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Senior Credit Manager Jobs (NOW HIRING)

Aston Carter

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Senior Credit Manager The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial ...

Aston Carter

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Senior Credit Manager The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial ...

Aston Carter

Senior Credit Manager

Baltimore, MD

Senior Credit Manager The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending ...

TikTok

Senior Credit Manager

New York, NY · On-site

$108K - $168K/yr

As the Credit Manager, you will oversee the credit granting process for our advertising clients, including direct brands and agency holding companies. You will balance the need to drive ad revenue ...

victaulic

Senior Credit Analyst

Easton, PA · On-site

Description Senior Credit Analyst Reports to Credit Manager Job Function ... Support the Credit Manager with the development and implementation of processes and controls ...

Johnstone Supply

Sr. Credit Analyst

Tigard, OR · On-site

Primary Purpose - Under the direct supervision of the Credit Manager, the Senior Credit Analyst shall set up new accounts, recommend credit limits and terms, monitor customer balances, maintain ...

Victaulic

Senior Credit Analyst

Easton, PA · On-site

Senior Credit Analyst Reports to Credit Manager Job Function: Support the Credit Manager with the development and implementation of processes and controls related to Customer Credit Approval ...

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Senior Credit Manager information

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$86.5K

$158.3K

$239.5K

How much do senior credit manager jobs pay per year?

As of Jul 19, 2026, the average yearly pay for senior credit manager in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Senior Credit Manager position, and why are they important?

To thrive as a Senior Credit Manager, you need a robust understanding of credit risk assessment, financial analysis, and portfolio management, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, advanced Excel functions, and industry-standard risk assessment tools or certifications such as CFA is highly valued. Excellent leadership, negotiation, and decision-making skills help you stand out when leading teams and working with clients. These abilities are crucial for minimizing credit risk and supporting the organization's financial health while supporting business growth.

What are some typical challenges a Senior Credit Manager may face, and how are they addressed?

A Senior Credit Manager often encounters challenges such as evaluating the creditworthiness of complex accounts, managing delinquent portfolios, and adapting to changing market or regulatory conditions. Addressing these requires strong analytical skills, up-to-date knowledge of industry best practices, and the ability to implement effective risk mitigation strategies. Collaboration with sales, legal, and collections teams is also common to balance risk while maintaining positive client relationships. Proactive communication and thorough due diligence help navigate these challenges and ensure sound credit decisions.

What is a Senior Credit Manager job?

A Senior Credit Manager is responsible for overseeing an organization's credit policies, assessing credit risk, and managing a team to ensure sound lending and credit decisions. They analyze financial data, establish credit limits, and implement risk management strategies to minimize bad debt. Additionally, they collaborate with sales and finance teams to optimize credit terms while maintaining business growth and compliance with regulations.

What is the highest paying credit manager job?

Senior Credit Managers with extensive experience, advanced certifications, and expertise in risk assessment and financial analysis tend to earn the highest salaries in the credit management field. In large corporations or financial institutions, they can earn six-figure incomes, especially when overseeing large portfolios or managing teams.

What does a senior credit manager do?

A senior credit manager oversees a company's credit policies, evaluates creditworthiness of clients, and manages credit risk to ensure timely payments and minimize losses. They analyze financial data, approve credit limits, and often use credit management software to monitor accounts. Strong analytical skills and knowledge of financial regulations are essential for this role.

What are the 5 C's of credit management?

The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit managers evaluate a borrower's creditworthiness and risk before approving loans or extending credit. Understanding and assessing these factors are essential skills for effective credit risk management.

Is a Senior Manager a high position?

A Senior Credit Manager is a high-level position within credit and finance departments, responsible for overseeing credit risk, credit policies, and team management. It typically requires extensive experience, leadership skills, and often involves strategic decision-making and departmental oversight.
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Senior Credit Manager jobs near you
Infographic showing various Senior Credit Manager job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 88% In-person, 7% Hybrid, and 5% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Senior Credit Manager

Senior Credit Manager

Aston Carter

Baltimore, MD • On-site

$90K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 17 days ago

Job description

Senior Credit Manager
Job Description:
The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial, foodservice, specialty, export, and grocery channels. This role balances rigorous credit risk analysis with end-to-end order-to-cash oversight and extensive cross-functional collaboration with sales, customer service, supply chain, and corporate collections. Reporting directly to the Director of Finance, the Senior Credit Manager serves as a primary finance contact for customer-related transactions and presents credit recommendations to Senior finance leadership.
Responsibilities:
  • Perform detailed credit and financial statement analysis on new and existing customers, including review and interpretation of balance sheets, income statements, and cash flow statements.
  • Utilize credit scoring tools in combination with internal profitability data to recommend optimal credit terms that balance risk and commercial opportunity.
  • Prepare scheduled credit line reviews and present well-supported recommendations, including written narratives, to executive-level stakeholders.
  • Serve as the primary finance oversight for customer-related transactions, including invoicing, payments, collections, deductions, and credit/debit memos.
  • Co-supervise one Collection Analyst and provide day-to-day support for collection activities within the assigned customer portfolio.
  • Manage blocked orders on a daily basis, evaluating risk and determining whether to release or hold orders to protect cash flow and minimize exposure.
  • Identify and drive process improvement opportunities across the order-to-cash cycle to increase efficiency and enhance cash flow performance.
  • Maintain accurate and up-to-date customer data within ERP systems, leveraging system functionality to support touchless transactional processing.
  • Actively investigate, evaluate, and adopt AI-driven process enhancements within the credit function to modernize workflows and decision-making.
  • Partner closely with customers, sales managers, and internal business partners in supply chain and customer service to resolve payment and transactional issues diplomatically and efficiently.
  • Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices.
  • Contribute to continuous improvement initiatives within the broader finance team by sharing insights from credit analysis and portfolio performance.

Essential Skills:
  • Bachelor's degree in Accounting, Business Administration, or Finance.
  • Minimum of 3 years of experience in domestic corporate credit analysis.
  • Strong financial statement analysis skills, including the ability to interpret balance sheets, income statements, and cash flow statements.
  • Demonstrated expertise in credit risk assessment and recommending appropriate credit terms.
  • Experience managing customer credit portfolios, including setting and reviewing credit limits.
  • Working knowledge of order-to-cash processes, including invoicing, collections oversight, and accounts receivable management.
  • Proficiency in credit analysis and credit risk disciplines, including credit and collections activities.
  • Solid understanding of accounting and finance principles relevant to corporate credit management.
  • Excellent written and verbal communication skills, with the ability to present credit recommendations and analyses to executive leadership.
  • Proficiency with MS Office applications for analysis, reporting, and presentation purposes.
  • Ability to work cross-functionally with sales, customer service, supply chain, and corporate collections teams.

Additional Skills & Qualifications:
  • Experience in a manufacturing, food and beverage, or consumer packaged goods (CPG) credit environment.
  • International corporate credit analysis experience, including evaluating global customers and markets.
  • Hands-on experience with SAP or other large ERP systems for credit, billing, and accounts receivable processes.
  • Hands-on experience with dedicated credit risk systems and tools.
  • Familiarity with credit risk monitoring services such as D&B, S&P, Moody's, and Credit Risk Monitor.
  • Experience co-supervising, mentoring, or developing collection analysts.
  • Exposure to AI-driven process improvement tools within finance or credit functions.
  • Experience negotiating alternative credit security options such as guarantees, standby letters of credit (LCs), and UCC filings.
  • Background in financial analysis, financial audit, and accounts receivable management.
  • Interest in professional development, continuing education, and certifications in credit, finance, or related disciplines.

Work Environment:
The role is based in a modern shared services campus in Baltimore, within a cubicle office setting alongside Finance, Supply Chain, and Customer Service teams, fostering daily cross-functional interaction and collaboration. The position offers a hybrid work arrangement with three days onsite and two days remote each week, providing flexibility while maintaining strong team engagement.
Job Type & Location
This is a Permanent position based out of Baltimore, MD.
Pay and Benefits
The pay range for this position is $90000.00 - $110000.00/yr.
Core offerings include comprehensive medical, dental, and vision insurance, a 401(k) retirement plan with employer matching, paid time off (PTO), and disability protection
Workplace Type
This is a hybrid position in Baltimore,MD.
Application Deadline
This position is anticipated to close on Jul 30, 2026.
About Aston Carter
Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.
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About Aston Carter

Sourced by ZipRecruiter

At Aston Carter, we're dedicated to expanding career opportunities for the skilled professionals who power our business. Our success is driven by the talented, motivated people who join our team across a range of positions - from recruiting, sales and delivery to corporate roles. As part of our team, employees have the opportunity for long-term career success, where hard work is rewarded and the potential for growth is limitless. Established in 1997, Aston Carter is a leading staffing and consulting firm, providing high-caliber talent and premium services to more than 7,000 companies across North America. Spanning four continents and more than 200 offices, we extend our clients' capabilities by seeking solvers and delivering solutions to address today's workforce challenges. For organizations looking for innovative solutions shaped by critical-thinking professionals, visit AstonCarter.com. Aston Carter is a company within Allegis Group, a global leader in talent solutions.

Industry

Recruiting and staffing services

Company size

1,001 - 5,000 Employees

Headquarters location

Hanover, MA, US

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