ZipRecruiter

Log In

1

Credit Operations Analyst Jobs (NOW HIRING)

Axos Bank

Credit Operations Analyst

Las Vegas, NV

$22 - $24/hr

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

Axos Bank

Credit Operations Analyst

Las Vegas, NV · On-site

$22 - $24/hr

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

Affiniti

Credit Operations

Manhattan, NY · On-site

Credit Operations Cash flow is the defining financial challenge for small businesses in America ... As our credit analyst, you'll help us extend credit to the pharmacists, contractors, vet clinics ...

hyve solutions

AR Reconciliation Analyst

Greenville, SC · On-site

Credit Operations Analyst Job Overview The Credit Operations Analyst plays a critical role in supporting the integrity, accuracy, and compliance of credit operations. This position is responsible for ...

next page

Showing results 1-20

All JobsCredit Operations Analyst Jobs

Credit Operations Analyst information

See salary details

$15

$29

$49

How much do credit operations analyst jobs pay per hour?

As of Jun 27, 2026, the average hourly pay for credit operations analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

How much is the salary of a credit analyst?

The salary of a credit operations analyst typically ranges from $50,000 to $70,000 annually, depending on experience, location, and the size of the organization. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation. Certifications like the CFA or CPA can also influence salary levels.

What does a credit operations analyst do?

A credit operations analyst manages and processes credit-related transactions, reviews credit reports, and ensures compliance with credit policies. They often use financial software and analyze data to assess credit risk, supporting the approval or denial of credit applications and maintaining accurate records.

Do credit analysts make a lot of money?

Credit Operations Analysts typically earn a competitive salary that varies by industry, experience, and location. Entry-level positions may start lower, while experienced analysts with certifications like CFA or CPA can earn higher salaries, often supplemented by bonuses and benefits.

What are the main challenges Credit Operations Analysts face when coordinating with other departments?

Credit Operations Analysts often work closely with teams such as sales, risk, and finance, which can present challenges in aligning priorities and timelines. Effective communication is crucial to ensure that credit approvals, documentation, and compliance requirements are met without delaying business operations. Analysts must be adept at balancing risk management with customer service, often mediating between the need for thorough due diligence and the urgency of client requests. Building strong relationships and understanding the workflows of other departments can help alleviate these challenges.

Will a credit analyst be replaced by AI?

Credit Operations Analysts perform tasks such as assessing creditworthiness and analyzing financial data, which currently require human judgment and expertise. While AI can automate routine data processing and support decision-making, it is unlikely to fully replace credit analysts in the near future due to the need for critical thinking and nuanced analysis. Professionals in this field may increasingly use AI tools to enhance their work efficiency and accuracy.

What is the difference between Credit Operations Analyst vs Credit Analyst?

AspectCredit Operations AnalystCredit Analyst
Primary FocusManaging credit processes, monitoring credit portfolios, and ensuring operational efficiencyAssessing creditworthiness of individual or corporate clients for lending decisions
Required SkillsData analysis, process management, familiarity with credit systemsFinancial analysis, risk assessment, credit scoring
Work EnvironmentOperational teams within banks or financial institutionsCredit departments, lending teams in banks or credit agencies
CertificationsOften requires relevant financial or operational certificationsTypically requires financial certifications like CFA or credit-specific credentials

The main difference is that Credit Operations Analysts focus on managing credit processes and operational efficiency, while Credit Analysts evaluate the creditworthiness of clients for lending decisions. Both roles require financial knowledge, but their daily tasks and focus areas differ.

What are the key skills and qualifications needed to thrive as a Credit Operations Analyst, and why are they important?

To thrive as a Credit Operations Analyst, you need a strong background in finance, analytical skills, and often a bachelor’s degree in business, finance, or a related field. Familiarity with credit management software, advanced Excel skills, and sometimes certifications like CFA or FRM are commonly required. Attention to detail, strong problem-solving abilities, and effective communication are crucial soft skills for success in this position. These skills and qualifications ensure accurate credit assessments, efficient risk management, and smooth coordination with internal and external stakeholders.
More about Credit Operations Analyst jobs
What job categories do people searching Credit Operations Analyst jobs look for? The top searched job categories for Credit Operations Analyst jobs are:
Credit Operations Analyst jobs near you
Infographic showing various Credit Operations Analyst job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 96% Full Time, 1% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Operations Analyst

BTGPactual International

New York, NY • On-site

Full-time

Posted 20 days ago

Job description

About BTG Pactual
BTG Pactual is a leading investment bank and asset management firm in Latin America, with a growing presence in the United States. We combine a global perspective with deep local expertise to deliver innovative financial solutions to institutional and corporate clients.
Position overview
BTG Pactual is seeking a Credit Operations Analyst to support the Credit Operations team in the day-to-day processing, monitoring, and administration of credit facilities and loan transactions. This role is ideal for a highly motivated, detail-oriented professional eager to grow within a fast-paced, entrepreneurial banking environment. The analyst will work closely with senior team members, front office, legal, finance, compliance, and risk teams to ensure accurate and timely execution of credit operations activities.
Key Responsibilities:
  • Support the end-to-end processing of credit transactions, including loan drawdowns, repayments, rollovers, and amendments.
  • Maintain and update credit facility records, ensuring data accuracy across internal systems.
  • Assist in the preparation and review of credit documentation, term sheets, and facility agreements in coordination with legal and compliance teams.
  • Monitor credit portfolio and flag discrepancies or breaches to senior analysts and management.
  • Reconcile credit-related accounts and investigate and resolve breaks or discrepancies in a timely manner.
  • Liaise with counterparties, custodians, and internal stakeholders to confirm and settle transactions.
  • Support the preparation of daily, weekly, and monthly operational reports for management review.
  • Contribute to process improvement initiatives and assist in the documentation of operational procedures and controls.
  • Ensure all activities are performed in compliance with internal policies, regulatory requirements, and risk management frameworks.
  • Assist in audit and regulatory requests as needed.

Qualifications
  • Robust experience in or strong academic exposure to credit operations, banking, or financial services.
  • Deep understanding of U.S. banking regulations and credit products, including revolving credit facilities, term loans, and trade finance instruments.
  • Demonstrated interest or experience working with foreign banking organizations or U.S. subsidiaries of global financial institutions.
  • Exceptional communication skills with the ability to collaborate effectively across teams and levels of the organization.
  • Bachelor's degree required in Finance, Economics, Business Administration, Accounting, or a related field; advanced degree or relevant certification is a plus.
  • Strong judgment and ability to prioritize tasks under pressure while maintaining accuracy and attention to detail.
  • Self-motivated and proactive, with a strong work ethic and a drive to take ownership of responsibilities.
  • High level of integrity and professionalism.

Technical Skills:
  • At least 1-3 years of experience in credit operations.
  • Deep knowledge of credit products, loan lifecycle, and settlement processes.
  • Strong understanding of credit documentation and facility agreement structures.
  • Proficient in Microsoft Office - Excel, Word, and Power BI
  • Familiarity with Horizon XE or Encompass is a plus
  • Fluent in English (must)
  • Advanced Portugues (preferred)

Why Join BTG Pactual
  • Opportunity to be part of the Operations team of a rapidly growing international platform in the U.S.
  • Entrepreneurial and performance-driven culture with significant long-term career development potential.
  • Exposure to a broad range of credit products and financial instruments across Latin America and global markets.
  • Collaborative and inclusive work environment that values diversity of thought and background.
  • Expected Salary Range: USD 120,000-150,000- depending on experience, qualifications, licenses, and seniority.

By submitting this application, I agree to share the information above. Your information will only be used to evaluate the applicationprocess and talent database for BTG Pactual and its subsidiaries in accordance with our privacy policy.

Apply