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Credit Risk Business Analyst Jobs (NOW HIRING)

BNY

Director, Credit Risk Review

Manhattan, NY · On-site

... analytical field. * Advanced degree (e.g., MBA, MS in Finance/Risk) and/or relevant professional ... Credit Officer experience with material individual approval authority in large systemically ...

BECU

Sr Credit Risk Analyst

$82K - $154K/yr

With business and technology transformation on the horizon, there's never been a better time to be ... As a Sr. Credit Risk Analyst, you'll play a critical role in shaping credit strategy and governance ...

BECU

Sr Credit Risk Analyst

OR · On-site +1

$82K - $154K/yr

With business and technology transformation on the horizon, there's never been a better time to be ... As a Sr. Credit Risk Analyst, you'll play a critical role in shaping credit strategy and governance ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

Monitor and trend changes to the loan portfolio and application quality with regard to business process changes and Credit Risk initiatives. Analyze the impact of changes to assess success and ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

Monitor and trend changes to the loan portfolio and application quality with regard to business process changes and Credit Risk initiatives. Analyze the impact of changes to assess success and ...

BNY Mellon

Director, Credit Risk Review

Manhattan, NY · On-site

... analytical field. * Advanced degree (e.g., MBA, MS in Finance/Risk) and/or relevant professional ... Credit Officer experience with material individual approval authority in large systemically ...

BNY

Director, Credit Risk Review

Manhattan, NY

... analytical field. * Advanced degree (e.g., MBA, MS in Finance/Risk) and/or relevant professional ... Credit Officer experience with material individual approval authority in large systemically ...

Adyen

Credit Risk Analyst

Chicago, IL · On-site

$100K - $130K/yr

Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen; * Develop and implement credit risk strategies to ...

Adyen

Credit Risk Analyst

Chicago, IL · Hybrid

$100K - $130K/yr

Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen; * Develop and implement credit risk strategies to ...

Koalafi

Senior Business Analyst - Credit Risk

Richmond, VA · On-site

$100K - $129K/yr

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis ... business needs Preferred Qualifications * Master's degree in a quantitative field (finance ...

washingtontrust

Credit Risk Analyst

Providence, RI

$75K - $85K/yr

Credit Risk Analyst Washington Trust has an opportunity for an experienced commercial credit ... Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred ...

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Credit Risk Business Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do credit risk business analyst jobs pay per year?

As of Aug 23, 2026, the average yearly pay for credit risk business analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What does a credit risk business analyst do?

A Credit Risk Business Analyst is responsible for evaluating and managing the risks associated with lending and credit activities within financial institutions. They analyze data to assess the creditworthiness of clients, develop risk models, and help design strategies to minimize losses from bad debts. Their role also involves working with stakeholders to gather business requirements, improve risk assessment processes, and ensure compliance with regulatory standards. By providing insights and recommendations, they support informed decision-making to balance profitability and risk.

What are the key skills and qualifications needed to thrive as a credit risk business analyst?

To thrive as a Credit Risk Business Analyst, you need strong analytical skills, a solid understanding of financial concepts, and a relevant degree in finance, economics, or a related field. Proficiency with risk modeling software, SQL, Excel, and sometimes certifications like FRM or CFA are commonly expected. Exceptional communication, attention to detail, and problem-solving abilities distinguish top performers in this role. These competencies are crucial for accurately assessing credit risks, ensuring regulatory compliance, and supporting sound lending decisions.

How does a credit risk business analyst typically collaborate with other departments within a financial institution?

Credit Risk Business Analysts often work closely with teams such as credit underwriting, data analytics, compliance, and IT. They facilitate cross-departmental projects by gathering business requirements, analyzing credit data, and helping to implement risk assessment tools. Effective communication with stakeholders ensures that risk models and policies are accurately reflected in business processes, and that regulatory requirements are met. This collaboration is essential for maintaining a comprehensive risk management strategy across the organization.

What is the difference between Credit Risk Business Analyst vs Credit Analyst?

AspectCredit Risk Business AnalystCredit Analyst
CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CCBA are commonBachelor's degree in finance, accounting, or related field; certifications like CFA or similar are advantageous
Work EnvironmentAnalyzes credit risk data, develops models, collaborates with risk management teamsReviews credit applications, assesses borrower creditworthiness, makes lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agencies, risk management firmsBanks, lending institutions, credit unions, financial services

The main difference is that a Credit Risk Business Analyst focuses on analyzing and modeling credit risk data to inform strategic decisions, while a Credit Analyst primarily evaluates individual credit applications and assesses borrower creditworthiness. Both roles require similar credentials and often work within the same industry, but their core responsibilities differ in scope and focus.

What cities are hiring for Credit Risk Business Analyst jobs?

Cities with the most Credit Risk Business Analyst job openings:

Credit Risk Business Analyst jobs near you
Infographic showing various Credit Risk Business Analyst job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.

Business Analyst -Credit Risk, Market Risk, Counterparty Risk

Accord Technologies Inc.

New York, NY • On-site

Contractor

Re-posted 10 days ago

Job description

Job Title: Business Analyst (Credit Risk, Market Risk, Counterparty Risk)
Location: New York, NY (onsite)
Duration: 12 months 
Job Type: W2 contract.
 
We are seeking an experienced Risk Business Analyst to bridge the gap between our Risk Management organization and Technology teams in New York City. This role requires deep subject matter expertise in Credit Risk, Market Risk, and Counterparty Credit Risk (CVA) to drive requirements for risk system enhancements, regulatory implementations, and data infrastructure projects.
Key ResponsibilitiesRisk Analysis & Requirements

  • Elicit and document detailed business requirements for risk measurement systems (VaR, PFE, EPE, SIMM, SA-CCR)

  • Analyze data flows for risk aggregation, stress testing (CCAR/DFAST), and regulatory reporting (Basel III/IV, FRB 2052a)

  • Define specifications for limit monitoring, collateral management, and risk attribution

Stakeholder Management

  • Serve as liaison between Front Office, Risk Managers, Quants, and IT teams

  • Conduct gap analysis of current systems vs. business needs for trading book/banking book risks

  • Present solution recommendations to senior stakeholders

Project Delivery

  • Lead UAT for risk system implementations

  • Create data dictionaries and mapping documents for risk factor transformations

  • Support remediation of audit findings and regulatory requirements

Required Qualifications

Domain Expertise:

  • 9+ years as a Risk Business Analyst in capital markets

  • Hands-on experience with:

    • Credit Risk: Exposure methodologies (PFE, EAD), ratings, RWA calculations

    • Market Risk: VaR (Historical/Parametric), stress testing, product coverage

    • Counterparty Risk: CVA/DVA, margin frameworks (SIMM, ISDA SIMM)

Technical Skills:

  • Proficient in SQL for data analysis

  • Experience with risk systems: Moodys RiskFrontier, Algorithmics, Bloomberg MARS, RiskMetrics

  • Understanding of risk data models and regulatory timelines

Soft Skills:

  • Exceptional communication for technical and non-technical audiences

  • Proven ability to manage conflicting priorities