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Credit Portfolio Management Jobs (NOW HIRING)

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic ...

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic ...

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic ...

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic ...

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic ...

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic ...

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic ...

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic ...

The Credit Portfolio Manager is responsible for overseeing the management and performance of Pinnacle's credit portfolio. This position ensures that the portfolio aligns with the organization's risk ...

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Credit Portfolio Management information

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$46.5K

$86.7K

$113K

How much do credit portfolio management jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit portfolio management in the United States is $86,688.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $108,000.00 per year, depending on experience, location, and employer.

What is credit portfolio management?

Credit portfolio management is the process of managing a group of credit exposures, such as loans, bonds, or other credit instruments, to optimize risk and return. This involves assessing credit risk, diversifying holdings, monitoring portfolio performance, and making strategic adjustments to achieve financial goals. Credit portfolio managers use quantitative analysis, risk models, and market insights to make informed decisions and comply with regulatory requirements. The objective is to maximize returns while minimizing potential losses due to borrower defaults or market changes.

What are some common challenges faced in credit portfolio management, and how can professionals effectively address them?

Professionals in Credit Portfolio Management often face challenges such as managing credit risk concentration, staying compliant with evolving regulatory requirements, and balancing portfolio growth with risk mitigation. To address these, it is important to implement robust risk assessment frameworks, use advanced analytics for portfolio monitoring, and foster strong collaboration with risk, finance, and business development teams. Staying updated on market trends and regulatory changes, as well as investing in continuous professional development, can also help credit portfolio managers navigate these complexities effectively.

What are the key skills and qualifications needed to thrive in credit portfolio management, and why are they important?

To thrive in Credit Portfolio Management, you need strong analytical skills, financial acumen, and a solid understanding of credit risk principles, often supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling tools, portfolio management software, and industry certifications such as CFA or FRM is highly valuable. Attention to detail, effective communication, and sound judgment are crucial soft skills for making prudent credit decisions and collaborating with stakeholders. These competencies are essential to effectively manage risk, ensure regulatory compliance, and optimize portfolio performance.

What is the difference between Credit Portfolio Management vs Credit Analyst?

AspectCredit Portfolio ManagementCredit Analyst
Primary FocusManaging a portfolio of credit assets to optimize risk and returnAssessing individual creditworthiness of borrowers
ResponsibilitiesPortfolio strategy, risk mitigation, and performance monitoringAnalyzing financial data, preparing credit reports
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; certifications like CFA are commonSimilar credentials: bachelor's degree, financial analysis skills, certifications like CFA or credit certifications
Work EnvironmentFinancial institutions, banks, investment firmsBanks, lending institutions, credit agencies

While both roles require financial analysis skills and relevant certifications, Credit Portfolio Management focuses on overseeing entire credit portfolios to balance risk and return, whereas Credit Analysts evaluate individual credit applications to determine creditworthiness.

Does credit portfolio management pay well?

Credit portfolio management professionals typically earn competitive salaries that vary based on experience, location, and the size of the organization. Senior roles or those with specialized skills in risk analysis and financial modeling tend to have higher compensation, often including bonuses and benefits. Overall, it is considered a well-paying field within finance and banking sectors.

How much do credit portfolio managers make?

Credit portfolio managers typically earn a median annual salary ranging from $80,000 to $150,000, depending on experience, location, and the size of the organization. Senior managers or those in major financial hubs can earn significantly higher, often exceeding $200,000 with bonuses and incentives. Compensation may also include benefits such as bonuses, profit sharing, and professional development opportunities.

Is credit portfolio management a good career?

Credit portfolio management is a specialized finance role focused on analyzing and overseeing credit risk within a financial institution's loan portfolio. It requires strong analytical skills, knowledge of credit analysis, and often involves working with financial models and risk assessment tools. The career offers opportunities for advancement and stability in the banking and finance sectors.

What does a credit portfolio management do?

A credit portfolio management professional oversees the analysis, monitoring, and optimization of a company's or institution's credit assets. They assess credit risk, set lending strategies, and ensure the portfolio aligns with risk appetite and financial goals, often using tools like credit scoring models and financial analysis. Strong analytical skills and knowledge of credit regulations are essential in this role.
More about Credit Portfolio Management jobs

What cities are hiring for Credit Portfolio Management jobs?

Cities with the most Credit Portfolio Management job openings:

What states have the most Credit Portfolio Management jobs?

States with the most job openings for Credit Portfolio Management jobs include:

Infographic showing various Credit Portfolio Management job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $86,688 per year, or $41.7 per hour.

Credit Portfolio Manager

US Bank

Minneapolis, MN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 23 days ago


U.S. Bank rating

8.1

Company rating: 8.1 out of 10

Based on 364 frontline employees who took The Breakroom Quiz

67th of 175 rated banks


Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage credit account relationships. Responsibilities include: underwriting all types of credit account exposure, managing an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships, managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships. Secondarily, provides customer service, participates in joint sales calls with Relationship Manager(s) and identifies customer needs.

This active posting is for a Credit Portfolio Management Role:Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic qualifications and preferred experience for each level of role.Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.

Credit Portfolio Manager 1

Basic Qualifications
- Typically a Bachelor's degree, or equivalent work experience
- Typically three to five years of wholesale banking or related experience

Preferred Skills/Experience
- Basic knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures
- Strong analytical and problem-solving skills
- Strong relationship management and business development skills
- Ability to work effectively with individuals and groups across the company to manage customer relationships
- Effective written communication and verbal presentation skills

Credit Portfolio Manager 2

Basic Qualifications
- Typically a Bachelor's degree, or equivalent work experience
- Typically five to seven years of wholesale banking or related experience

Preferred Skills/Experience
- Thorough knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures
- Strong analytical and problem-solving skills
- Strong relationship management and business development skills
- Ability to work effectively with individuals and groups across the company to manage customer relationships
- Effective written communication and verbal presentation skills

Credit Portfolio Manager 3

Basic Qualifications
- Typically a Bachelor's degree, or equivalent work experience
- Typically seven to 10 years of wholesale banking or related experience

Preferred Skills/Experience
- Advanced knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures
- Strong analytical and problem-solving skills
- Strong relationship management and business development skills
- Ability to work effectively with individuals and groups across the company to manage customer relationships
- Effective written communication and verbal presentation skills

Credit Portfolio Manager 4

Basic Qualifications
- Typically a Bachelor's degree, or equivalent work experience
- Typically 10 or more years of wholesale banking or related experience

Preferred Skills/Experience
- Extensive knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures
- Strong analytical and problem-solving skills
- Strong relationship management and business development skills
- Ability to work effectively with individuals and groups across the company to manage customer relationships
- Effective written communication and verbal presentation skills

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.


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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

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