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Credit Analysis Manager Jobs in Texas (NOW HIRING)

Origin Bank

Commercial Credit Underwriter

Dallas, TX · On-site

Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals; assumes Manager's responsibilities in the absence of the Credit Analysis Manager ...

Origin Bank

Commercial Credit Underwriter

Dallas, TX · On-site

Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals; assumes Manager's responsibilities in the absence of the Credit Analysis Manager ...

Origin Bank

Commercial Credit Underwriter

Frisco, TX · On-site

Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals; assumes Manager's responsibilities in the absence of the Credit Analysis Manager ...

Capital Bank

Credit Analyst

Houston, TX · On-site

Minimum of 2 years of previous credit analysis experience required in a bank or financial ... Strong organizational skills and time management skills. * Strong verbal, written, and ...

Capital Bank

Credit Analyst

Houston, TX · On-site

Minimum of 2 years of previous credit analysis experience required in a bank or financial ... Strong organizational skills and time management skills. * Strong verbal, written, and ...

Capital Bank

Credit Analyst

Houston, TX · On-site

Minimum of 2 years of previous credit analysis experience required in a bank or financial ... Strong organizational skills and time management skills. * Strong verbal, written, and ...

Vantage Bank

Credit Analyst

Fort Worth, TX

Working knowledge of commercial credit analysis, loan underwriting, credit risk management, and applicable banking regulations and policies, with the ability to analyze business and personal ...

Vantage Bank

Credit Analyst

Dallas, TX · On-site

Working knowledge of commercial credit analysis, loan underwriting, credit risk management, and applicable banking regulations and policies, with the ability to analyze business and personal ...

Vantage Bank

Credit Analyst

El Paso, TX

Working knowledge of commercial credit analysis, loan underwriting, credit risk management, and applicable banking regulations and policies, with the ability to analyze business and personal ...

Vantage Bank

Credit Analyst

San Antonio, TX · On-site

Working knowledge of commercial credit analysis, loan underwriting, credit risk management, and applicable banking regulations and policies, with the ability to analyze business and personal ...

Vantage Bank

Credit Analyst

Houston, TX · On-site

Working knowledge of commercial credit analysis, loan underwriting, credit risk management, and applicable banking regulations and policies, with the ability to analyze business and personal ...

Capital Farm Credit

Credit Analyst

Lubbock, TX · On-site

Assists Relationship Managers, Special Assets Officers and Administrators with data input, analysis, and risk determination. * Performs simple to moderately complex level credit analysis work on ...

New

Robert Half

Credit Manager

Pasadena, TX · On-site

$35 - $40/hr

The ideal candidate brings hands-on experience in commercial credit analysis and collections oversight, along with the judgment to balance risk management and customer support. Responsibilities:

US Bank

Credit Analyst (Multiple Levels)

Dallas, TX · On-site

... analysis, including gathering, analyzing, and interpreting all types of credit information on ... Supports relationship managers and business banking partners by providing sound credit ...

Fifth Third

Senior Credit Analyst

Dallas, TX · On-site

Prepare portfolio analysis and Portfolio Review materials for management and risk committees * Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports * Take ...

Fifth Third

Senior Credit Analyst

Frisco, TX · On-site

Prepare portfolio analysis and Portfolio Review materials for management and risk committees * Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports * Take ...

Capital Farm Credit

Credit Analyst

Lubbock, TX · On-site

Assists Relationship Managers, Special Assets Officers and Administrators with data input, analysis, and risk determination. * Performs simple to moderately complex level credit analysis work on ...

New

Haynes and Boone, LLP

Credit Analyst

Dallas, TX · On-site

None Qualifications Knowledge/Experience Previous experience in financial analysis, credit analysis or credit management is highly preferred. Relevant certifications in credit management are a plus.

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Showing results 1-20

All JobsCredit Analysis JobsCredit Analysis Manager JobsCredit Analysis Manager Jobs in Texas

Credit Analysis Manager information

See Texas salary details

$117.8K

$145.7K

$184.8K

How much do credit analysis manager jobs pay per year?

As of Aug 13, 2026, the average yearly pay for credit analysis manager in Texas is $145,713.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,700.00 and $155,600.00 per year, depending on experience, location, and employer.

What are some common challenges credit analysis managers face when evaluating complex loan applications?

Credit Analysis Managers often encounter challenges such as assessing incomplete or ambiguous financial data, evaluating the creditworthiness of clients with limited credit history, and balancing risk mitigation with the need to support business growth. They must also stay updated on changing regulatory requirements and economic conditions that can impact credit decisions. Collaborating closely with relationship managers and senior leadership is key to ensuring that credit assessments align with organizational risk appetite while meeting client needs.

What is the difference between Credit Analysis Manager vs Credit Analyst?

AspectCredit Analysis ManagerCredit Analyst
CredentialsBachelor's degree, often with certifications like CFA or credit-specific trainingBachelor's degree in finance, accounting, or related field; certifications are optional
Work EnvironmentSupervisory role overseeing teams, strategic decision-makingAnalyzing credit data, preparing reports, supporting managers
Industry UsageUsed in banking, finance, and lending institutions for leadership rolesCommon in banks, credit unions, and financial firms for analytical roles

The Credit Analysis Manager typically oversees credit analysis teams and makes strategic decisions, while the Credit Analyst focuses on evaluating credit data and preparing reports. Both roles are essential in credit risk assessment but differ in responsibility level and scope.

What does a credit analysis manager do?

A Credit Analysis Manager oversees the evaluation of creditworthiness for individuals or businesses applying for loans or credit. They lead a team of credit analysts to review financial statements, assess risks, and ensure that lending decisions comply with company policies and regulations. Their role also includes developing credit policies, training staff, and collaborating with other departments to minimize financial risk to the organization.

What are the key skills and qualifications needed to thrive as a credit analysis manager, and why are they important?

To thrive as a Credit Analysis Manager, you need strong analytical skills, expertise in financial statement analysis, and typically a degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, loan management systems, and professional certifications such as CFA or FRM are highly valued. Excellent communication, leadership, and decision-making abilities help you manage teams and convey complex credit findings effectively. These skills ensure accurate risk assessments, sound lending decisions, and strong team performance in a financial institution.
What are the most commonly searched types of Credit Analysis jobs in Texas? The most popular types of Credit Analysis jobs in Texas are:
What cities in Texas are hiring for Credit Analysis Manager jobs? Cities in Texas with the most Credit Analysis Manager job openings:
Credit Analysis Manager jobs near you
Infographic showing various Credit Analysis Manager job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 11% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $145,713 per year, or $70.1 per hour.

Commercial Credit Underwriter

Origin Bank

Dallas, TX • On-site

Full-time

Re-posted 19 days ago

Job description

Your Career. Your Story. Let's Write the Next Chapter Together.
At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education.
What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future.
If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us.
Job Description
Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals; assumes Manager's responsibilities in the absence of the Credit Analysis Manager by performing the following duties.
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Duties and Responsibilities include the following.
Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater.
  • Keep up to date with the company's lending protocols.
  • Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques
  • Research skills
  • Strong problem-solving, mathematical and analytical skills
  • Excellent written and verbal communication skills
  • Ability to maintain confidentiality
  • Proficiency with computers and computer software, like programs that aid in statistical and financial calculations
  • Proficiency with financial reports and statements
  • Strong attention to detail and ability to notice discrepancies in data
  • Impeccable understanding of financial statements, ratios, and concepts

The ideal candidate should be self-motivated, be a team player and have a strong work ethic.
  • Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater.
  • Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater.
  • Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed.
  • Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed.
  • Identifies policy, collateral, and missing document exceptions.
  • Identifies strengths and weaknesses of the relationship.
  • Researches and summarizes industry information for potential and existing customers.
  • Runs credit bureaus and background checks for potential and existing commercial customers and guarantors to evaluate for potential credit worthiness and/or fraud.
  • Spreads financial statements and tax returns for potential and existing commercial customers and guarantors.
  • Assists relationship managers in structuring credits, assessing covenants and monitoring procedures.
  • Responsible for training and development of new relationship managers on the credit analysis process.
  • Responsible for training, development, and mentoring of new credit analysts and the CDP analyst on the credit analysis underwriting and processes.
  • Other duties and responsibilities as assigned.

Supervisory Responsibilities
Supervises employees of the Credit Analysis Department in manager's absence, principally in remote markets. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include training employees; planning, assigning, and directing work; appraising performance in conjunction with management; rewarding and disciplining employees; addressing complaints and resolving problems.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred; five to eight years credit analysis experience required; or equivalent combination of education and experience.
Physical Demands
While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.
Work Environment
The noise level in the work environment is usually moderate.
This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion.
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Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights

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