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Entry Level Credit Analyst Jobs in Iowa (NOW HIRING)

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Entry Level Credit Analyst information

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$14

$28

$46

How much do entry level credit analyst jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for entry level credit analyst in Iowa is $28.11, according to ZipRecruiter salary data. Most workers in this role earn between $21.68 and $31.59 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.
What are the most commonly searched types of Credit Analyst jobs in Iowa? The most popular types of Credit Analyst jobs in Iowa are:
What are popular job titles related to Entry Level Credit Analyst jobs in Iowa? For Entry Level Credit Analyst jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Analyst jobs in Iowa look for? The top searched job categories for Entry Level Credit Analyst jobs in Iowa are:
What cities in Iowa are hiring for Entry Level Credit Analyst jobs? Cities in Iowa with the most Entry Level Credit Analyst job openings:
Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Iowa as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $58,462 per year, or $28.1 per hour.

Credit Underwriter (Sunday-Thursday Mornings)

Watercress Financial Group LLC

West Des Moines, IA • On-site

$25/hr

Full-time

Posted 27 days ago

Job description

Description:

The Credit Underwriter plays a foundational role in the loan origination process by performing initial evaluations of credit applications within a fast-paced, technology-driven environment. This individual supports the underwriting pipeline by ensuring borrower information is complete and accurate, reviewing standard-risk applications, and identifying files that require further manual assessment. The Underwriter uses decisioning tools and established credit policy to assess risk factors while learning the broader framework of credit analysis. This position offers a strong entry point into a career in financial underwriting, with opportunities for growth into more complex decision-making roles.


RESPONSIBILITIES

  • Conduct credit and risk analysis for standard applications within set guidelines.?
  • Accurately document underwriting decisions and ensure loan file completeness.?
  • Communicate decisions clearly to internal partners.?
  • Participate in training and onboarding programs to build credit knowledge.?
  • Consistently meet or exceed performance and quality metrics.
  • Communicate with internal teams to resolve application issues or missing documentation.
  • Escalate complex or unclear cases.
  • Maintain compliance with regulatory requirements and internal policies.
  • All other tasks and duties as assigned related to the position


QUALIFICATIONS

  • Associate or bachelor’s degree in finance, business or related field preferred
  • 1-2 years of experience preferred. Entry-level experience required with some exposure to financial or credit review processes.
  • Familiar with credit bureaus and financial documentation.


KNOWLEDGE AND SKILLS

  • Strong attention to detail and commitment to accuracy.
  • Ability to learn quickly and adapt to evolving credit policies.
  • Excellent written and verbal communication skills.
  • Detail oriented with strong analytical and organizational skills


DETAILS

  • Hybrid environment available.
  • Schedule will be Sundays 10AM-7PM, Monday - Thursday 7AM-330PM
  • Pay based on experience, starting at $25/hour
Requirements: