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Credit Analysis Manager Jobs in Kentucky (NOW HIRING)

Independent Correspondent Bankers' Bank, Inc.

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Credit Analyst

Frankfort, KY · On-site

$53K - $63K/yr

Key Responsibilities 1. Credit Analysis & Risk Management * Analyze credit data and financial statements to determine creditworthiness and risk level. * Generate financial ratios and models to assess ...

Independent Correspondent Bankers' Bank, Inc.

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Credit Analyst

Frankfort, KY · On-site

$53K - $63K/yr

Key Responsibilities 1. Credit Analysis & Risk Management * Analyze credit data and financial statements to determine creditworthiness and risk level. * Generate financial ratios and models to assess ...

Mid Penn Bank

$70 - $100/hr

Continues on-going education to stay abreast of current economic conditions, techniques in credit analysis, risk management, and industry trends. * Achieves goals assigned to the Senior Credit ...

Posted today

Andsimple

$120 - $180/hr

Requires 5-7 years in financial and/or credit analysis with strong finance, accounting and ... The Credit Portfolio Manager manages credit product risk and profitability for a portfolio of ...

New

Flagstar Bank

$70 - $115/hr

Job Responsibilities Credit Risk Management & Portfolio Oversight * Collaborate with Credit Product Specialists with financial analysis for complex commercial loan portfolios. * Lead in the ...

New

National Black MBA Association

$95 - $125/hr

Leads the credit analysis process with the support of other analysts and associates * Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and ...

New

First Bank & Trust

$90 - $125/hr

The analysis must be consistent with the findings of the appropriate regulatory agencies. Spread ... Analyst Manager or Loan Officer with a detailed explanation of the credit exceptions and the ...

New

Penn Mutual

$95 - $115/hr

... analysis and market surveillance. The analyst will evaluate corporate issuers and securities ... Penn Mutual Asset Management (PMAM) is an institutional asset management firm located just outside ...

New

Flagstar Bank

$91 - $137/hr

This position is responsible for independently analyzing credit risk, negotiating loan terms, and ... Portfolio & Risk Management: Continuously monitor assigned portfolio to proactively identify credit ...

New

Flagstar Bank

$102 - $186/hr

The Credit Officer plays a key role in managing credit risk by conducting thorough analyses of loan requests and providing well-informed recommendations. This position is also responsible for ...

National Association For Latino Community Asset Builders

$160 - $200/hr

The ideal candidate brings strong technical credit judgment, policy discipline, analytical rigor, and collaborative leadership, and balances prudent risk management with a flexible, borrower-centered ...

New

National Black MBA Association

$70 - $96/hr

This role reports to the Commercial Credit Manager that supports the market. Responsibilities * Analysis of client financial information, identification/mitigation of potential risks, compliance with ...

New

First Financial Bank

Credit Analyst

Louisville, KY · On-site

Description First Financial Bank has an immediate opening for a Credit Analyst in the Farm & Ranch ... Manages delinquent account files in conjunction with loan officer and contractor. Develop new ...

American Business Bank

$140 - $160/hr

Facilitates comprehensive credit analysis of existing and potential clients, assists in the management of risk in existing relationships to protect the financial health of the Bank, keeps informed as ...

New

Capital One National Association

$201 - $229/hr

Senior Manager- Data Analysis (Card) At Capital One, data is at the center of everything we do ... When we launched as a startup we disrupted the credit card industry by individually personalizing ...

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All JobsCredit Analysis JobsCredit Analysis Manager JobsCredit Analysis Manager Jobs in Kentucky

Credit Analysis Manager information

See Kentucky salary details

$117.7K

$145.6K

$184.7K

How much do credit analysis manager jobs pay per year?

As of Aug 24, 2026, the average yearly pay for credit analysis manager in Kentucky is $145,612.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $155,500.00 per year, depending on experience, location, and employer.

What does a credit analysis manager do?

A Credit Analysis Manager oversees the evaluation of creditworthiness for individuals or businesses applying for loans or credit. They lead a team of credit analysts to review financial statements, assess risks, and ensure that lending decisions comply with company policies and regulations. Their role also includes developing credit policies, training staff, and collaborating with other departments to minimize financial risk to the organization.

What are some common challenges credit analysis managers face when evaluating complex loan applications?

Credit Analysis Managers often encounter challenges such as assessing incomplete or ambiguous financial data, evaluating the creditworthiness of clients with limited credit history, and balancing risk mitigation with the need to support business growth. They must also stay updated on changing regulatory requirements and economic conditions that can impact credit decisions. Collaborating closely with relationship managers and senior leadership is key to ensuring that credit assessments align with organizational risk appetite while meeting client needs.

What are the key skills and qualifications needed to thrive as a credit analysis manager, and why are they important?

To thrive as a Credit Analysis Manager, you need strong analytical skills, expertise in financial statement analysis, and typically a degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, loan management systems, and professional certifications such as CFA or FRM are highly valued. Excellent communication, leadership, and decision-making abilities help you manage teams and convey complex credit findings effectively. These skills ensure accurate risk assessments, sound lending decisions, and strong team performance in a financial institution.

What is the difference between Credit Analysis Manager vs Credit Analyst?

AspectCredit Analysis ManagerCredit Analyst
CredentialsBachelor's degree, often with certifications like CFA or credit-specific trainingBachelor's degree in finance, accounting, or related field; certifications are optional
Work EnvironmentSupervisory role overseeing teams, strategic decision-makingAnalyzing credit data, preparing reports, supporting managers
Industry UsageUsed in banking, finance, and lending institutions for leadership rolesCommon in banks, credit unions, and financial firms for analytical roles

The Credit Analysis Manager typically oversees credit analysis teams and makes strategic decisions, while the Credit Analyst focuses on evaluating credit data and preparing reports. Both roles are essential in credit risk assessment but differ in responsibility level and scope.

What cities in Kentucky are hiring for Credit Analysis Manager jobs?

Cities in Kentucky with the most Credit Analysis Manager job openings:

Credit Analysis Manager jobs near you
Infographic showing various Credit Analysis Manager job openings in Kentucky as of August 2026, with employment types broken down into 83% Full Time, 9% Part Time, 7% Temporary, and 1% Contract. Highlights an 79% Physical, 3% Hybrid, and 18% Remote job distribution, with an average salary of $145,612 per year, or $70 per hour.

Credit Analyst

Independent Correspondent Bankers' Bank, Inc.

Frankfort, KY • On-site

$53K - $63K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

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Job description

Credit Analyst
Reports To: Sr. Credit Manager and/or Chief Credit Officer
Location: Hybrid with some in-office requirements


Position Summary

The Credit Analyst plays a pivotal role in shaping the financial landscape of our organization by leading our credit risk management strategy. This position requires analytical expertise and strategic insight to influence high-stakes decisions, ensuring the long-term financial health and growth of the credit department. Reporting directly to the Sr. Credit Officer and/or Chief Credit Officer, the Credit Analyst will assess credit data, evaluate financial statements, and contribute to lending decisions that align with the organization's risk tolerance and objectives.

This role requires a keen eye for financial details, strong decision-making abilities, and effective communication to collaborate with internal teams and customers.


Primary Focus

  • Analyze credit risk and assess financial health of individuals and businesses.
  • Develop credit evaluations to support loan decisions.
  • Collaborate with internal teams and external clients to manage credit portfolios.
  • Utilize data-driven insights to mitigate risks and enhance profitability.


Key Responsibilities

1. Credit Analysis & Risk Management

  • Analyze credit data and financial statements to determine creditworthiness and risk level.
  • Generate financial ratios and models to assess customers’ financial status.
  • Compare liquidity, profitability, and credit histories across industries and geographic locations.
  • Prepare risk assessment reports and present findings to loan committees.

2. Loan Application & Approval Process

  • Complete loan applications, including credit analyses and summaries of loan requests.
  • Submit findings to loan committees for review and approval.
  • Consult with customers to verify financial and credit transactions and resolve disputes.

3. Collections & Payment Plans

  • Contact customers to collect payments on delinquent accounts.
  • Evaluate customer records and recommend structured payment plans.
  • Review customer files and identify high-risk accounts for further action.

4. Collaboration & Reporting

  • Work with internal credit teams and business representatives to exchange credit information.
  • Maintain accurate and updated credit records and reports.
  • Support risk management initiatives by identifying trends and providing recommendations.


Company Description

ICBB is a correspondent bank dedicated to helping community banks succeed. We provide financial services, technology, lending, and operational support backed by responsive service, trusted relationships, and a team committed to doing what's right for our customers and each other.