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Credit And Collections Jobs (NOW HIRING)

TOPS Products

Credit & Collections Analyst

Naperville, IL · On-site

$25.91 - $34.50/hr

Credit & Collections Analyst Position Summary The Credit & Collections Analyst is responsible for managing customer credit risk while driving the timely collection of outstanding receivables. This ...

CFS

Credit & Collections Specialist

Dayton, OH · On-site

$45K - $52K/yr

Credit & Collections Specialist About the Company and Opportunity: * Dayton based company looking to add a Credit & Collections Specialist to the team * This company is always searching for ways to ...

CFS

Credit & Collections Specialist

Columbus, OH · On-site

$45K - $52K/yr

Credit & Collections Specialist About the Company and Opportunity: * Columbus based company looking to add a Credit & Collections Specialist to the team * This company is always searching for ways to ...

The Burmax Company

Be Seen First

Credit Collections Representative

Holtsville, NY · On-site

$22 - $25/hr

Credit Collections Representative We are a leading wholesale beauty supply distributor located in Suffolk County seeking a Credit Collections Representative with strong communication, organization ...

Secretariat

Credit & Collections Manager

Atlanta, GA · On-site

ABOUT Our team Secretariat is seeking a Credit & Collections Manager to help build and manage our firm's credit and collections function within a growing professional services environment. This role ...

Aston Carter

Credit/collections Analyst

Fort Wayne, IN · On-site

$55K - $70K/yr

Hiring for two Credit/Collections Analysts! Competitive salary + 401k + PTO Must Have Qualifications * 2+ year(s) of commercial credit and collections experience. * Bachelor's Degree in Business ...

Amrize

Credit Collections Analyst

Elburn, IL · On-site

We're seeking a Credit Collections Analyst who's ready to put your skills to work on projects that matter - and build a career with a company that's building North America. Job Title: Credit ...

Zayo

Supervisor, Credit & Collections

Charleston, WV · Hybrid

$59K - $92K/yr

The Credit & Collections Supervisor will serve as the secondary contact for the credit and collections functions and cash applications function. The Credit & Collections Supervisor will be ...

Samsung Electronics

Credit & Collections

Plano, TX

Role and Responsibilities This role focuses on managing credit risk and collections activities in Plano, Texas. The professional will ensure timely recovery of outstanding payments while maintaining ...

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All JobsCredit And Collections Jobs

Credit And Collections information

See salary details

$54.5K

$87.1K

$127K

How much do credit and collections jobs pay per year?

As of Jun 29, 2026, the average yearly pay for credit and collections in the United States is $87,109.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What job makes $10,000 a month without a degree?

In credit and collections, high-level roles such as senior collections manager or specialized debt recovery consultant can earn around $10,000 per month, especially with extensive experience and strong negotiation skills. These positions often require industry knowledge, certifications, and the ability to manage large accounts or teams, but they do not necessarily require a college degree.

What are the key skills and qualifications needed to thrive as a Credit and Collections Specialist, and why are they important?

To excel as a Credit and Collections Specialist, you need strong analytical abilities, knowledge of credit risk assessment, and familiarity with accounting principles, often supported by a degree in finance or business. Expertise in credit management software (such as SAP or Oracle), spreadsheets, and sometimes certification like the Credit Business Associate (CBA) is often required. Excellent negotiation, communication, and problem-solving skills set top performers apart in this field. These abilities ensure timely payments, minimize financial risk, and help maintain positive client relationships essential for a company’s financial health.

What is the highest paying collection job?

The highest paying collection jobs are often senior roles such as Collections Manager or Credit Manager, which require extensive experience and strong negotiation skills. These positions typically offer higher salaries due to increased responsibilities and leadership requirements in managing large portfolios or teams.

What are some common challenges faced in a Credit and Collections role, and how can they be effectively managed?

Professionals in Credit and Collections often encounter challenges such as negotiating with customers over past-due accounts, handling high account volumes, and balancing the need for cash flow with maintaining customer relationships. Effective management of these challenges involves strong communication skills, familiarity with legal and regulatory guidelines, and the ability to analyze credit reports and payment histories. Utilizing up-to-date collection software and collaborating closely with sales and customer service teams can also help streamline processes and improve collection rates while keeping customer satisfaction in mind.

What are Credit and Collections professionals responsible for?

Credit and Collections professionals are responsible for assessing the creditworthiness of potential customers, setting credit limits, and ensuring that payments are collected on time. They work to minimize financial risk for their organization by monitoring accounts receivable, following up on overdue payments, and negotiating payment plans if necessary. These professionals play a key role in maintaining healthy cash flow and customer relationships while adhering to company policies and legal regulations.

What is the difference between Credit And Collections vs Accounts Receivable Specialist?

AspectCredit And CollectionsAccounts Receivable Specialist
Primary FocusAssessing credit risk, collecting overdue paymentsManaging invoicing, recording payments, maintaining accounts
CredentialsCredit training, financial analysis skillsAccounting knowledge, ERP software experience
Work EnvironmentFinance or collections department, often high-pressureAccounting or finance department, detail-oriented
Common Industry UsageBanking, finance, credit firmsCorporate finance, accounting departments

While both roles involve financial transactions, Credit And Collections focuses on evaluating creditworthiness and recovering overdue payments, whereas Accounts Receivable Specialists handle invoicing, recording payments, and maintaining customer accounts. Understanding these differences helps employers and job seekers target the right skills and responsibilities for each position.

What is the job of credit and collection?

A credit and collections professional is responsible for managing customer credit accounts, assessing creditworthiness, and collecting payments on overdue accounts. They often use accounting software and communication skills to ensure timely payments and minimize bad debt for the company.

What is the career path for credit and collections?

A career in credit and collections typically starts with entry-level roles such as collections specialist or credit analyst, focusing on debt recovery and credit assessment. Progression can lead to senior positions like credit manager, collections supervisor, or credit director, often requiring experience, strong analytical skills, and industry certifications such as Certified Credit Executive (CCE). Advancement may also involve moving into related finance or risk management roles.
More about Credit And Collections jobs
What cities are hiring for Credit And Collections jobs? Cities with the most Credit And Collections job openings:
What are the most commonly searched types of Credit And Collections jobs? The most popular types of Credit And Collections jobs are:
What states have the most Credit And Collections jobs? States with the most job openings for Credit And Collections jobs include:
What job categories do people searching Credit And Collections jobs look for? The top searched job categories for Credit And Collections jobs are:
Credit And Collections jobs near you
Infographic showing various Credit And Collections job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 19% Full Time, 60% Part Time, 2% Temporary, and 17% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $87,109 per year, or $41.9 per hour.

Credit & Collections Analyst

topsproducts

Naperville, IL • Hybrid

Other

Medical, Dental, Vision, Retirement

Posted 12 days ago

Job description

Credit & Collections Analyst

Position Summary

The Credit & Collections Analyst is responsible for managing customer credit risk while driving the timely collection of outstanding receivables. This role is heavily focused on Accounts Receivable performance, cash flow optimization, and minimizing bad debt exposure in a B2B manufacturing environment. The analyst partners closely with Sales and Customer Service to ensure effective credit decisions without disrupting customer relationships.

Key Responsibilities
Credit Analysis & Risk Management

  • Evaluate customer creditworthiness using financial statements, credit reports, and payment history
  • Establish and maintain credit limits, terms, and risk classification
  • Review and approve/reject sales orders held for credit concern
  • Monitor customer accounts for changes in risk profile and recommend appropriate actions

Accounts Receivable Management

  • Actively manage AR aging to ensure timely collection of outstanding invoices
  • Monitor past-due accounts and prioritize collection efforts based on risk and exposure
  • Reconcile customer accounts, investigate discrepancies, and resolve billing disputes
  • Ensure accurate application of payments and proper account maintenance in ERP system

Collections (Primary Focus)

  • Execute proactive collection strategies through calls, emails, and customer outreach
  • Resolve delinquent accounts while preserving customer relationships
  • Escalate high-risk accounts and recommend credit holds or legal action when necessary
  • Collaborate with Sales to resolve disputes impacting payment delays
  • Track and document collection activities and maintain detailed account notes

Reporting & Process Improvement

  • Prepare regular reports on AR aging, delinquency trends, and collection performance
  • Analyze root causes of late payments and recommend process improvements
  • Assist in developing and refining credit and collection policies and procedures


Qualifications

  • Bachelor's degree in finance, accounting, or business-related field (or equivalent experience)
  • 2-5+ years of experience in credit, collections, or Accounts Receivable
    Strong understanding of AR processes, credit risk assessment, and collections strategies 
  • Experience with ERP systems (Microsoft D365 is a plus) and above-average Excel skills
  • Familiarity with credit reporting agencies and tools is a plus


Skills & Competencies

  • Strong collections skills (firm but professional approach)
  • Solid analytical and problem-solving abilities
  • High attention to detail and accuracy in account management
  • Ability to handle difficult conversations and conflict resolution
  • Strong time management and ability to prioritize a high-volume portfolio
  • Collaborative mindset with cross-functional teams (Sales, Customer Service, Finance)


What We Offer

  • Competitive salary and comprehensive benefits package (health, dental, vision, 401(k))
  • Opportunities for professional growth and advancement
  • Collaborative and dynamic work environment
  • Hybrid work schedule (3 days in office/ 2 days remote)
  • Onsite location: Naperville, IL 

Inside (sheltered) 100%

Exempt Status: Hourly / Full-time / Days

Average Hours: 40 hours per week

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