ZipRecruiter

Log In

1

Credit Operations Analyst Jobs (NOW HIRING)

AgCountry

Credit Operations Analyst

Omaha, NE · On-site

We are hiring multiple Credit Operations Analysts for various teams within our organization. This role will support loan decisioning activities and collaborate with local marketplace delivery teams.

Axos Bank

Credit Operations Analyst

Las Vegas, NV · On-site

$20 - $24/hr

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

Axos Bank

Credit Operations Analyst

Las Vegas, NV · On-site

$20 - $24/hr

About This Job Axos is seeking a Credit Operations Analyst who will support all aspects of Credit Operations including audit remediation, process analysis, and operational readiness. Identify areas ...

Affiniti

Credit Operations

Manhattan, NY · On-site

Credit Operations Cash flow is the defining financial challenge for small businesses in America ... As our credit analyst, you'll help us extend credit to the pharmacists, contractors, vet clinics ...

next page

Showing results 1-20

All JobsCredit Operations Analyst Jobs

Credit Operations Analyst information

See salary details

$15

$29

$49

How much do credit operations analyst jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for credit operations analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

Is a credit operations analyst a good career?

A credit operations analyst is a valuable role in financial services, responsible for managing credit processes, analyzing credit data, and ensuring compliance. It offers opportunities for career growth, skill development in financial analysis and risk management, and typically requires proficiency with financial software and attention to detail.

What does a credit operations analyst do?

A Credit Operations Analyst is responsible for supporting the credit department by processing credit applications, analyzing financial data, reviewing risk, and ensuring compliance with company policies and regulations. They coordinate with various teams to facilitate credit approvals, monitor credit limits, and help maintain accurate credit records. Their work helps organizations manage credit risk and ensure smooth financial operations.

What are the main challenges credit operations analysts face when coordinating with other departments?

Credit Operations Analysts often work closely with teams such as sales, risk, and finance, which can present challenges in aligning priorities and timelines. Effective communication is crucial to ensure that credit approvals, documentation, and compliance requirements are met without delaying business operations. Analysts must be adept at balancing risk management with customer service, often mediating between the need for thorough due diligence and the urgency of client requests. Building strong relationships and understanding the workflows of other departments can help alleviate these challenges.

What is the difference between Credit Operations Analyst vs Credit Analyst?

AspectCredit Operations AnalystCredit Analyst
Primary FocusManaging credit processes, monitoring credit portfolios, and ensuring operational efficiencyAssessing creditworthiness of individual or corporate clients for lending decisions
Required SkillsData analysis, process management, familiarity with credit systemsFinancial analysis, risk assessment, credit scoring
Work EnvironmentOperational teams within banks or financial institutionsCredit departments, lending teams in banks or credit agencies
CertificationsOften requires relevant financial or operational certificationsTypically requires financial certifications like CFA or credit-specific credentials

The main difference is that Credit Operations Analysts focus on managing credit processes and operational efficiency, while Credit Analysts evaluate the creditworthiness of clients for lending decisions. Both roles require financial knowledge, but their daily tasks and focus areas differ.

What are the key skills and qualifications needed to thrive as a credit operations analyst, and why are they important?

To thrive as a Credit Operations Analyst, you need a strong background in finance, analytical skills, and often a bachelor’s degree in business, finance, or a related field. Familiarity with credit management software, advanced Excel skills, and sometimes certifications like CFA or FRM are commonly required. Attention to detail, strong problem-solving abilities, and effective communication are crucial soft skills for success in this position. These skills and qualifications ensure accurate credit assessments, efficient risk management, and smooth coordination with internal and external stakeholders.

Do credit operations analysts make a lot of money?

Credit operations analysts typically earn a median salary that is competitive within the finance and banking sectors, with earnings varying based on experience, location, and company size. Entry-level roles may start lower, while experienced analysts with certifications or specialized skills can earn higher salaries. Overall, the role offers a stable income but is generally not among the highest-paying positions in finance.
More about Credit Operations Analyst jobs
What job categories do people searching Credit Operations Analyst jobs look for? The top searched job categories for Credit Operations Analyst jobs are:
Credit Operations Analyst jobs near you
Infographic showing various Credit Operations Analyst job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 12% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Operations Analyst

Farm Credit Services of America

Fargo, ND • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago

Job description


AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.
Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

*This role requires on-site attendance in either the Omaha, NE or Fargo, ND office, a minimum of 3 days each week.

We are hiring multiple Credit Operations Analysts for various teams within our organization. This role will support loan decisioning activities and collaborate with local marketplace delivery teams. This position offers an exciting opportunity to work with a high performing team in a fast-paced environment. As a Credit Operations Analyst, you will complete required financial information spreading and analysis tasks after the initial loan application through closing and servicing. In this role, you will partner closely with the Credit Underwriters and Sales Teammates to prepare financial packages for system and manual underwriting decisions in a timely manner that consistently meets or exceeds our customers' expectations.  

The Credit Operations Analyst will have the ability to learn and develop skills in this job that could lead to careers in Underwriting, AgDirect, or Agribusiness Credit. The ideal candidate for this job is a person who has general finance or credit skills, is a self-starter, has a mind for differential analysis and has a desire to conduct in-depth analysis on credit applications. 

Essential Duties & Responsibilities
  • Confirm, assemble, and input financial data including balance sheets, tax returns, income statements, projected income statements, and cash flow statements into Farm Credit Services of America's portfolio management database for complex and/or high-risk operations where interpretation of data, recommended direction, independent decision-making, and any necessary research would be required.  
  • Calculate collateral, complete after-close balance sheets, and complete the loan risk rating process.  
  • Analyze financials to determine if computed trend compares to industry standards.  
  • Work with Credit Analyst to ensure high quality financials are prepared for the customer in accordance with service standards.  
  • Quality and production expectations are at the team's highest level. 
  • Provide exceptional customer service and collaboration to internal and external customers.  
  • Actively respond to inquiries from teammates regarding the financial input status of loans.  
  • Proactively communicate with teammates on any needs for missing and/or inconclusive information on loan requests. 
  • Respond to inquiries for which answers involve complex decision-making and understanding of loan products.  
  • Develop and maintain strong working relationships with teammates, by providing a consistent level of quality and professional service that is timely, thorough, and responsive to the needs of the customer.  
  • This includes face-to-face interactions, telephone communications, written correspondence, and electronic communication.  
  • Take ownership of potential problems until resolved to the customer's satisfaction, which may include involving other team members. 
Education Requirements
  • Bachelors Degree in Agricultural Business, Business Administration, Finance, Accounting preferred or equivalent related experience and/or specialized training will be considered.
Years of Experience

  • 2+ years' relevant experience in loan processing. 

  • A general working knowledge of credit policies, procedures, standards, credit extension and underwriting processes. 

  • Basic knowledge of financial principles and their application to credit delivery.

Why Us:

For qualifying positions, we provide a competitive benefits package designed to support health and well-being, financial security, and work-life balance:

  • Health Benefits: Comprehensive medical, dental, and vision insurance
  • Retirement Plans: 401(k) 
  • Paid Time Off: Vacation, sick leave, paid holidays, and parental leave
  • Additional Benefits: Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay

For a comprehensive overview of our total reward offerings, click here.


About Us:

AgCountry has 43 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today's agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.
AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.

Apply