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Director Credit Risk Jobs in Iowa (NOW HIRING)

E6

Chief Risk Officer (Des Moines)

Des Moines, IA · On-site

This role sits at the intersection of risk governance, strategy, and execution , offering direct exposure to senior leadership and key decision-makers. The ideal candidate brings deep credit ...

Availa Bank

Bank Credit Officer I

Ames, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Availa Bank

Bank Credit Officer I

Sioux City, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Availa Bank

Bank Credit Officer I

Carroll, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Availa Bank

Bank Credit Officer I

Council Bluffs, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Availa Bank

Bank Credit Officer I

Ames, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Availa Bank

Bank Credit Officer I

Council Bluffs, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Availa Bank

Bank Credit Officer I

Sioux City, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Availa Bank

Bank Credit Officer I

Carroll, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Availa Bank

Bank Credit Officer I

Council Bluffs, IA · On-site

... risk-rated in a timely manner * Proficient in all areas of credit analysis; able to perform ... Responsibilities include training employees; planning, assigning, and directing work; appraising ...

Hills Bank

Credit Underwriting Officer

Hills, IA · On-site

... risk ratings to the existing relationships. Additional duties within the position include the ... Attend weekly loan committee meetings as directed, prepare visual summary of loan presentations ...

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All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Iowa

Director Credit Risk information

See Iowa salary details

$79.4K

$146.8K

$283.2K

How much do director credit risk jobs pay per year?

As of Aug 8, 2026, the average yearly pay for director credit risk in Iowa is $146,821.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,200.00 and $176,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Iowa? The most popular types of Credit Risk jobs in Iowa are:
What are popular job titles related to Director Credit Risk jobs in Iowa? For Director Credit Risk jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Iowa look for? The top searched job categories for Director Credit Risk jobs in Iowa are:
What cities in Iowa are hiring for Director Credit Risk jobs? Cities in Iowa with the most Director Credit Risk job openings:
Director Credit Risk jobs near you

VP Credit Risk Management

Saige Partners

Des Moines, IA

Full-time

Posted yesterday

New

Job description

Job Description We strive to be Your Future, Your Solution to accelerate your career. Contact Erin Pals at epals@saigepartners.com, you can also schedule an appointment at https://calendly.com/epals-1/interiew-s to learn more about this opportunity. VP Credit Risk Management Our client is seeking a strategic and experienced Vice President of Credit Risk Management to lead the organization's credit underwriting function across Consumer, Mortgage, and Commercial lending portfolios

This executive leadership role is responsible for developing and executing underwriting strategies that optimize portfolio performance while effectively managing credit risk. The VP of Credit Risk Management will oversee underwriting operations, establish and maintain credit policies, guide complex credit decisions, ensure regulatory compliance, and partner with executive leadership to support sustainable growth and profitability. This is a Direct Hire role.

What you will be doing as a VP Credit Risk Management ... Strategic Leadership & Governance Develop and implement enterprise-wide credit underwriting strategies aligned with organizational risk appetite and growth objectives. Serve as a voting member of the Loan Committee, providing expertise on complex credit decisions

Establish, maintain, and enhance underwriting policies, procedures, and credit standards. Present portfolio performance, concentration risk, and emerging credit trends to executive leadership. Collaborate with Lending, Operations, Risk Analytics, Collections, Special Assets, and Legal to strengthen portfolio quality and maximize recoveries.

Credit Underwriting & Risk Oversight Lead underwriting teams responsible for Consumer, Mortgage, and Commercial lending. Ensure consistent, high-quality credit decisions while maintaining regulatory compliance. Review and approve complex commercial real estate (CRE) and commercial & industrial (C&I) credit requests.

Identify and mitigate risks related to fraud, collateral, portfolio concentrations, and underwriting practices. Maintain expertise in lending regulations including ATR/QM, Fair Lending (Reg B), Regulation 723, and the Fair Credit Reporting Act (FCRA). Portfolio Management Monitor portfolio performance through key credit metrics, including approval rates, booking trends, and automated decisioning performance.

Partner with cross-functional teams to improve underwriting efficiency, streamline workflows, and enhance the borrower experience. Recommend policy and process improvements based on portfolio trends and market conditions. Leadership Lead, mentor, and develop a team of managers, senior underwriters, credit officers, and analysts.

Foster a culture of accountability, collaboration, sound risk management, and continuous improvement. Build organizational capability through coaching and succession planning. Regulatory & Compliance Serve as the primary contact for regulatory examinations related to credit underwriting.

Ensure compliance with all applicable federal and state lending regulations. Lead corrective action plans and remediation efforts when necessary. Skills you ideally bring to the table as a VP Credit Risk Management ..

Required Bachelor's degree in Finance, Accounting, Economics, Business, or a related field. 10+ years of progressive credit underwriting leadership experience within a bank or credit union. 5+ years of leadership experience at the Director level or above.

Extensive experience underwriting Commercial (C&I and CRE), Mortgage, and Consumer lending products. Comprehensive knowledge of federal lending regulations, including ATR/QM, Regulation B, Regulation 723, and FCRA. Strong understanding of commercial and residential valuation methodologies and appraisal standards.

Experience with Loan Origination Systems (LOS), credit analytics tools, and Microsoft Office. Preferred Competencies Proven ability to develop enterprise-wide credit strategies that balance growth with prudent risk management. Strong financial analysis and credit modeling expertise.

Exceptional executive communication and presentation skills, including experience presenting to executive leadership and Boards. Ability to anticipate emerging market trends and evolving credit risks. Sound judgment and decision-making in a fast-paced, highly regulated financial environment.

Learn more about Saige Partners on Facebook or LinkedIn. Saige Partners, one of the fastest growing technology and talent companies in the Midwest, believes in people with a passion to help them succeed. We are in the business of helping professionals Build Careers, Not Jobs.

Saige Partners believes employees are the most valuable asset to building a thriving and successful company culture. Contact us to learn more about the opportunity below or check out other opportunities at https://careers.saigepartners.com/.

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