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Credit Analysis Intern Jobs in Texas (NOW HIRING)

The intern will begin work with the Credit Analysis department to assist the department in preparing financial statement spreads and loan memos. Should the intern want to be considered for a regular ...

New

... an intern, you will be working with our Loan Review team to support financial institution clients in all aspects of loan review projects. You will learn loan review and credit analysis abilities to ...

New

... an intern, you will be working with our Loan Review team to support financial institution clients in all aspects of loan review projects. You will learn loan review and credit analysis abilities to ...

New

Capital Markets Intern

Irving, TX · On-site

$15.50 - $20/hr

This role provides hands-on exposure to credit risk, loss modeling, and portfolio performance analysis in relation to Mortgage Lending and Servicing. The intern will assist with data-driven ...

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Credit Analysis Intern information

What does a credit analysis intern do?

A Credit Analysis Intern assists in evaluating the creditworthiness of individuals or businesses applying for loans or credit. They typically help gather and analyze financial statements, review credit reports, and prepare summaries for senior analysts or managers. The role provides exposure to risk assessment techniques and financial analysis, offering valuable experience in the banking or finance industry. Interns often have opportunities to work with data, learn about lending policies, and support decision-making processes related to credit approvals.

What skills and qualifications are needed to be a credit analysis intern?

To thrive as a Credit Analysis Intern, you need a solid foundation in finance, accounting, and analytical skills, often supported by coursework or a degree in finance, economics, or a related field. Familiarity with financial modeling tools, Excel, and credit analysis software such as Moody’s Analytics or S&P Capital IQ is typically expected. Attention to detail, strong communication, and a willingness to learn are crucial soft skills for success in this role. These abilities ensure accurate credit assessments, effective collaboration, and valuable contributions to the credit risk team.

What types of projects or tasks can a credit analysis intern expect to work on during their internship?

As a Credit Analysis Intern, you can expect to work on a variety of tasks such as gathering financial data, preparing credit reports, assisting in the evaluation of creditworthiness for clients, and supporting senior analysts in financial modeling. You may also be involved in monitoring existing credit exposures and preparing presentations for internal meetings. This role often provides opportunities to learn from experienced credit analysts, gain exposure to client portfolios, and develop skills in financial analysis and risk assessment.

What is the difference between Credit Analysis Intern vs Credit Analyst?

AspectCredit Analysis InternCredit Analyst
Required CredentialsTypically pursuing or recent graduate, some finance or related degreeBachelor's degree in finance, economics, or related field; often with relevant certifications
Work EnvironmentInternship setting, learning-focused, supervisedFull-time professional role, responsible for credit assessments
Employer & Industry UsageInternships offered by banks, financial institutions, credit agenciesFull-time positions in similar organizations

The main difference between a Credit Analysis Intern and a Credit Analyst lies in experience and responsibilities. Interns are in learning roles, assisting with credit evaluations, while Credit Analysts are responsible for conducting detailed credit assessments and making recommendations. Internships serve as entry points, whereas Credit Analysts hold full-time professional positions in the industry.

What are the most commonly searched types of Credit Analysis jobs in Texas?

The most popular types of Credit Analysis jobs in Texas are:

What cities in Texas are hiring for Credit Analysis Intern jobs?

Cities in Texas with the most Credit Analysis Intern job openings:

Credit Analyst Intern

First Financial

Abilene, TX • On-site

Part-time

Posted 2 days ago

New


Key responsibilities

  • Assist the Credit Analysis department in preparing financial statement spreads and loan memos.

  • Work with loan officers to analyze the creditworthiness of existing and prospective loan customers.

  • Learn to spread and analyze financial statements and complete detailed analyses of borrowers.


Job description

Address

We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Abilene, Texas, United States

SCOPE/CONTACTS: The intern will begin work with the Credit Analysis department to assist the department in preparing financial statement spreads and loan memos. Should the intern want to be considered for a regular position with the bank, they will have to go through the application process.

QUALIFICATIONS: Must be enrolled in an Accounting or Finance Business Degree program and have completed 60 credit hours; a minimum GPA of 3.0 is preferred. The incumbent should have completed 6 credit hours of Accounting and must also have exceptional Word and Excel skills. Professional demeanor, strong communication skills, and a sense of confidentiality is absolutely required.

ESSENTIAL FUNCTIONS: In Credit Analysis, the incumbent is responsible for working with loan officers to analyze the creditworthiness of existing and prospective loan customers. The Intern will learn to spread and analyze financial statements and complete detailed analyses of borrowers. Confidential information will be handled on a daily basis and a high degree of attention to detail is required. The incumbent will be required to follow all policies and procedures related to their internship as well as take online customer privacy training programs.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified, and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)