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Credit Operations Specialist Jobs (NOW HIRING)

U.S. Navy

OPERATIONS SPECIALIST

Charlotte, NC

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Chattanooga, TN · On-site

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Mesa, AZ · On-site

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Salem, OR

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Carrollton, GA · On-site

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Iowa City, IA

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Lowell, MA · On-site

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Flint, MI · On-site

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Oklahoma City, OK · On-site

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Jonesboro, AR · On-site

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Tacoma, WA · On-site

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

U.S. Navy

OPERATIONS SPECIALIST

Terre Haute, IN

OPERATIONS SPECIALIST Do you have what it takes to lead in the heart of Naval combat? As an ... Paid training * College credit EDUCATION OPPORTUNITIES * Navy College Program and Tuition ...

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Credit Operations Specialist information

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$15

$32

$42

How much do credit operations specialist jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for credit operations specialist in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit operations specialist?

To thrive as a Credit Operations Specialist, you need strong analytical skills, attention to detail, and a solid understanding of credit processes, often backed by a degree in finance or business. Familiarity with credit management systems, loan processing software, and regulatory compliance tools is typically required. Excellent organizational skills, problem-solving abilities, and effective communication are crucial soft skills for managing complex customer accounts and collaborating with team members. These qualifications ensure accurate credit assessments, regulatory compliance, and efficient workflow within financial institutions.

What are the most common challenges faced by a credit operations specialist, and how can they be managed effectively?

One of the most common challenges for a Credit Operations Specialist is balancing accuracy with efficiency when processing high volumes of credit applications and transactions. Ensuring compliance with company policies and regulatory requirements while meeting tight deadlines can also be demanding. Effective management of these challenges involves strong organizational skills, attention to detail, and the ability to communicate clearly with both internal teams and external clients. Building a good rapport with colleagues in risk, sales, and customer support helps streamline processes and resolve issues more quickly.

What is the difference between Credit Operations Specialist vs Credit Analyst?

AspectCredit Operations SpecialistCredit Analyst
Primary FocusManaging credit processes, transaction processing, and account maintenanceAssessing creditworthiness, analyzing financial data, and making credit decisions
Required SkillsAttention to detail, knowledge of credit systems, data entryFinancial analysis, risk assessment, credit scoring
Work EnvironmentBanking or financial institutions, back-office operationsCredit departments, risk management teams
CertificationsOften requires banking or finance certifications, but less specializedOften requires CFA, CPA, or similar financial certifications

While both roles operate within the credit industry, Credit Operations Specialists focus on processing and managing credit transactions, whereas Credit Analysts evaluate credit risk and make lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What does a credit operations specialist do?

A credit operations specialist manages and processes credit-related transactions, reviews credit applications, and ensures compliance with credit policies. They often use financial software and analyze credit data to support lending decisions and maintain accurate records.
More about Credit Operations Specialist jobs

Who are the top companies hiring for Credit Operations Specialist jobs?

The top employers for Credit Operations Specialist jobs are:

What are popular job titles related to Credit Operations Specialist jobs?

For Credit Operations Specialist jobs, the most frequently searched job titles are:

Credit Operations Specialist jobs near you
Infographic showing various Credit Operations Specialist job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.

Credit Operations Clerk II

Mount Olive, NC • On-site

SOUTHERN MISSOURI SAVINGS BANK
See more jobs at SOUTHERN MISSOURI SAVINGS BANKexternal

Other

Posted 3 days ago

New

Job description

Position: Credit Operations Clerk II
Reports To: Loan Documentation Review Supervisor
Indirectly Reports To: Credit Operations Manager
Reports To This Position: None
FLSA Status: Non-Exempt
Role Summary:
Responsible for reviewing newly originated loan documents for accuracy and inclusion of proper documents in the closing package. Confirm accurate preparation of early loan disclosures, loan closing documents and support documents for modifications and renewals of existing credits. Document any exceptions related to the new, modified or renewed loan.
Specific Job Functions (Duties/Responsibilities):
  • Review all new loan types (Consumer, Commercial, Real Estate, etc.) for compliance with state / federal regulations, and bank policy.
  • Notate loan policy, compliance and documentation exceptions and send exception notice to responsible lender using the Bank's loan origination platform.
  • Review all types of loan modifications and renewals for compliance with state / federal regulations, and Bank policy.
  • Guide branch associates and answer their questions concerning loan policy and loan documentation.
  • Validate and log information into the Bank's HMDA LAR software.
  • Understand and navigate the loan origination platform in order to extract loan information necessary for the review of the credit facility.
  • Maintain up-to-date knowledge of the Bank's loan origination platform, loan policy and regulatory guidelines thru ongoing continuing education via internal training, webinars, etc.
  • Assist in various other areas of the Loan Operations Department when necessary.
  • Perform other duties as assigned.
JOB REQUIREMENTS:
Knowledge/Skills/Abilities Required:
  • Ability to make sound decisions within proper authority and use good judgment based on authority vested by the Loan Documentation Review Supervisor; know when to refer situations to a higher authority;
  • Strong analytical skills with attention to detail and ability to identify and interpret detailed documentation;
  • Ability to work in a high-information, high-responsibility, frequently changing environment;
  • Excellent initiative and drive skills, proactive teamwork, cooperation and interpersonal skills;
  • Ability to work with limited supervision and to plan and organize daily work flow to achieve set objectives and deadlines;
  • Excellent oral and written communication skills, ability to communicate effectively with a broad base of internal associates;
  • Strong organizational, multi-tasking and prioritization skills;
  • Possess the necessary interpersonal skills to facilitate proactive teamwork and to communicate effectively and maintain a friendly, courteous, and professional demeanor at all times;
  • Ability to maintain a sound understanding of lending practices, state and federal regulatory guidelines;
  • Ability to identify problems and resolve them in a proactive, timely manner;
  • Strong PC skills with emphasis on Microsoft Office and web based applications.
Education/Experience Requirements:
  • Associate's degree or equivalent experience;
  • Two to four years of financial services experience preferred;
  • Capable user of computer systems and technology, including word-processing, spreadsheets, etc.

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