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Director Credit Risk Jobs in Iowa (NOW HIRING)

Peoples Credit Union

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Account Solutions Specialist

Webster City, IA · On-site

$40K - $50K/yr

Peoples Credit Union is seeking a professional, detail-oriented Account Specialist to assist ... Risk Management and Recovery * Negotiate payment arrangements or settlements within authorized ...

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Acap

Director of Investment Accounting

Des Moines, IA · On-site

Private Credit * Primary Insurance Carriers * Accredited Reinsurers ABOUT THE ROLE We are seeking a ... Exposure to reinsurance structures and investment-related risk management. * Experience ...

Farnsworth Group

Finance Director

Waukee, IA · On-site

Partner with banking relationships to manage S-T investments, marketable securities, credit ... Captive Insurance amp; Risk Management * Serve as the primary financial liaison for the ...

Farnsworth Group

Finance Director

Waukee, IA · On-site

Partner with banking relationships to manage S-T investments, marketable securities, credit ... Captive Insurance & Risk Management * Serve as the primary financial liaison for the organization ...

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All JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Iowa

Director Credit Risk information

See Iowa salary details

$79.4K

$146.8K

$283.2K

How much do director credit risk jobs pay per year?

As of Jun 27, 2026, the average yearly pay for director credit risk in Iowa is $146,821.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,200.00 and $176,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Iowa? The most popular types of Credit Risk jobs in Iowa are:
What are popular job titles related to Director Credit Risk jobs in Iowa? For Director Credit Risk jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Iowa look for? The top searched job categories for Director Credit Risk jobs in Iowa are:
What cities in Iowa are hiring for Director Credit Risk jobs? Cities in Iowa with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Account Solutions Specialist

Account Solutions Specialist

Peoples Credit Union

Webster City, IA • On-site

$40K - $50K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

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Job description

ACCOUNT SOLUTIONS SPECIALIST - this position CANNOT work remotely

Job Location: Peoples Credit Union

310 First ST, Webster City, IA 50595

Reports to: Carl Hamilton

Role: Peoples Credit Union is seeking a professional, detail-oriented Account Specialist to assist members with account resolution, payment arrangements, and loan servicing support. This position plays an important role in helping members navigate past-due account situations while protecting the credit union assets and maintaining positive member relationships.

Responsibilities:

Member Account Support

  • Contact members by phone, email, text, and mail regarding past-due loan or account obligations.
  • Discuss payment options and help members identify realistic repayment solutions.
  • Establish, monitor, and follow up on repayment plans in accordance with credit union policies.
  • Communicate with members in a professional, respectful, and non-coercive manner.

Account Monitoring and Documentation

  • Monitor daily, weekly, and monthly reports to identify past-due or delinquent accounts.
  • Update reports to reflect current account status and provide updates to management as needed.
  • Accurately document member contacts, payment arrangements, collection activity, and account updates in the core system.
  • Maintain strict confidentiality and comply with member privacy requirements.
  • File Insurance claims, communicate with auction partners, and retrieve refunds on unused policies.

Risk Management and Recovery

  • Negotiate payment arrangements or settlements within authorized limits.
  • Recommend accounts for repossession, charge-off, legal action, or third-party collection after internal resolution efforts have been exhausted.
  • Coordinate with repossession vendors, attorneys, and asset recovery agencies as needed.
  • Assist with marketing recovered assets and collecting proceeds from asset sales.
  • Work with the Director of Lending and Executive Team to report progress to the Board. 

Compliance and Process Improvement

  • Follow applicable federal and state collection laws, credit union policies, and regulatory guidance.
  • Stay informed regarding collection practices, bankruptcy procedures, repossession requirements, and related compliance expectations.
  • Support audits and regulatory reviews by providing requested documentation.
  • Recommend process improvements that increase recovery efforts while maintaining a positive member experience.
  • Participate in required training and compliance education.

Skills:

  • Excellent verbal and written communication skills.
  • Ability to handle delicate conversations with empathy, professionalism, and confidence.
  • Strong organization, follow-up, and time management skills.
  • High attention to detail and accuracy in documentation.
  • Ability to maintain confidentiality and protect sensitive member information.
  • Proficiency with Microsoft Office, including Excel.
  • Experience with financial services, lending, recovery, billing, customer service, or account servicing preferred.
  • Familiarity with collection laws, credit bureau practices, bankruptcy, or repossession procedures helpful but not required.
  • High school diploma or equivalent required; additional education in finance, business, asset recovery, or financial services preferred.
  • Bilingual (a plus)

Benefits: Hourly Position

  • 401(k) with Company Match
  • Dental / Health / Vision
  • Disability / Life Insurance
  • Employee Assistance Program
  • AFLAC
  • Paid Time Off / Parental Leave
  • Professional Development Assistance

Schedule: Full-Time

  • Monday to Friday


We are an Equal Opportunity Employer


Company Description

Peoples Credit Union is a financial cooperative owned by its members. The credit union serves 11 surrounding counties offering consumer & home loans, various checking & savings options, as well as CDs and credit cards. The credit union is federally insured by the NCUA.