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Credit Representative Jobs in Texas (NOW HIRING)

Matheson Inc.

Credit Representative

Irving, TX · On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

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Matheson Tri-Gas, Inc.

Credit Representative

Irving, TX · On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

Matheson Tri-Gas, Inc.

Credit Representative

Irving, TX · On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

Matheson Tri-Gas, Inc.

Credit Representative

Irving, TX · On-site

$24 - $26/hr

Credit Representative Essential Functions Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability Prepare and present complete credit ...

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All JobsCredit Representative JobsCredit Representative Jobs in Texas

Credit Representative information

See Texas salary details

$12

$21

$30

How much do credit representative jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for credit representative in Texas is $21.61, according to ZipRecruiter salary data. Most workers in this role earn between $17.93 and $24.18 per hour, depending on experience, location, and employer.

What are some common challenges a credit representative faces when assessing customer creditworthiness?

Credit Representatives often encounter challenges such as evaluating incomplete or inconsistent financial information, balancing risk while meeting company sales goals, and communicating credit decisions diplomatically to customers. They must stay updated on evolving credit policies and regulations, and may need to collaborate closely with sales and collections teams to resolve disputes or negotiate payment terms. Effective problem-solving and strong interpersonal skills are essential for navigating these complexities and ensuring both customer satisfaction and company financial health.

What is a credit representative?

Credit Representatives are professionals who evaluate and process credit applications, manage customer accounts, and assist with resolving credit-related issues. They work for financial institutions, retail companies, or other organizations that offer credit to customers. Their responsibilities include assessing creditworthiness, setting credit limits, monitoring payments, and communicating with clients about account statuses. By ensuring that customers meet payment terms and handling any disputes, Credit Representatives help organizations minimize financial risk and maintain healthy cash flow.

Do you need a degree to be a credit representative?

A degree is not typically required to become a credit representative, but employers often prefer candidates with a high school diploma or equivalent. Relevant skills such as customer service, attention to detail, and knowledge of credit procedures are important, and some positions may require certification or training programs.

What is the difference between Credit Representative vs Credit Analyst?

AspectCredit RepresentativeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require industry-specific certificationsBachelor's degree in finance, accounting, or related field; professional certifications like CFA or CPA are common
Work EnvironmentOffice setting, interacting with clients and sales teamsOffice setting, analyzing financial data and credit reports
Employer & Industry UsageUsed by banks, finance companies, and lending institutions for customer credit managementUsed by financial institutions, credit bureaus, and corporations for risk assessment

While both roles involve credit management, Credit Representatives primarily handle customer interactions and credit applications, whereas Credit Analysts focus on evaluating financial data to assess credit risk. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.

What are the key skills and qualifications needed to thrive as a credit representative?

To thrive as a Credit Representative, you need a solid understanding of credit analysis, financial documentation, and risk assessment, often supported by a background in finance or accounting. Familiarity with credit management software, CRM systems, and sometimes certification like the Credit Business Associate (CBA) is beneficial. Strong negotiation, attention to detail, and effective communication skills help manage client relationships and resolve disputes. These abilities are essential for making sound credit decisions, minimizing risk, and maintaining positive client interactions.
What are popular job titles related to Credit Representative jobs in Texas? For Credit Representative jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Representative jobs in Texas look for? The top searched job categories for Credit Representative jobs in Texas are:
What cities in Texas are hiring for Credit Representative jobs? Cities in Texas with the most Credit Representative job openings:
What are popular job titles related to Credit Representative jobs in TX? For Credit Representative jobs in TX, the most frequently searched job titles are:
Credit Representative jobs near you
Infographic showing various Credit Representative job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $44,942 per year, or $21.6 per hour.

Credit Representative

Matheson Inc.

Irving, TX • On-site

$24 - $26/hr

Other

Posted yesterday

New

Matheson rating

8.0

Company rating: 8.0 out of 10

Based on 47 frontline employees who took The Breakroom Quiz

30th of 86 rated oil and gas companies

Job description

Credit Representative

Essential Functions

Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability

Prepare and present complete credit packages for management

Ensure accurate customer account records by updating customers file with limit changes, terms and all related collection fields

Complete annual account reviews and limit increases/decreases

Monitor changes in financial reporting from Dun & Bradstreet

Build and maintain spreadsheets and dashboard for credit approval tracking and other projects

Responsible to review and release holds due to credit limits and overdue amounts

Identify and communicate root cause for delinquency

Complete weekly reporting for holds and releases to Manager

Light collections to resolve credit releases

Answer customer and field questions regarding account status

Responsible for inactive customer base documentation and escalation for outside collections

Communicate professionally and effectively

Data entry

Maintain active follow up on files/pipeline

Required for All Jobs

Performs other duties as assigned

Complies with all policies and standards

Qualifications

Education Level Education Details Req/ Pref

Work Experience Experience Details - Required/Preferred

Knowledge, Skills and Abilities Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds Ability to navigate and use multiple databases

Physical Demands Stationary Position Occasionally Move/Traverse Occasionally Stationary Position/Seated Constantly Transport/Lifting Rarely Transport/Carrying Rarely Exerting Force/Pushing Rarely Exerting Force/Pulling Rarely Ascend/Descend Rarely Balancing Rarely Position Self/Stooping Rarely Position Self/Kneeling Rarely Position Self/Crouching Rarely Position Self/Crawling Rarely Reaching Rarely Handling Occasionally Grasping Occasionally Feeling Rarely Communicate/Talking Constantly Communicate/Hearing Constantly Repetitive Motions Frequently Coordination Frequently

Salary range $24.00 to $26.00 per hour

The Company is an Equal Opportunity Employer that complies with the laws and regulations set forth under EEOC. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. EOE AA M/F/VET/Disability.

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