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Credit Representative Jobs (NOW HIRING)

Credit Representative

Irving, TX ยท On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

Credit Representative

Irving, TX ยท On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

Credit Representative

Irving, TX ยท On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

Credit Representative

Irving, TX ยท On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

Credit Representative

Irving, TX ยท On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

Credit Representative

Hillsboro, OR ยท On-site

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company receivables with an emphasis on delinquent accounts. In addition, the individual will analyze current ...

Credit Representative Date: Jul 25, 2026 Location: Buford, GA, US, 30518 Global Industrial Corporate Overview For over 70 years Global Industrial has been an industry leader providing private label ...

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Credit Analyst

Davenport, IA ยท On-site

$19 - $22/hr

Credit Representatives - 6+ months experience Call Center and Collection experience preferred We are seeking a detail-oriented and analytical Credit Representative to support the Credit Department in ...

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Sr. Credit Representative

South Bend, IN ยท On-site

$22 - $26/hr

Sr. Credit Representative Location: Tire Rack - South Bend, IN Employment Type: Full-Time, Non-Exempt Pay: $22.00-$26.00 per hour, based on experience, plus a $2.00 per hour shift bonus for the ...

Franklin International, a leading manufacturer of adhesives, coatings, and sealants is currently seeking a full-time Credit Representative . This position is responsible for maintaining assigned ...

Sr. Credit Representative Tire Rack is seeking an experienced Sr. Credit Representative to join our Credit team in South Bend, Indiana. In this role, you will manage a portfolio of wholesale and ...

Credit Representative

Hillsboro, OR ยท On-site

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company receivables with an emphasis on delinquent accounts. In addition, the individual will analyze current ...

The Credit Services Representative has responsibility for monitoring and collecting company receivables with an emphasis on delinquent accounts. In addition, the individual will analyze current ...

Showing results 21-40

Credit Representative information

See salary details

$12

$23

$32

How much do credit representative jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for credit representative in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What is a credit representative?

Credit Representatives are professionals who evaluate and process credit applications, manage customer accounts, and assist with resolving credit-related issues. They work for financial institutions, retail companies, or other organizations that offer credit to customers. Their responsibilities include assessing creditworthiness, setting credit limits, monitoring payments, and communicating with clients about account statuses. By ensuring that customers meet payment terms and handling any disputes, Credit Representatives help organizations minimize financial risk and maintain healthy cash flow.

What are the key skills and qualifications needed to thrive as a credit representative?

To thrive as a Credit Representative, you need a solid understanding of credit analysis, financial documentation, and risk assessment, often supported by a background in finance or accounting. Familiarity with credit management software, CRM systems, and sometimes certification like the Credit Business Associate (CBA) is beneficial. Strong negotiation, attention to detail, and effective communication skills help manage client relationships and resolve disputes. These abilities are essential for making sound credit decisions, minimizing risk, and maintaining positive client interactions.

What are some common challenges a credit representative faces when assessing customer creditworthiness?

Credit Representatives often encounter challenges such as evaluating incomplete or inconsistent financial information, balancing risk while meeting company sales goals, and communicating credit decisions diplomatically to customers. They must stay updated on evolving credit policies and regulations, and may need to collaborate closely with sales and collections teams to resolve disputes or negotiate payment terms. Effective problem-solving and strong interpersonal skills are essential for navigating these complexities and ensuring both customer satisfaction and company financial health.

What is the difference between Credit Representative vs Credit Analyst?

AspectCredit RepresentativeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require industry-specific certificationsBachelor's degree in finance, accounting, or related field; professional certifications like CFA or CPA are common
Work EnvironmentOffice setting, interacting with clients and sales teamsOffice setting, analyzing financial data and credit reports
Employer & Industry UsageUsed by banks, finance companies, and lending institutions for customer credit managementUsed by financial institutions, credit bureaus, and corporations for risk assessment

While both roles involve credit management, Credit Representatives primarily handle customer interactions and credit applications, whereas Credit Analysts focus on evaluating financial data to assess credit risk. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.

Do you need a degree to be a credit representative?

A degree is not typically required to become a credit representative, but employers often prefer candidates with a high school diploma or equivalent. Relevant skills such as customer service, attention to detail, and knowledge of credit procedures are important, and some positions may require certification or training programs.
More about Credit Representative jobs

What cities are hiring for Credit Representative jobs?

Cities with the most Credit Representative job openings:

Who are the top companies hiring for Credit Representative jobs?

The top employers for Credit Representative jobs are:

What states have the most Credit Representative jobs?

States with the most job openings for Credit Representative jobs include:

Infographic showing various Credit Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 65% Physical, 1% Hybrid, and 34% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Credit Representative

Central States Services LLC.

Springdale, AR โ€ข On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago


Job description

Job Opportunity

Come be an Employee-Owner of one of the nation's largest producers of metal roofing and siding! We sell, manufacture, build, and distribute metal building components and packages. Since 1988 we've grown to over 13 locations nationwide. We make raving fans of our customers with our "right, on time, every time" commitment. So, who are we looking for? People who "Own It" โ€“ Commitment to the customer, the company, and each other: You are customer-focused with an eye for detail. You are reliable. People who "Can Do" โ€“ Our Attitude: You are an innovative thinker pursuing continuous improvement. You embrace teamwork. You want to positively make an impact and open to change. People who "Act in Love" โ€“ Treats others with humility, respect, kindness, honesty, patience, and self-control. You enjoy giving back to your community. We take great pride in the communities we live in, so we give back with our time and talents. Each year you can take paid time off to support a cause close to your heart.

Summary: Credit Representatives will be responsible for serving internal and external customers of the Credit Department and managing routine credit tasks, including applying cash receipts to customer accounts, reviewing customer applications for credit, reviewing and reconciling RMAs, and other tasks as needed. Credit representatives will demonstrate a desire to serve customers, build customer relationships, and create raving fans. Core Functions:

  • Manages credit applications process; enters new customers and tracks for renewal.
  • Verifies that all customer credit files are complete, accessible, and secure.
  • Ensures customer statements are updated timely and are accurate.
  • Responds to inquiries made to the Credit Department in a timely manner.
  • Works and communicates with Credit Department teammates to ensure goals and KPIs are met.
  • Partners with accounting to ensure accurate bank and ledger reconciliations are maintained.
  • Reviews and reports on collection efforts for past due accounts and assists sales team in collection efforts.
  • Recommends credit terms and limits based on customer profile.
  • Works with sales and accounting teams to obtain and maintain Sales Tax Certificates.
  • Issues, communicates, and documents credits and adjustments as needed in accordance with established processes.
  • Processes customer payments and maintains security of customer information.
  • Generates accurate and timely department reports as needed.

Key Measures of Success:

  • Prompt and dependable
  • Strong organizational skills
  • Solid written and verbal communication
  • Ability to work within a team
  • Ability to prioritize multiple tasks in a fast-paced environment
  • Ability to handle high volume of work efficiently
  • Communication skills and experience necessary to interface with all levels of management, staff, and customers in a fast-paced, team-oriented environment
  • Ability to assume increasing responsibilities in a rapidly changing environment
  • Understands legal requirements and compliance for credit accounts and capability to manage all aspects of data, relationships, and requirements to protect and mitigate risks
  • Consistently exhibits and displays the company's values of "Own It. Can Do. Act in Love."
    • Own It โ€“ Commitment to customer, company, and each other.
    • Can Do โ€“ Team Player, Open to Change, & Pursuing continuous improvement.
    • Act in Love โ€“ Treating others with humility, respectfulness, kindness, honesty, patience, and self-control.

Education & Experience: Minimum Required:

  • High school diploma or GED required.

Physical Demands & Work Environment: Work is performed in an office environment. This role will routinely utilize standard office equipment to perform the core functions listed in this job description. This position requires the ability to occasionally lift office products and supplies as well as communicate verbally and electronically. The work is primarily sedentary and requires extensive reading to perform the core functions listed in this job description. Reasonable accommodation may be made to enable individuals with disabilities to perform core functions. Travel No travel is expected for this position. Benefits Offered:

  • 401K โ€“ We match up to 4%
  • Medical
  • Dental
  • Vision
  • Holiday pay
  • Vacation pay
  • Mental health resources
  • Healthcare coordinators
  • Life insurance
  • Health Savings Accounts
  • Flexible Spending Account
  • Short-Term Disability
  • Long-Term Disability
  • Profit-Sharing bonus
  • Performance based merit increases
  • Education assistance available โ€“ Up to $5,250 each year

Central States Manufacturing, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.