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Credit Risk Business Analyst Jobs (NOW HIRING)

YouLend

Senior Credit Risk Analyst

Atlanta, GA · On-site

We are seeking a Senior Credit Risk Analyst to support the next phase of growth in our US business. This role will be based out of our Atlanta office (hybrid in office 3-4 days per week) working ...

YouLend Limited

Senior Credit Risk Analyst

Atlanta, GA · On-site

$110 - $140/hr

We are seeking a Senior Credit Risk Analyst to support the next phase of growth in our US business. This role will be based out of our Atlanta office (hybrid in office 3-4 days per week) working ...

Continental Finance

Credit Risk Analyst

Wilmington, DE · Hybrid

We are seeking a Data Analyst to support our Credit Risk team. Seeking a Data Analyst to support ... We offer all employees competitive compensation and benefits in an exciting, fast-paced business ...

Prosper

Credit Risk Analyst

$102K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... Bachelors degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics ...

Prosper

Credit Risk Analyst

Charleston, WV · Remote

$102K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... Bachelors degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics ...

YouLend

Senior Credit Risk Analyst

Atlanta, GA · On-site

$90 - $130/hr

We are seeking a Senior Credit Risk Analyst to support the next phase of growth in our US business. This role will be based out of our Atlanta office (hybrid in office 3-4 days per week) working ...

Papco

Senior Analyst, Credit & Risk

Miami, FL · On-site +1

Senior Analyst, Credit & Risk About the Role World Fuel is seeking a Senior Analyst, Credit & Risk ... Sound business judgment and the ability to make datadriven credit decisions * Continuousimprovement ...

New

Fifth Third Bank

Risk Business Analyst III

Cincinnati, OH · On-site

$42 - $57.75/hr

Functions as a team member in the analysis of business and user needs and the implementation of appropriate technology applications. Responsible and accountable for risk by openly exchanging ideas ...

USAA

Senior Analyst, Credit Risk Strategy

Phoenix, AZ · On-site

Credit Risk Analyst Seniors use quantitative methods to identify credit risk, develop and deliver ... S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA ...

USAA

Senior Analyst, Credit Risk Strategy

Plano, TX · On-site

Credit Risk Analyst Seniors use quantitative methods to identify credit risk, develop and deliver ... S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA ...

Fifth Third

Risk Business Analyst III

Cincinnati, OH · On-site

$42 - $57.75/hr

Functions as a team member in the analysis of business and user needs and the implementation of appropriate technology applications. Responsible and accountable for risk by openly exchanging ideas ...

ACT Group

Sr. Credit Risk Analyst

New York, NY

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit ... business growth in a fast-paced commodity trading environment. In essence, your role involves:

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Credit Risk Business Analyst information

See salary details

$37K

$113.9K

$197.5K

How much do credit risk business analyst jobs pay per year?

As of Aug 23, 2026, the average yearly pay for credit risk business analyst in the United States is $113,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,500.00 and $140,500.00 per year, depending on experience, location, and employer.

What does a credit risk business analyst do?

A Credit Risk Business Analyst is responsible for evaluating and managing the risks associated with lending and credit activities within financial institutions. They analyze data to assess the creditworthiness of clients, develop risk models, and help design strategies to minimize losses from bad debts. Their role also involves working with stakeholders to gather business requirements, improve risk assessment processes, and ensure compliance with regulatory standards. By providing insights and recommendations, they support informed decision-making to balance profitability and risk.

What are the key skills and qualifications needed to thrive as a credit risk business analyst?

To thrive as a Credit Risk Business Analyst, you need strong analytical skills, a solid understanding of financial concepts, and a relevant degree in finance, economics, or a related field. Proficiency with risk modeling software, SQL, Excel, and sometimes certifications like FRM or CFA are commonly expected. Exceptional communication, attention to detail, and problem-solving abilities distinguish top performers in this role. These competencies are crucial for accurately assessing credit risks, ensuring regulatory compliance, and supporting sound lending decisions.

How does a credit risk business analyst typically collaborate with other departments within a financial institution?

Credit Risk Business Analysts often work closely with teams such as credit underwriting, data analytics, compliance, and IT. They facilitate cross-departmental projects by gathering business requirements, analyzing credit data, and helping to implement risk assessment tools. Effective communication with stakeholders ensures that risk models and policies are accurately reflected in business processes, and that regulatory requirements are met. This collaboration is essential for maintaining a comprehensive risk management strategy across the organization.

What is the difference between Credit Risk Business Analyst vs Credit Analyst?

AspectCredit Risk Business AnalystCredit Analyst
CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CCBA are commonBachelor's degree in finance, accounting, or related field; certifications like CFA or similar are advantageous
Work EnvironmentAnalyzes credit risk data, develops models, collaborates with risk management teamsReviews credit applications, assesses borrower creditworthiness, makes lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agencies, risk management firmsBanks, lending institutions, credit unions, financial services

The main difference is that a Credit Risk Business Analyst focuses on analyzing and modeling credit risk data to inform strategic decisions, while a Credit Analyst primarily evaluates individual credit applications and assesses borrower creditworthiness. Both roles require similar credentials and often work within the same industry, but their core responsibilities differ in scope and focus.

What cities are hiring for Credit Risk Business Analyst jobs?

Cities with the most Credit Risk Business Analyst job openings:

Credit Risk Business Analyst jobs near you
Infographic showing various Credit Risk Business Analyst job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $113,881 per year, or $54.8 per hour.

Credit Risk Analyst

Columbia Banking System, Inc.

Tigard, OR • On-site

$90K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Job description

About the Role:
This role supports the efforts of Credit Risk Administration in maintaining sound and effective management of the Bank's credit exposures by providing a robust Dual Risk Rating (DRR) system. Responsibilities include development and maintenance of risk rating scorecards including statistical models for assigned portfolios, development and production of complex reports and related data flows, frontline partner support, relevant credit policy support, and adherence to the Bank's Credit Risk Management policies and regulations. This position may provide leadership for other Credit Risk Analysts within the unit and be responsible for assigning work and resolving problems.
  • Develop and maintain PD and LGD risk rating scorecard models for assigned portfolios including statistical quantitative, qualitative, and combined scoring methodology.
  • Support the maintenance of the Bank's PD and LGD Master Rating Scales.
  • Design and develop risk rating reports and analytical dashboards for various audiences using BI tools with complex and large data sets.
  • Support frontline lending partners by contributing research and commentary to risk rating modeling discussions for complex and sizable borrowers. Act as a subject matter expert for systems procedural matters affecting operations.
  • Complete and maintain model documentation for assigned models. Work with Model Risk Management to ensure models are validated and remediate any findings.
  • Develop and perform ongoing model monitoring tests and procedures evaluating the continued validity of assigned models. Recommend changes to models as needed.
  • Develop data flows necessary to facilitate model testing, research, and reporting. Collaborate with internal partners for database development as needed.
  • Collaborate with various departments and project teams to maintain effective controls and efficient risk rating functionality.
  • Recommend credit policy changes related to risk rating practices of assigned portfolios. Assist with writing relevant credit policy as needed.
  • Present relevant subject matter to senior management and other interested parties including various bank personnel and regulators.
  • May function as a team leader responsible for assigning work and resolving problems.
  • May be asked to coach, mentor and/or train others and teach coursework as a subject matter expert.
  • Demonstrate compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies, procedures and compliance regulations. Completes all required annual or job-specific training. Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate.
  • May perform other duties as assigned.

About You:
Education
  • Bachelor's Degree in finance, economics, business, accounting or related field required.
  • Advanced degree and/or related certification in the same is preferred.

Experience
  • 4-7 years of credit risk-related experience with Commercial & Industrial or Commercial Real Estate loan types. Must demonstrate proficient understanding of credit concepts, common lending practices, and underwriting techniques for one type.
  • Commercial underwriting or lending experience is preferred.

Skills
  • Proficient understanding of databases, queries, data flows, and related systems. Must demonstrate proficiency with writing SQL.
  • Proficient understanding of statistics and predictive modeling techniques. Experience with credit risk models and/or relevant industry certifications is preferred.
  • Proficient with personal computers, MS Office (e.g. Word, Excel, PowerPoint) and other business systems. Advanced skill in Excel and functional familiarity with other BI technologies is required. Experience with PowerBI or R are preferred.
  • Ability to review, manipulate and analyze complex and large data sets.
  • Demonstrate excellent written and verbal communication and organizational skills.
  • Ability to prioritize and manage multiple tasks successfully, be detail oriented and operate under scheduled deadlines.
  • Possess aptitude for learning technical skills and concepts quickly.

Travel Requirements
  • Occasional

The pay range for this role is $90,000 to $120,000
The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.
Primary Location: Ability to work fully onsite at posted location(s).
6610 SW Cardinal Lane 2nd Floor Tigard OR 97224
Our Benefits:
We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.
We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.
Our Commitment to Diversity:
Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@columbiabank.com.
To Staffing and Recruiting Agencies:
Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

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