risk management


  • NO SPONSORSHIP
  • REQUIRES EXPERT WITH SQL
  • ONSITE 4 DAYS A WEEK in NJ or NYC office
  • Salary to 130K


What You’ll Do

  • Analyze credit portfolio performance across consumer, small business, and commercial lending to identify trends, emerging risks, and opportunities for improved credit strategy.
  • Develop and maintain dashboards, scorecards, and reporting tools that provide visibility into credit quality, delinquency trends, loss forecasting, and portfolio segmentation
  • Build and optimize data pipelines that support scalable, high‑quality credit risk analytics across multiple lending products
  • Validate data accuracy and ensure alignment with internal credit policies, regulatory expectations, and risk frameworks
  • Partner with underwriting, credit policy, loan operations, and finance teams to translate business needs into analytical insights and actionable recommendations
  • Support credit strategy initiatives, including changes to underwriting criteria, pricing models, exposure limits, and portfolio monitoring processes
  • Respond to ad hoc data requests related to loan performance, borrower behavior, and credit exposure using SQL
  • Contribute to a strong risk‑aware culture by mentoring analysts and elevating analytical maturity across the organizati


Requirements:

  • Quant degree
  • Min 3 years of experience in credit risk analytics, portfolio analytics, lending analytics, or a related quantitative roleHands‑on experience with data visualization tools (Tableau, Power BI, Qlik) and the ability to design intuitive dashboards for credit and lending stakeholders
  • Strong SQL skills and experience working with large datasets in cloud environments (preferably Snowflake); Python, Hive, or similar languages a plus
  • High attention to detail with the ability to investigate anomalies, validate data, and produce accurate credit insights
  • Strong analytical and problem‑solving skills, with the ability to make data‑driven recommendations that influence lending decisions.
  • Ability to collaborate effectively with credit, lending, finance, and technology partners.
  • Excellent communication skills, with the ability to translate complex data into clear business narratives
  • Knowledge of lending products, credit lifecycle processes, underwriting workflows, loan servicing, and core banking systems.


Email resume to ilana@analyticrecruiting.com

Apply