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Credit Analysis Manager Jobs (NOW HIRING)

GENERAL SUMMARY Under the direction of the Team Manager, participates in the loan management process by providing financial analytical skills and credit knowledge with a focus on C&I and Owner ...

Credit Analysis Officer

El Monte, CA · On-site

$26.44 - $31.25/hr

GENERAL SUMMARY Under the direction of the Team Manager, participates in the loan management process by providing financial analytical skills and credit knowledge with a focus on C&I and Owner ...

Credit Analysis Officer

El Monte, CA · On-site

$26.44 - $31.25/hr

Prepares financial and credit analysis to support opinions and recommendations regarding proposed ... At the direction of the Team Manager and/or in concert with the Relationship Manager, contact ...

The analysis must be consistent with the findings of the appropriate regulatory agencies. * Assist the Credit Analyst Manager and/or Senior Credit Review Officer in training new staff and ...

The analysis must be consistent with the findings of the appropriate regulatory agencies. * Assist the Credit Analyst Manager and/or Senior Credit Review Officer in training new staff and ...

Ensures analysis clearly and concisely explains the credit request, analyzes the financial ... Ability to manage competing demands; excellent organization skills. Farm Credit of Florida is an ...

Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals; assumes Manager's responsibilities in the absence of the Credit Analysis Manager ...

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Credit Analysis Manager information

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$131K

$162K

$205.5K

How much do credit analysis manager jobs pay per year?

As of Jun 6, 2026, the average yearly pay for credit analysis manager in the United States is $162,008.00, according to ZipRecruiter salary data. Most workers in this role earn between $147,500.00 and $173,000.00 per year, depending on experience, location, and employer.

What are some common challenges Credit Analysis Managers face when evaluating complex loan applications?

Credit Analysis Managers often encounter challenges such as assessing incomplete or ambiguous financial data, evaluating the creditworthiness of clients with limited credit history, and balancing risk mitigation with the need to support business growth. They must also stay updated on changing regulatory requirements and economic conditions that can impact credit decisions. Collaborating closely with relationship managers and senior leadership is key to ensuring that credit assessments align with organizational risk appetite while meeting client needs.

What is the difference between Credit Analysis Manager vs Credit Analyst?

AspectCredit Analysis ManagerCredit Analyst
CredentialsBachelor's degree, often with certifications like CFA or credit-specific trainingBachelor's degree in finance, accounting, or related field; certifications are optional
Work EnvironmentSupervisory role overseeing teams, strategic decision-makingAnalyzing credit data, preparing reports, supporting managers
Industry UsageUsed in banking, finance, and lending institutions for leadership rolesCommon in banks, credit unions, and financial firms for analytical roles

The Credit Analysis Manager typically oversees credit analysis teams and makes strategic decisions, while the Credit Analyst focuses on evaluating credit data and preparing reports. Both roles are essential in credit risk assessment but differ in responsibility level and scope.

What does a Credit Analysis Manager do?

A Credit Analysis Manager oversees the evaluation of creditworthiness for individuals or businesses applying for loans or credit. They lead a team of credit analysts to review financial statements, assess risks, and ensure that lending decisions comply with company policies and regulations. Their role also includes developing credit policies, training staff, and collaborating with other departments to minimize financial risk to the organization.

What are the key skills and qualifications needed to thrive as a Credit Analysis Manager, and why are they important?

To thrive as a Credit Analysis Manager, you need strong analytical skills, expertise in financial statement analysis, and typically a degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, loan management systems, and professional certifications such as CFA or FRM are highly valued. Excellent communication, leadership, and decision-making abilities help you manage teams and convey complex credit findings effectively. These skills ensure accurate risk assessments, sound lending decisions, and strong team performance in a financial institution.
What cities are hiring for Credit Analysis Manager jobs? Cities with the most Credit Analysis Manager job openings:
What are the most commonly searched types of Credit Analysis jobs? The most popular types of Credit Analysis jobs are:
What states have the most Credit Analysis Manager jobs? States with the most job openings for Credit Analysis Manager jobs include:
Infographic showing various Credit Analysis Manager job openings in the United States as of May 2026, with employment types broken down into 70% Full Time, and 30% Part Time. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $162,008 per year, or $77.9 per hour.

Credit Analysis Officer

cathaybank

El Monte, CA

$26.44 - $31.25/hr

Other

Posted 27 days ago


Job description

GENERAL SUMMARY

Under the direction of the Team Manager, participates in the loan management process by providing financial analytical skills and credit knowledge with a focus on C&I and Owner-Occupied Real Estate transactions to support a team of Relationship Managers.  Analyzes prospective loan transactions and credit worthiness of borrowers and guarantors.  Prepares financial and credit analysis to support opinions and recommendations regarding proposed credit and potential financial risks to the loan repayment sources.   Ensures all due diligence, financial and background evaluation is complete and thorough on a loan request so credit approval can be considered.

ESSENTIAL FUNCTIONS

  • Prepare financial statement and global cash flow spreads for existing and new clients, evaluates cash flow that supports proposed credit structure analyzes industry data, competitive factors, historical performance, projected results, risks, and mitigating factors.
  • At the direction of the Team Manager and/or in concert with the Relationship Manager, contact borrowers directly, as appropriate, for additional information and details related to loan requests or clarification of financial materials and resources.
  • Prepare credit write-ups that include in depth financial analysis, an understanding of key ratios, trends and financial covenants. 
  • Review and evaluate collateral periodically to minimize credit risk. 
  • Maintain up-to-date knowledge on all Bank lending policies and regulations. 
  • Confer with the appropriate Bank personnel regarding new/existing lending requirements and regulations.
  • Review risk grading as appropriate to credit analysis to identify potential credit issues. 
  • Escalate potential credit issues to Team Manager, Division Manager and Relationship Manager.

QUALIFICATIONS

  • Education:  College degree in Finance, Accounting, Business, Economics or related field preferred.  MBA a plus. Some level of accounting coursework is required.
  • Experience:  Minimum 2-3 years of working experience in analyzing and underwriting varying levels of commercial credit (C&I or CRE transactions), which includes analyzing financial statements, cash flow analysis, familiarity with various industries, collateral issues and values, loan structuring and analysis of guarantor personal financial statements and tax returns. 
  • Working knowledge of credit, accounting, credit procedures and financial statement analysis.  
  • Skills/Ability:    Good knowledge of commercial credit policies and procedures.  Excellent organizational and analytical skills.  Good verbal and written communication skills to present clear and precise recommendations based upon analysis of a loan structure and request.  Ability to work independently, in a team, and interact effectively with Bank team members and outside contacts.   Proficient in Microsoft Office (Word, Excel, and Outlook) and financial spreading program, nCino (or CASH).

OTHER DETAILS


$26.44 – $31.25 / hour 
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.