1

Credit Representative Jobs (NOW HIRING)

Global Industrial -- Delivering Value Starts Here Key Responsibilities This position is responsible for achieving maximum credit release while vetting orders to ensure they meet the standards set ...

To learn more about our purpose and values, visit our career site at The Credit Representative is responsible for assisting the overall accounts receivable portfolio assigned to them as it relates to ...

To learn more about our purpose and values, visit our career site at The Credit Representative is responsible for assisting the overall accounts receivable portfolio assigned to them as it relates to ...

Initiates credit investigations by telephone for new credit account applicants under the direction of the Credit Manager. * Logs details of work activities on a daily, weekly, and monthly basis.

Research and compile credit information on customers to facilitate order release Perform credit application and trade reference research to obtain credit evidence from financial institutions and ...

Global Industrial - Delivering Value Starts Here Key Responsibilities This position is responsible for achieving maximum credit release while vetting orders to ensure they meet the standards set. • ...

Key Responsibilities This position is responsible for achieving maximum credit release while vetting orders to ensure they meet the standards set. • Research and compile credit information on ...

next page

Showing results 1-20

People also search for

Credit Representative information

See salary details

$12

$23

$32

How much do credit representative jobs pay per hour?

As of Jun 18, 2026, the average hourly pay for credit representative in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What job makes $10,000 a month without a degree?

A Credit Representative typically does not earn $10,000 a month without a degree; such high earnings are uncommon in this role. High-paying jobs that can reach this level often involve sales, entrepreneurship, or specialized skills like real estate, software development, or trading, which may require experience, certifications, or licenses rather than formal degrees.

What are some common challenges a Credit Representative faces when assessing customer creditworthiness?

Credit Representatives often encounter challenges such as evaluating incomplete or inconsistent financial information, balancing risk while meeting company sales goals, and communicating credit decisions diplomatically to customers. They must stay updated on evolving credit policies and regulations, and may need to collaborate closely with sales and collections teams to resolve disputes or negotiate payment terms. Effective problem-solving and strong interpersonal skills are essential for navigating these complexities and ensuring both customer satisfaction and company financial health.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior credit managers, credit directors, or chief credit officers, who oversee credit policies and risk management at an executive level. These positions often require extensive experience, strong analytical skills, and advanced certifications such as CFA or CPA. Salaries can vary based on industry, company size, and location but generally exceed $100,000 annually.

What does a credit representative do?

A credit representative evaluates and processes credit applications, reviews financial information, and determines creditworthiness for individuals or businesses. They often use credit scoring tools and must adhere to company policies and regulations to approve or deny credit requests.

What are Credit Representatives?

Credit Representatives are professionals who evaluate and process credit applications, manage customer accounts, and assist with resolving credit-related issues. They work for financial institutions, retail companies, or other organizations that offer credit to customers. Their responsibilities include assessing creditworthiness, setting credit limits, monitoring payments, and communicating with clients about account statuses. By ensuring that customers meet payment terms and handling any disputes, Credit Representatives help organizations minimize financial risk and maintain healthy cash flow.

Will a credit analyst be replaced by AI?

Credit analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which can be partially automated using AI tools. However, human judgment remains essential for complex assessments, relationship management, and decision-making that require contextual understanding. AI is more likely to augment rather than fully replace credit analysts in the near future.

What is the difference between Credit Representative vs Credit Analyst?

AspectCredit RepresentativeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require industry-specific certificationsBachelor's degree in finance, accounting, or related field; professional certifications like CFA or CPA are common
Work EnvironmentOffice setting, interacting with clients and sales teamsOffice setting, analyzing financial data and credit reports
Employer & Industry UsageUsed by banks, finance companies, and lending institutions for customer credit managementUsed by financial institutions, credit bureaus, and corporations for risk assessment

While both roles involve credit management, Credit Representatives primarily handle customer interactions and credit applications, whereas Credit Analysts focus on evaluating financial data to assess credit risk. Understanding these differences helps in choosing the right career path or job search focus within the credit industry.

What are the key skills and qualifications needed to thrive as a Credit Representative, and why are they important?

To thrive as a Credit Representative, you need a solid understanding of credit analysis, financial documentation, and risk assessment, often supported by a background in finance or accounting. Familiarity with credit management software, CRM systems, and sometimes certification like the Credit Business Associate (CBA) is beneficial. Strong negotiation, attention to detail, and effective communication skills help manage client relationships and resolve disputes. These abilities are essential for making sound credit decisions, minimizing risk, and maintaining positive client interactions.
More about Credit Representative jobs
What cities are hiring for Credit Representative jobs? Cities with the most Credit Representative job openings:
Who are the top companies hiring for Credit Representative jobs? The top employers for Credit Representative jobs are:
What states have the most Credit Representative jobs? States with the most job openings for Credit Representative jobs include:
Infographic showing various Credit Representative job openings in the United States as of June 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Representative

Full-time

Posted 11 days ago


Global Industrial rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

108th of 339 rated retail wholesalers


Job description

Global Industrial

Corporate Overview

For over 70 years Global Industrial has been an industry leader providing private label and brand name industrial equipment and supplies to businesses throughout North America.

We carry over one million industrial, material handling and business products that are sold through our website, corporate sales people and full color catalogs. We are constantly increasing our product offerings to meet the diverse and changing needs of our customers. Our customers include small to large corporations, institutions, government agencies and consumers across North America.

Why Join Global Industrial

At Global Industrial, we’re One Team committed to delivering value and empowering our associates to grow. Our culture is built on:

  • Meritocracy & Pay for Performance – Your impact drives your rewards
  • High Say-Do Ratio – We follow through on our commitments
  • Career Growth & Internal Mobility – We invest in your future
  • Collaboration & Accountability – One team delivering real results

 

Make an impact. Be recognized. Grow your career with us.
Global Industrial — Delivering Value Starts Here

Key Responsibilities

This position is responsible for achieving maximum credit release while vetting orders to ensure they meet the standards set.

•    Research and compile credit information on customers to facilitate order release
•    Perform credit application and trade reference research to obtain credit evidence from financial institutions and customer vendors
•    Carry out thorough credit checks to enable the initiation of sound credit decisions
•    Inform internal business partners of progress of credit investigation
•    Communicate with customers when other special credit requirements or advance deposits are deemed necessary
•    Perform other duties as required

Competencies and skills

•    Previous experience in customer interaction
•    Alpha and numeric data entry experience
•    Strong verbal and written communications skills
•    Solid analytical proficiencies
•    Ability to organize, prioritize, work in a fast-paced environment, attention to detail, handle multiple tasks and work under time constraints is required
•    Must have previous A/R background

EEO/AA Statement

Global Industrial provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.