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Credit Processor Jobs in Houston, TX (NOW HIRING)

DXP

Sr. Credit Specialist

Houston, TX

... credit process lead with process improvements, testing and implementation · Identifies and communicates training needs for their peers and demonstrates best practices · Performs continual ...

DXP

Sr. Credit Specialist

Houston, TX

... credit process lead with process improvements, testing and implementation · Identifies and communicates training needs for their peers and demonstrates best practices · Performs continual ...

Triple‑S Steel

Credit Assistant

Houston, TX · On-site

Credit Assistant The Credit Assistant will process credit cards, release orders and notify Sales and Customers of Credit Holds. Our company offers great benefits, from tuition reimbursement to ...

Triple-S Steel

Credit Assistant

Houston, TX · On-site

The Credit Assistant will process credit cards, release orders and notify Sales and Customers of Credit Holds. WHAT WE OFFER: Our company offers great benefits, from tuition reimbursement to training ...

Triple-S Steel

Credit Assistant

Houston, TX · On-site

The Credit Assistant will process credit cards, release orders and notify Sales and Customers of Credit Holds. WHAT WE OFFER: Our company offers great benefits, from tuition reimbursement to training ...

Triple-S Steel

Credit Assistant

Houston, TX · On-site

The Credit Assistant will process credit cards, release orders and notify Sales and Customers of Credit Holds. WHAT WE OFFER: Our company offers great benefits, from tuition reimbursement to training ...

Bray International

Credit Analyst

Houston, TX · On-site

The position is responsible for processing new credit applications, reviewing and setting credit limits and terms, setting up new customers, and assessing credit risks and collection issues. He/she ...

Bray Architects

Credit Analyst

Houston, TX · On-site

The position is responsible for processing new credit applications, reviewing and setting credit limits and terms, setting up new customers, and assessing credit risks and collection issues. He/she ...

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Credit Processor information

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$19

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How much do credit processor jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for credit processor in Houston, TX is $19.41, according to ZipRecruiter salary data. Most workers in this role earn between $15.62 and $20.43 per hour, depending on experience, location, and employer.

What is a credit processor?

A credit processor reviews and researches data provided on financial applications from potential customers. These applications may be for a credit card or another form of credit. As a credit processor, your job duties include running applicant credit checks, confirm the accuracy of the data on the application, and contact the applicant for any follow up information. To become a credit processor, you need a high school diploma and industry experience. Some employers may prefer candidates with an associate or bachelor’s degree and familiarity with lending rules and regulations.

What are the key skills and qualifications needed to thrive as a credit processor, and why are they important?

To thrive as a Credit Processor, you need a solid understanding of credit policies, financial documentation, and data analysis, typically supported by experience in banking or lending environments. Familiarity with loan origination systems, credit bureau software, and document management tools is essential. Attention to detail, strong organizational skills, and effective communication are standout soft skills for this role. These abilities ensure accuracy, regulatory compliance, and efficient processing of credit applications, which are crucial for minimizing risk and supporting business objectives.

What are some common challenges a credit processor faces when reviewing loan applications, and how can these be overcome?

Credit Processors often encounter challenges such as incomplete documentation, tight deadlines, and inconsistencies in applicant information. Staying organized, maintaining clear communication with applicants and loan officers, and being detail-oriented are crucial for overcoming these obstacles. Utilizing loan processing software and regularly updating checklists can also help ensure that all required documents are collected and reviewed efficiently, leading to smoother loan approvals.

How do you become a credit processor?

To become a credit processor, candidates typically need a high school diploma or equivalent, along with strong attention to detail and good communication skills. Relevant experience in finance, data entry, or customer service can be beneficial, and familiarity with credit reporting software or financial systems is often preferred.

How much does a credit processor make?

A credit processor typically earns between $35,000 and $50,000 annually, depending on experience, location, and the employer. Entry-level positions may start lower, while experienced processors or those in supervisory roles can earn higher salaries. Skills in data entry, attention to detail, and familiarity with payment processing systems are important in this role.
More about Credit Processor jobs
Credit Processor jobs near you
Infographic showing various Credit Processor job openings in Houston, TX as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, and 2% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $40,376 per year, or $19.4 per hour.

Sr. Credit Specialist

Houston, TX • On-site

DXP Enterprises, Inc.
Wholesale • 1 - 5K employees

6.9

Company rating: 6.9 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

177th of 282 rated repair and maintenance companies

Paid breaks

Recommended by parents

Respectful managers

Learn more about DXP Enterprises, Inc.external

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 16 days ago

Job description

Do you want to grow with us? At DXP we are passionate about what we do and driven to be the best solution for our industrial customers. Since 1908 DXP has been dedicated to the highest quality of customer service through our expertise of the products we distribute and the technical services we perform with a sense of individual pride and company spirit. Throughout your career with DXP, we will encourage and empower you to take an active role in identifying and driving your development, so you feel total confidence in your ability to achieve ongoing success. We aspire to be the best solution for the Industrial customers' needs for MROP products and services through our Innovative Pumping Solutions, Metal Working, Supply Chain Services and Service Centers.
Check out our many videos to learn more! http://www.dxpe.com/about-us/careers/
Responsibilities of the Sr. Credit Specialist include, but are not limited to:
• Perform various tasks related to credit and collections and overall accounts receivable management.
• Assist peers or credit coordinator with credit inquiries and order releases
• Identifies and assists credit process lead with process improvements, testing and implementation
• Identifies and communicates training needs for their peers and demonstrates best practices
• Performs continual evaluation of credit limits for assigned accounts, identifies issues needing escalation and facilitates customer KPI meetings as required
• Extend credit to customers within designated limit of authority and approve credit inquiries
• Identify delinquency drivers and drives end to end resolution
• Serves as back-up for the team Credit Manager where needed
• Other duties and tasks assigned by Credit Manager
Qualifications of the Sr. Credit Specialist include, but are not limited to:
• Degree in Accounting/Finance preferred or 4+ years of equivalent credit collections experience
• 3 - 5 years' experience with electronic billing (ADP, Oildex, EDI)
• Advanced Excel skills (VLOOKUP/pivot tables/power queries)
• Advanced analytical and risk determination skills including high degree of financial statement analysis
• Critical thinker with excellent ability to drive root cause analysis
• Advanced knowledge of credit assessment tools (D&B, Get Paid, High Radius, Experian, etc.)
• Excellent verbal and written communication skills across all organizational levels
• Travel to customer or field locations to perform account reviews with credit manager or sales as required. Candidate must have an acceptable driving record according to company guidelines
#LI-YJ1 #zrjj
Additional Information:
Working Conditions: Professional office environment
Training/Certifications: CBA preferred but not required
Shift Time/Overtime: Monday-Friday Standard business hours
Travel: 5-10%
DXP offers a comprehensive benefits package for full-time regular employees, normally working a minimum of 30 hours per week, including: medical, dental, vision, flexible spending account, paid holidays, life and disability insurance, and additional supplemental benefits. All employees are eligible to participate in the 401(k) plan.
Salary is commensurate with experience. Except where prohibited by state law, all offers of employment are contingent upon successfully passing a drug test. DXP is an equal opportunity employer and participates in E-Verify. EOE/M/F/D/V.

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