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Senior Credit Officer Jobs (NOW HIRING)

gpac

Senior Credit Officer needed!

San Angelo, TX · On-site

Senior Credit Officer - Community Banking We are partnering with a highly respected community bank seeking an experienced Senior Credit Officer to join its leadership team. This is an outstanding ...

New

gpac

Senior Credit Officer needed!

Tye, TX · On-site

Senior Credit Officer - Community Banking We are partnering with a highly respected community bank seeking an experienced Senior Credit Officer to join its leadership team. This is an outstanding ...

New

gpac

Senior Credit Officer needed!

Odessa, TX · On-site

Senior Credit Officer - Community Banking We are partnering with a highly respected community bank seeking an experienced Senior Credit Officer to join its leadership team. This is an outstanding ...

New

First Premier Bank

Senior Credit Officer

Sioux Falls, SD · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

First PREMIER Bank About the Role The Senior Credit Officer supports oversight of credit quality and risk management for the bank's loan portfolio by promoting sound underwriting, regulatory ...

ING Group

Director, Senior Credit Officer

New York, NY · On-site

  • Medical

  • Retirement

  • PTO

Transaction Approval & Control | Director, Senior Credit Officer, Americas | New York About ING: In Americas, ING's Wholesale Banking division offers a broad range of innovative financial products ...

KeyCorp

Senior Credit Officer, Payments

Buffalo, NY · On-site

$96K - $181K/yr

Senior Credit Officer for Payments Products Location: Albany, NY; Cleveland, OH; Buffalo, NY; Hybrid (minimum 3 days per week in office, may be subject to change) The Senior Credit Officer for ...

KeyCorp

Senior Credit Officer, Payments

Albany, NY · On-site

$96K - $181K/yr

Senior Credit Officer for Payments Products Location: Albany, NY; Cleveland, OH; Buffalo, NY; Hybrid (minimum 3 days per week in office, may be subject to change) The Senior Credit Officer for ...

First PREMIER Bank

Senior Credit Officer

Sioux Falls, SD · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

First PREMIER Bank About the Role The Senior Credit Officer supports oversight of credit quality and risk management for the bank's loan portfolio by promoting sound underwriting, regulatory ...

First Premier Bank

Senior Credit Officer

Sioux Falls, SD · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

First PREMIER Bank About the Role The Senior Credit Officer supports oversight of credit quality and risk management for the bank's loan portfolio by promoting sound underwriting, regulatory ...

First Premier Bank

Senior Credit Officer

Sioux Falls, SD · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

First PREMIER Bank About the Role The Senior Credit Officer supports oversight of credit quality and risk management for the bank's loan portfolio by promoting sound underwriting, regulatory ...

KeyCorp

Senior Credit Officer, Payments

Cleveland, OH · On-site

$96K - $181K/yr

Senior Credit Officer for Payments Products Location: Albany, NY; Cleveland, OH; Buffalo, NY; Hybrid (minimum 3 days per week in office, may be subject to change) The Senior Credit Officer for ...

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Senior Credit Officer information

See salary details

$47.5K

$108.4K

$184K

How much do senior credit officer jobs pay per year?

As of Aug 12, 2026, the average yearly pay for senior credit officer in the United States is $108,398.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,500.00 and $150,000.00 per year, depending on experience, location, and employer.

What is the difference between Senior Credit Officer vs Credit Analyst?

AspectSenior Credit OfficerCredit Analyst
Required CredentialsBachelor's degree, often with experience in credit risk or financeBachelor's degree in finance, economics, or related field; certifications like CFA are a plus
Work EnvironmentFinancial institutions, banks, or lending companiesBanking, investment firms, or credit departments within corporations
Employer & Industry UsageUsed in banking and lending sectors for overseeing credit processesCommonly used in credit analysis, risk assessment, and loan evaluation

The main difference is that a Senior Credit Officer oversees credit policies and manages credit risk at a higher level, while a Credit Analyst focuses on evaluating individual credit applications and analyzing financial data. Both roles require strong analytical skills and financial knowledge, but the Senior Credit Officer typically has more experience and responsibilities related to credit strategy and decision-making.

How does a senior credit officer typically collaborate with other departments to manage credit risk effectively?

A Senior Credit Officer works closely with various departments such as risk management, sales, and underwriting to ensure that credit policies are consistently applied and risks are appropriately assessed. They often participate in cross-functional meetings to review large or complex credit applications and provide guidance on structuring deals to mitigate risk. Collaboration with legal and compliance teams is also common to ensure regulatory adherence. This teamwork helps maintain a balanced portfolio and supports informed, strategic lending decisions.

What is a senior credit officer?

Senior Credit Officers are experienced professionals responsible for overseeing the credit granting process in financial institutions. They evaluate, authorize, or recommend approval of loan applications and credit extensions, ensuring compliance with regulations and company policies. Their role involves assessing creditworthiness, managing credit risk, and establishing lending guidelines. Senior Credit Officers frequently lead credit teams, mentor junior staff, and play a key role in shaping a bank’s credit strategy.

What are the key skills and qualifications needed to thrive as a senior credit officer, and why are they important?

To thrive as a Senior Credit Officer, you need advanced knowledge of credit analysis, risk assessment, and portfolio management, often supported by a degree in finance or accounting and significant banking experience. Proficiency with credit rating systems, financial modeling tools, and regulatory compliance software is typically required. Strong decision-making, negotiation, and communication skills are essential for effectively managing client relationships and leading credit teams. These skills and qualifications are crucial for minimizing financial risks and ensuring sound lending decisions within financial institutions.

What does a senior credit officer do?

As a senior credit officer, you provide support, direction, and loan policies to ensure a bank, credit union, or another financial institution maintains a quality credit extension. Your primary responsibilities include reviewing and assessing credit applications to analyze each client’s finances, credit, and collateral. You also validate any credit analysis prepared by a credit analyst, ensure all necessary documentation is completed correctly, and manage account exposure each month, quarter, and year. Other duties may include interviewing customers to learn about their financial situation and presenting features of products and services that fit their needs.

More about Senior Credit Officer jobs
What cities are hiring for Senior Credit Officer jobs? Cities with the most Senior Credit Officer job openings:
What are the most commonly searched types of Credit Officer jobs? The most popular types of Credit Officer jobs are:
Who are the top companies hiring for Senior Credit Officer jobs? The top employers for Senior Credit Officer jobs are:
What states have the most Senior Credit Officer jobs? States with the most job openings for Senior Credit Officer jobs include:
What job categories do people searching Senior Credit Officer jobs look for? The top searched job categories for Senior Credit Officer jobs are:
What are popular job titles related to Senior Credit Officer jobs? For Senior Credit Officer jobs, the most frequently searched job titles are:
Senior Credit Officer jobs near you
Infographic showing various Senior Credit Officer job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $108,398 per year, or $52.1 per hour.

Senior Credit Officer needed!

gpac

San Angelo, TX • On-site

Other

Posted 2 days ago

New

Job description

Job Description
Senior Credit Officer - Community Banking
We are partnering with a highly respected community bank seeking an experienced Senior Credit Officer to join its leadership team.
This is an outstanding opportunity for an accomplished credit professional to take on a key leadership role within a financially strong institution that values sound credit practices, local decision-making, strong relationships, and long-term employee success.
The successful candidate will play an important role in maintaining the overall quality of the bank’s loan portfolio while partnering closely with lenders and executive leadership on credit decisions, loan structure, policy, risk management, and portfolio strategy. This position is ideal for an experienced credit professional who understands community banking and can balance prudent risk management with the needs of lenders, customers, and the communities the bank serves.
Responsibilities
  • Provide senior-level oversight of credit administration and overall portfolio quality.
  • Review, analyze, and approve commercial credits within established lending authority.
  • Evaluate complex commercial real estate, C&I, agricultural, and other business credits.
  • Partner with lenders on loan structure, risk identification, and credit decisions.
  • Monitor portfolio trends, concentrations, criticized/classified assets, and emerging credit risks.
  • Assist in the development, implementation, and ongoing review of credit policies and procedures.
  • Ensure lending and credit practices remain consistent with regulatory requirements and bank policy.
  • Work closely with executive leadership on credit strategy and portfolio management.
  • Provide guidance, mentoring, and credit expertise to lenders, analysts, and other credit personnel.
  • Assist with regulatory examinations, loan reviews, audits, and other credit-related initiatives.
  • Promote a strong credit culture while supporting responsible growth throughout the organization.
Qualifications
  • 7+ years of commercial banking and credit experience, preferably within a community or regional bank.
  • Strong background in commercial credit analysis, underwriting, loan structuring, and portfolio management.
  • Experience with commercial real estate and C&I lending; SBA or Agricultural credit experience is a plus.
  • Demonstrated understanding of credit risk management, loan policy, regulatory expectations, and asset quality.
  • Prior credit approval authority and experience evaluating complex commercial transactions.
  • Leadership or management experience within credit administration strongly preferred.
  • Strong communication skills with the ability to effectively partner with lenders, executive leadership, and regulators.
  • Sound judgment and the ability to balance disciplined credit standards with the bank’s growth objectives.
Why Consider This Opportunity?
  • Key leadership position with significant influence over the bank’s credit function.
  • Financially strong community banking environment with local decision-making.
  • Opportunity to work directly with experienced executive leadership and lenders.
  • Strong organizational culture focused on relationships, stability, and long-term success.
  • Competitive compensation and comprehensive benefits package.
  • Opportunity for continued professional growth and advancement within the organization.

If you are an experienced credit professional looking for an opportunity to have a meaningful impact within a strong community banking organization, let’s connect.
For a confidential conversation about this opportunity, or others, contact Chris Popp directly at 316.241.2618 or ****chris.popp@gogpac.com.
All inquiries and resumes will be held in strict confidence.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
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About GPAC

Sourced by ZipRecruiter

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990

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