ZipRecruiter

Log In

1

Credit Portfolio Management Jobs (NOW HIRING)

US Bank

Credit Portfolio Manager

Minneapolis, MN · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... management and business development skills - Ability to work effectively with individuals and ...

US Bank

Credit Portfolio Manager

Los Angeles, CA · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... management and business development skills - Ability to work effectively with individuals and ...

US Bank

Credit Portfolio Manager

Tempe, AZ · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... management and business development skills - Ability to work effectively with individuals and ...

US Bank

Credit Portfolio Manager

Charlotte, NC · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... management and business development skills - Ability to work effectively with individuals and ...

US Bank

Credit Portfolio Manager

Irving, TX · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... management and business development skills - Ability to work effectively with individuals and ...

US Bank

Credit Portfolio Manager

Columbus, OH · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... management and business development skills - Ability to work effectively with individuals and ...

US Bank

Credit Portfolio Manager

Gresham, OR

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... management and business development skills - Ability to work effectively with individuals and ...

US Bank

Credit Portfolio Manager

Brookfield, WI · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage ... management and business development skills - Ability to work effectively with individuals and ...

Holman, Inc.

Credit Portfolio Manager

Mount Laurel, NJ · On-site

The automotive markets Holman serves include fleet management and leasing; vehicle fabrication and ... Holman is currently accepting applications for the position of Credit Portfolio Manager. Primary ...

previous pagenext page

Showing results 21-40

All JobsCredit Portfolio Management Jobs

Credit Portfolio Management information

See salary details

$46.5K

$86.7K

$113K

How much do credit portfolio management jobs pay per year?

As of Aug 8, 2026, the average yearly pay for credit portfolio management in the United States is $86,688.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $108,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced in credit portfolio management, and how can professionals effectively address them?

Professionals in Credit Portfolio Management often face challenges such as managing credit risk concentration, staying compliant with evolving regulatory requirements, and balancing portfolio growth with risk mitigation. To address these, it is important to implement robust risk assessment frameworks, use advanced analytics for portfolio monitoring, and foster strong collaboration with risk, finance, and business development teams. Staying updated on market trends and regulatory changes, as well as investing in continuous professional development, can also help credit portfolio managers navigate these complexities effectively.

What is the difference between Credit Portfolio Management vs Credit Analyst?

AspectCredit Portfolio ManagementCredit Analyst
Primary FocusManaging a portfolio of credit assets to optimize risk and returnAssessing individual creditworthiness of borrowers
ResponsibilitiesPortfolio strategy, risk mitigation, and performance monitoringAnalyzing financial data, preparing credit reports
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; certifications like CFA are commonSimilar credentials: bachelor's degree, financial analysis skills, certifications like CFA or credit certifications
Work EnvironmentFinancial institutions, banks, investment firmsBanks, lending institutions, credit agencies

While both roles require financial analysis skills and relevant certifications, Credit Portfolio Management focuses on overseeing entire credit portfolios to balance risk and return, whereas Credit Analysts evaluate individual credit applications to determine creditworthiness.

What are the key skills and qualifications needed to thrive in credit portfolio management, and why are they important?

To thrive in Credit Portfolio Management, you need strong analytical skills, financial acumen, and a solid understanding of credit risk principles, often supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling tools, portfolio management software, and industry certifications such as CFA or FRM is highly valuable. Attention to detail, effective communication, and sound judgment are crucial soft skills for making prudent credit decisions and collaborating with stakeholders. These competencies are essential to effectively manage risk, ensure regulatory compliance, and optimize portfolio performance.

What is credit portfolio management?

Credit portfolio management is the process of managing a group of credit exposures, such as loans, bonds, or other credit instruments, to optimize risk and return. This involves assessing credit risk, diversifying holdings, monitoring portfolio performance, and making strategic adjustments to achieve financial goals. Credit portfolio managers use quantitative analysis, risk models, and market insights to make informed decisions and comply with regulatory requirements. The objective is to maximize returns while minimizing potential losses due to borrower defaults or market changes.
More about Credit Portfolio Management jobs
What cities are hiring for Credit Portfolio Management jobs? Cities with the most Credit Portfolio Management job openings:
What states have the most Credit Portfolio Management jobs? States with the most job openings for Credit Portfolio Management jobs include:
What job categories do people searching Credit Portfolio Management jobs look for? The top searched job categories for Credit Portfolio Management jobs are:
Credit Portfolio Management jobs near you
Infographic showing various Credit Portfolio Management job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 88% Physical, 2% Hybrid, and 10% Remote job distribution, with an average salary of $86,688 per year, or $41.7 per hour.

Credit Delivery Portfolio Manager - Medical Specialty Team

Truist

Atlanta, GA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago

Truist rating

7.9

Company rating: 7.9 out of 10

Based on 117 frontline employees who took The Breakroom Quiz

79th of 170 rated banks

Job description

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
The Credit Portfolio Manager is responsible for underwriting loan transactions, including completing all required financial and other due diligence, in order to make recommendations for new business-purpose (i.e. wholesale) credit requests. In addition, the Portfolio Manager proactively manages an assigned portfolio of credit relationships with an average portfolio size of over $500MM. Role supports a growing national franchise focused on Middle Market Healthcare Services. The Credit Portfolio Manager will handle all loan requests above $10MM but some requests could be in excess of $100MM.
The Credit Portfolio Manager II is responsible for underwriting loan transactions, including structuring loan terms, covenants and pricing to recommend deals to credit risk management. Respond to client needs, participating in client presentations, when appropriate, and researching and qualifying credit prospects. Thoroughly understands industry specific and client entity structures, the related customized credit facility structuring and associated risks. Manage time-critical financial and operational due diligence and underwriting activities. Negotiate key financial structure and legal documentation for clients and prospects. Coordinate with key partners, including relationship management, cross-functional partners, and Credit Risk Management.
Oversees sound portfolio management activities. Provides technical assistance and coaching to junior Credit Portfolio Managers. Provides monitoring and industry/market research for complex industries and portfolios.
Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
  • Independently structure loan terms, covenants and pricing to recommend deals to credit risk management.
  • Role will handle the largest and most complex wholesale loan requests and borrower relationships within the wealth portfolio.
  • Credit requests have a variety of business structures and deal complexity, and could include both owner-occupied and investor-owned commercial real estate, working capital facilities, yacht/airplane financing, corporate finance transactions, concentrated stock/highly structured securities-backed and unsecured facilities.
  • Analyze historical and projected financial statements, tax returns, borrowing base statements, appraisals, loan collateral and other diligence items provided in support of the loan request.
  • Identify key borrower and transaction risks, providing mitigants or otherwise proposing alternative loan structures where appropriate.
  • Prepare concise, well-thought out credit packages, outlining transaction request and purpose; borrower overview including financial profile; strengths; risk & mitigants; and proposed recommendation for presentation to credit risk management.
  • Negotiate legal documents; involved in the closing process for portfolio loan transactions.
  • Manage end-end credit delivery process, in partnership with cross-functional partners such as internal legal and/or outside counsel, loan fulfillment, and loan servicing, in order to meet client expectations.
  • Actively communicate throughout the process with the advisor team, and in some cases directly with the client, in order to manage expectations.
  • Continuously act with a sense of urgency.
  • Engage with clients and prospects to understand financial profile and discuss credit opportunities.
  • Manage assigned portfolio by monitoring performance and trends, identifying issues early and following through for remediation.
  • Coordinate credit and loan portfolio administration activities such as loan renewals and modifications, completion of periodic (at least annual) credit reviews, frequent review of financial statements and related internal risk ratings, management of covenant compliance and ongoing collateral monitoring.
  • Have a strong understanding of industry and regulatory trends, including knowledge of competitors and loan market dynamics.
  • Continuously monitor industry and regulatory trends for issues that could impact borrowers within loan portfolio.

Qualifications
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Bachelor's Degree in Accounting, Finance or business, or an equivalent combination of education, training and experience.
  • Minimum of seven (7) years underwriting and managing commercial lending transactions.
  • Demonstrates strong decision making skills and ability to balance business development and risk mitigation.
  • Excellent proven oral and written communication skills.
  • Strong client relationship skills.
  • Demonstrates strong negotiation and persuasion skills during external interactions with clients/prospects and internally with Relationship Management partners and Credit Risk Management.

Preferred Qualifications:
  • Completion of formal bank credit training program from a well-respected financial institution.
  • Strong industry and product knowledge.
  • Experience underwriting real estate related transactions.
  • Strong financial analysis skills and ability to create financial models in order to analyze projected cash flows and debt repayment.
  • Solid legal and loan structuring fundamentals.

#Atlanta #Charlotte
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law E-Verify IER Right to Work

What Truist employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Truist logo

About Truist

Sourced by ZipRecruiter

Truist is combining distinctive personal service with investments in innovation to create transformational client experiences. We believe the unique blend of human touch and innovative technology will set us apart, instill confidence, and build deeper levels of trust with our clients

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

2019

View All Truist Jobs

Apply