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Credit Representative Jobs (NOW HIRING)

The Credit Representative's responsibility is to manage customer receivable accounts as assigned to minimize Flambeau's risk and maximize cash flow position. * Assess creditworthiness of current and ...

As a Credit Representative with the Swatch Group, you will support both accounts receivable and accounts payable functions, including collections, customer account management, invoice processing ...

Credit Representative Working at Reece & Fortiline means being part of a growing global company that brings our purpose and values to life every day. We celebrate our team members living our values ...

As a Credit Representative with the Swatch Group, you will support both accounts receivable and accounts payable functions, including collections, customer account management, invoice processing ...

Credit Representatives will be responsible for serving internal and external customers of the Credit Department and managing routine credit tasks, including applying cash receipts to customer ...

The Credit Representative's responsibility is to manage customer receivable accounts as assigned to minimize Flambeau's risk and maximize cash flow position. * Assess creditworthiness of current and ...

Credit Representative

Denver, CO ยท On-site

$53K - $58K/yr

Century Group is partnering with a client that is seeking a Credit Representative to join their team. Exact compensation may vary based on skills, experience, and location. Expected starting base ...

Credit Representative Sprague is passionate about delivering the diverse products and programs that warm, power and move the world. We keep homes warm through Northeastern winters and hospitals cool ...

Credit Representative Date: May 28, 2026 Location: Buford, GA, US, 30518 Global Industrial Corporate Overview For over 70 years Global Industrial has been an industry leader providing private label ...

To learn more about our purpose and values, visit our career site at The Credit Representative is responsible for assisting the overall accounts receivable portfolio assigned to them as it relates to ...

Must complete and pass the Credit Representative Certification Program * Knowledge of ACSC, Datamagine, Central Credit, NCC, Equifax, Experian, and SharePoint Physical Demands and Work Environment:

To learn more about our purpose and values, visit our career site at The Credit Representative is responsible for assisting the overall accounts receivable portfolio assigned to them as it relates to ...

Must complete and pass the Credit Representative Certification Program * Knowledge of ACSC, Datamagine, Central Credit, NCC, Equifax, Experian, and SharePoint Physical Demands and Work Environment:

Must complete and pass the Credit Representative Certification Program * Knowledge of ACSC, Datamagine, Central Credit, NCC, Equifax, Experian, and SharePoint Physical Demands and Work Environment:

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Credit Representative information

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How much do credit representative jobs pay per hour?

As of Jun 18, 2026, the average hourly pay for credit representative in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What job makes $10,000 a month without a degree?

A Credit Representative typically does not earn $10,000 a month without a degree; such high earnings are uncommon in this role. High-paying jobs that can reach this level often involve sales, entrepreneurship, or specialized skills like real estate, software development, or trading, which may require experience, certifications, or licenses rather than formal degrees.

What are some common challenges a Credit Representative faces when assessing customer creditworthiness?

Credit Representatives often encounter challenges such as evaluating incomplete or inconsistent financial information, balancing risk while meeting company sales goals, and communicating credit decisions diplomatically to customers. They must stay updated on evolving credit policies and regulations, and may need to collaborate closely with sales and collections teams to resolve disputes or negotiate payment terms. Effective problem-solving and strong interpersonal skills are essential for navigating these complexities and ensuring both customer satisfaction and company financial health.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior credit managers, credit directors, or chief credit officers, who oversee credit policies and risk management at an executive level. These positions often require extensive experience, strong analytical skills, and advanced certifications such as CFA or CPA. Salaries can vary based on industry, company size, and location but generally exceed $100,000 annually.

What does a credit representative do?

A credit representative evaluates and processes credit applications, reviews financial information, and determines creditworthiness for individuals or businesses. They often use credit scoring tools and must adhere to company policies and regulations to approve or deny credit requests.

What are Credit Representatives?

Credit Representatives are professionals who evaluate and process credit applications, manage customer accounts, and assist with resolving credit-related issues. They work for financial institutions, retail companies, or other organizations that offer credit to customers. Their responsibilities include assessing creditworthiness, setting credit limits, monitoring payments, and communicating with clients about account statuses. By ensuring that customers meet payment terms and handling any disputes, Credit Representatives help organizations minimize financial risk and maintain healthy cash flow.

Will a credit analyst be replaced by AI?

Credit analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which can be partially automated using AI tools. However, human judgment remains essential for complex assessments, relationship management, and decision-making that require contextual understanding. AI is more likely to augment rather than fully replace credit analysts in the near future.

What is the difference between Credit Representative vs Credit Analyst?

AspectCredit RepresentativeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require industry-specific certificationsBachelor's degree in finance, accounting, or related field; professional certifications like CFA or CPA are common
Work EnvironmentOffice setting, interacting with clients and sales teamsOffice setting, analyzing financial data and credit reports
Employer & Industry UsageUsed by banks, finance companies, and lending institutions for customer credit managementUsed by financial institutions, credit bureaus, and corporations for risk assessment

While both roles involve credit management, Credit Representatives primarily handle customer interactions and credit applications, whereas Credit Analysts focus on evaluating financial data to assess credit risk. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.

What are the key skills and qualifications needed to thrive as a Credit Representative, and why are they important?

To thrive as a Credit Representative, you need a solid understanding of credit analysis, financial documentation, and risk assessment, often supported by a background in finance or accounting. Familiarity with credit management software, CRM systems, and sometimes certification like the Credit Business Associate (CBA) is beneficial. Strong negotiation, attention to detail, and effective communication skills help manage client relationships and resolve disputes. These abilities are essential for making sound credit decisions, minimizing risk, and maintaining positive client interactions.
More about Credit Representative jobs
What cities are hiring for Credit Representative jobs? Cities with the most Credit Representative job openings:
Who are the top companies hiring for Credit Representative jobs? The top employers for Credit Representative jobs are:
What states have the most Credit Representative jobs? States with the most job openings for Credit Representative jobs include:
Infographic showing various Credit Representative job openings in the United States as of June 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Representative

Credit Representative

FLAMBEAU, Inc.

Middlefield, OH โ€ข On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 8 days ago


Job description

Description
Come join our dynamic team! Flambeau, Inc., a family owned company, is celebrating over 75 years in business. We offer a wide range of product and tooling solutions to businesses, professionals, hobbyists and enthusiasts all over the world. As a premier employer in the Middlefield area, we provide competitive wages, a full benefit package that includes 401k with match, Health, Dental, Vision, Short and Long term disability.
This position is 100% onsite.
The Credit Representative's responsibility is to manage customer receivable accounts as assigned to minimize Flambeau's risk and maximize cash flow position.
  • Assess creditworthiness of current and potential new customers through credit insurance provider.
  • Collection of receivables through contact with customer on past due invoices and appropriate follow up to ensure payments are received.
  • Set up new customers.
  • Review deductions and process credit memos.
  • Reconcile warranty claims.
  • Internal follow up with other Flambeau departments to resolve customer deductions taken.
  • Reconcile customer accounts as needed.
  • Assist with cash application as needed.
  • Miscellaneous projects as assigned.

#FLAMBEAULOW
Requirements
  • 2 year degree in Accounting or equivalent combination of education, training, and experience preferred.
  • 2 years of credit experience including cash application preferred.
  • Good computer skills including competency with Microsoft Office and intermediate Excel level preferred.