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Senior Credit Manager Jobs (NOW HIRING)

Air Engineers LLC

Senior Credit Manager

Birmingham, AL · On-site

Air Engineers is seeking a Senior Credit Manager responsible for leading the credit and collections operations, ensuring alignment with company policies and risk management objectives. This role ...

CalPrivate Bank

Sr. Credit Administrator

La Jolla, CA · On-site

The Senior Credit Manager leads the Bank's Credit Management function, overseeing a team responsible for underwriting, structuring, and approving commercial loan transactions within delegated ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

Precor, Incorporated

Sr. Credit Manager

About the Role The Precor and Peloton Commercial brands are seeking a strategic and highly analytical Senior Credit Manager to lead and scale our global commercial credit and AR function. This role ...

Precor, Incorporated

Sr. Credit Manager

About the Role The Precor and Peloton Commercial brands are seeking a strategic and highly analytical Senior Credit Manager to lead and scale our global commercial credit and AR function. This role ...

Precor, Incorporated

Sr. Credit Manager

About the Role The Precor and Peloton Commercial brands are seeking a strategic and highly analytical Senior Credit Manager to lead and scale our global commercial credit and AR function. This role ...

Jobtailor

Senior Credit Manager

Richmond, CA · On-site

$120 - $150/hr

Oversee customer credit evaluations, risk assessments, credit limits, and exposure management ... Prepare and present credit risk, collections, and receivables reporting to senior leadership.

HP Products

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

The Credit Manager manages daily credit and collection activities in alignment with company policy and assigned authority, balancing risk management with customer support to drive profitable growth ...

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How much do senior credit manager jobs pay per year?

As of Aug 29, 2026, the average yearly pay for senior credit manager in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What is a senior credit manager?

A Senior Credit Manager is responsible for overseeing an organization's credit policies, assessing credit risk, and managing a team to ensure sound lending and credit decisions. They analyze financial data, establish credit limits, and implement risk management strategies to minimize bad debt. Additionally, they collaborate with sales and finance teams to optimize credit terms while maintaining business growth and compliance with regulations.

What are the key skills and qualifications needed to thrive as a senior credit manager?

To thrive as a Senior Credit Manager, you need a robust understanding of credit risk assessment, financial analysis, and portfolio management, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, advanced Excel functions, and industry-standard risk assessment tools or certifications such as CFA is highly valued. Excellent leadership, negotiation, and decision-making skills help you stand out when leading teams and working with clients. These abilities are crucial for minimizing credit risk and supporting the organization's financial health while supporting business growth.

What are some typical challenges a senior credit manager may face, and how are they addressed?

A Senior Credit Manager often encounters challenges such as evaluating the creditworthiness of complex accounts, managing delinquent portfolios, and adapting to changing market or regulatory conditions. Addressing these requires strong analytical skills, up-to-date knowledge of industry best practices, and the ability to implement effective risk mitigation strategies. Collaboration with sales, legal, and collections teams is also common to balance risk while maintaining positive client relationships. Proactive communication and thorough due diligence help navigate these challenges and ensure sound credit decisions.

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Senior Credit Manager jobs near you
Infographic showing various Senior Credit Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

Senior Credit Manager

Birmingham, AL • On-site

Air Engineers LLC
See more jobs at Air Engineers LLCexternal

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Re-posted 29 days ago

Job description

Air Engineers is seeking a Senior Credit Manager responsible for leading the credit and collections operations, ensuring alignment with company policies and risk management objectives. This role oversees the evaluation and extension of trade credit, monitors customer payment performance, and manages a team of credit professionals. The Senior Credit Manager collaborates closely with Sales leadership to resolve delinquent accounts, mitigate risk, and support business growth. Additionally, the role includes mentoring and training team members, driving process improvements, and ensuring the delivery of exceptional customer service while achieving key operational and financial metrics.
Essential Responsibilities

  • Oversee and guide a team of Credit Managers in executing day-to-day credit operations.
  • Lead team hiring, training, goal-setting, performance evaluations, and professional development efforts.
  • Foster a positive, results-oriented work environment through effective coaching and mentorship.
  • Prioritize workloads and optimize team processes to enhance productivity and efficiency.
  • Develop team members for increased responsibility through targeted skill-building and leadership training.
  • Evaluate and manage credit risk across the customer portfolio, making informed credit decisions within delegated authority.
  • Set and recommend credit limits based on in-depth financial analysis and risk assessment.
  • Oversee the credit portfolio for assigned customer segments, ensuring healthy receivables and risk mitigation.
  • Collaborate with cross-functional teams including Sales, Finance, and Operations to support business growth and resolve credit concerns.
  • Deliver high levels of customer service while balancing risk exposure and company policy.
  • Conduct credit assessments for new accounts, including financial reviews and trade reference evaluations.
  • Monitor and report on key operational metrics, ensuring alignment with corporate goals.
  • Monitor assigned customer accounts to ensure timely payments and adherence to agreed terms.
  • Achieve monthly cash collection targets by proactively managing delinquencies and resolving payment issues.
  • Lead monthly accounts receivable review meetings with Regional Directors to address ageing accounts and develop resolution strategies.
  • Review regional performance metrics with the Credit Managers and execute assigned credit-related objectives.
  • Maintain strong relationships with customers and internal sales teams through direct engagement and responsive service.
  • Reconcile customer accounts periodically to resolve discrepancies and ensure accuracy.
  • Perform other duties as needed to support departmental and organizational success.
  • Review regional performance metrics with the Credit Managers and execute assigned credit-related objectives.
  • Maintain strong relationships with customers and internal sales teams through direct engagement and responsive service.
  • Reconcile customer accounts periodically to resolve discrepancies and ensure accuracy.
  • Perform other duties as needed to support departmental and organizational success.
Qualifications
Minimum Education:High school diploma or equivalent; bachelor's finance, accounting, or a related field is preferred, not required.
Minimum Experience:3-5 years experience in credit or accounting function
Skills and Competencies:
  • Strong communication and interpersonal skills
  • Excellent customer service skills
  • Ability to multi-task and manage time effectively
  • Proficiency using ERP software and Microsoft Office Suite
  • Strong organizational skills and attention to detail
Join a Legacy of Excellence at Air Engineers
Air Engineers proudly serves as the longest-standing independent Trane Technologies distributor in the United States. Headquartered in Birmingham, Alabama, with four offices across Alabama and six in Florida we bring top-tier HVAC solutions to the communities we serve.
As a legacy Mitsubishi partner and a rapidly growing provider of Parts and Supplies, Air Engineers continues to evolve and innovate in service delivery. Our success is built on a foundation of deep industry expertise and a commitment to excellence.
What truly sets us apart? Our people and our culture. As a 3rd-generation, 100% family-owned company, we believe that when our team thrives, our customers do too. Our culture is rooted in five core values:
  • Family
  • Attitude
  • Passionate
  • Dependable
  • Fun

These values drive everything we do, from how we support our employees to how we serve our dealer clients with creativity, care, and consistency.
If you're looking to be part of a company with a rich history, a vibrant culture, and a clear vision for the future, we'd love to connect. Let's build something great together!

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