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Director Credit And Collections Jobs (NOW HIRING)

Xylem

Director of Credit and Collections

Charlotte, NC · On-site

The Director, Credit, Collections & Dispute Management is a strategic finance leader responsible for driving segment working capital performance through effective credit risk management, collections ...

Xylem

Director of Credit and Collections

Charlotte, NC · Hybrid

The Director, Credit, Collections & Dispute Management is a strategic finance leader responsible for driving segment working capital performance through effective credit risk management, collections ...

Secretariat

Credit & Collections Manager

Atlanta, GA · On-site

Meet regularly with Managing Directors and Project Managers to review outstanding accounts, address ... in credit, collections, or accounts receivable (B2B preferred) * Experience in professional ...

Secretariat

Credit & Collections Manager

Atlanta, GA · On-site

Meet regularly with Managing Directors and Project Managers to review outstanding accounts, address ... in credit, collections, or accounts receivable (B2B preferred) * Experience in professional ...

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Director Credit And Collections information

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$84.5K

$156.3K

$301.5K

How much do director credit and collections jobs pay per year?

As of Jun 14, 2026, the average yearly pay for director credit and collections in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What is the difference between Director Credit And Collections vs Credit Analyst?

AspectDirector Credit And CollectionsCredit Analyst
ResponsibilitiesOversees credit policies, manages collections, leads teams, and develops credit strategiesAnalyzes credit data, assesses risk, and recommends credit limits for individual clients
Required CredentialsBachelor’s degree, experience in credit management, leadership skillsBachelor’s degree, strong analytical skills, financial knowledge
Work EnvironmentSenior management, strategic planning, team leadershipAnalytical, office-based, client and data-focused
Industry UsageCommon in finance, banking, and large corporationsWidely used in finance, lending, and credit departments

The main difference is that the Director Credit And Collections focuses on managing credit policies, leading collections efforts, and overseeing teams, while the Credit Analyst primarily analyzes credit data and assesses risk for individual clients. Both roles require financial knowledge, but the director position involves strategic leadership and broader responsibilities.

What does a Director of Credit and Collections do?

A Director of Credit and Collections oversees a company's credit policies and the collection of outstanding accounts receivable. They are responsible for managing credit risk, setting credit limits, approving credit terms, and ensuring timely collection of payments from clients or customers. This role often involves leading a team, analyzing financial data, developing strategies to minimize bad debt, and maintaining strong relationships with both customers and internal stakeholders. The Director plays a key role in protecting the company’s cash flow and overall financial health.

What are some common challenges faced by a Director of Credit and Collections, and how can they be addressed?

A Director of Credit and Collections often navigates challenges such as balancing risk management with sales objectives, maintaining positive customer relationships while enforcing credit policies, and ensuring timely collections in volatile economic conditions. They address these by collaborating closely with sales and finance teams, implementing robust credit assessment frameworks, and leveraging technology to monitor receivables and automate processes. Strong communication and negotiation skills are also essential for resolving disputes and maintaining cash flow.

What are the key skills and qualifications needed to thrive as a Director of Credit and Collections, and why are they important?

To thrive as a Director of Credit and Collections, you need deep expertise in credit analysis, risk management, and collections strategies, typically backed by a degree in finance, accounting, or business administration. Familiarity with ERP systems like SAP or Oracle, credit management software, and relevant certifications such as the Certified Credit Executive (CCE) are often required. Strong leadership, negotiation, and communication skills set top candidates apart by enabling them to manage teams and build relationships with clients. These competencies are vital for minimizing financial risk, ensuring cash flow, and supporting the organization's overall financial health.
More about Director Credit And Collections jobs
What cities are hiring for Director Credit And Collections jobs? Cities with the most Director Credit And Collections job openings:
What are the most commonly searched types of Credit And Collections jobs? The most popular types of Credit And Collections jobs are:
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Director Credit And Collections jobs near you
Infographic showing various Director Credit And Collections job openings in the United States as of June 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $156,315 per year, or $75.2 per hour.

Director of Credit and Collections

Xylem

Charlotte, NC • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 6 days ago

Xylem rating

7.3

Company rating: 7.3 out of 10

Based on 84 frontline employees who took The Breakroom Quiz

298th of 518 rated manufacturers

Job description

Xylem is a Fortune 500 global water solutions company dedicated to advancing sustainable impact and empowering the people who make water work every day. As a leading water technology company with 23,000 employees operating in over 150 countries, Xylem is at the forefront of addressing the world's most critical water challenges. We invite passionate individuals to join our team, dedicated to exceeding customer expectations through innovative and sustainable solutions.
The Director, Credit, Collections & Dispute Management is a strategic finance leader responsible for driving segment working capital performance through effective credit risk management, collections excellence, dispute resolution, and cash flow optimization across the assigned business segment.
This role provides vision, leadership, and direction for the Segment Credit, Collections, and Dispute Management organization while advancing the transformation toward a centralized, technology-enabled operating model. The Director partners closely with Segment Commercial, Finance, Customer Service, Treasury, and Executive Leadership teams to improve cash flow, mitigate financial risk, enhance customer relationships, and support profitable growth.
The successful candidate will champion process standardization, automation, digital transformation, and continuous improvement initiatives while developing high-performing teams and fostering a culture of accountability, collaboration, and operational excellence.
This is a hybrid position based in our Charlotte, NC office. In office expectation is 3x per week.
Key Responsibilities
Strategic Leadership & Working Capital Optimization
  • Develop and execute the segment-wide Credit, Collections, and Dispute Management strategy aligned with corporate financial objectives and working capital targets.
  • Drive sustainable improvements in cash flow, Days Sales Outstanding (DSO), overdue receivables, dispute resolution, and overall accounts receivable performance.
  • Establish a strong cash culture across the segment through proactive stakeholder engagement, education, and accountability.
  • Partner with business leaders to optimize customer contract terms, payment behaviors, and risk management strategies.
  • Lead initiatives that maximize shareholder value through effective working capital management and risk mitigation.

Credit Risk Management
  • Provide overall leadership and governance for segment customer and country credit risk assessment activities.
  • Establish and maintain robust credit policies, risk frameworks, and approval processes.
  • Oversee financial statement analysis, credit evaluations, exposure management, and ongoing portfolio monitoring.
  • Ensure appropriate management of bankruptcies, liens, bonds, guarantees, letters of credit, and other credit-related instruments.
  • Collaborate closely with Treasury and external partners to manage financial risk effectively.

Collections & Dispute Resolution Excellence
  • Lead collections and dispute management operations to achieve performance targets and service-level expectations.
  • Drive timely resolution of customer disputes to accelerate cash conversion and enhance customer satisfaction.
  • Monitor and improve key performance indicators, including DSO, past-due receivables, dispute cycle times, and cash collections.
  • Develop scalable processes that balance customer experience with financial discipline.

Business Partnership & Stakeholder Engagement
  • Serve as a trusted advisor to Segment Commercial Leadership, CFOs, Controllers, Finance Leaders, Customer Service, and Executive Management.
  • Build and maintain strong relationships with strategic customers, including direct customer engagement when appropriate.
  • Present financial performance, risk assessments, working capital trends, and improvement initiatives to Segment senior leadership.
  • Influence segment organizational decisions through data-driven analysis and actionable recommendations.

Transformation & Continuous Improvement
  • Assist in the continued evolution of Credit, Collections, and Dispute Management toward a centralized Shared Services/Center of Excellence model.
  • Partner with Global Process Owners and Digital Transformation teams to drive process standardization, automation, and digitization initiatives.
  • Evaluate emerging technologies and recommend solutions that improve efficiency, controls, scalability, and customer experience.
  • Sponsor and support system implementations, process redesigns, and User Acceptance Testing activities.

Compliance, Governance & Controls
  • Ensure compliance with global credit policies, Delegation of Authority requirements, SOX controls, and internal governance standards.
  • Support internal and external audits while maintaining a strong control environment.
  • Ensure adherence to all applicable regulatory, legal, and ethical requirements across the regions supported.

People Leadership & Organizational Development
  • Lead, coach, and develop a team of Credit, Collections, and Dispute Management professionals.
  • Build organizational capability through talent development, succession planning, performance management, and leadership coaching.
  • Foster a culture of accountability, collaboration, continuous improvement, and employee engagement.
  • Assess organizational structure and resource requirements to support current and future business needs.

Qualifications
Required Qualifications
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related discipline.
  • 10+ years of progressive leadership experience in Credit, Collections, Accounts Receivable, Working Capital Management, or Corporate Finance.
  • Demonstrated success leading large-scale teams within a global or regional Shared Services, Global Business Services (GBS), or Center of Excellence environment.
  • Proven experience driving working capital improvements and delivering measurable financial results.
  • Strong expertise in credit risk assessment, customer financial analysis, collections strategy, and dispute resolution.
  • Experience leading organizational transformation, process optimization, and change management initiatives.
  • Excellent executive communication, presentation, and stakeholder management skills.
  • Strong analytical and problem-solving capabilities with a data-driven decision-making approach.
  • Fluency in English, both written and verbal.

Preferred Qualifications
  • Experience with digital finance transformation, automation, and advanced analytics solutions.
  • Knowledge of global credit bureaus and risk intelligence providers such as Dun & Bradstreet, Creditsafe, Moody's, Equifax, and related platforms.
  • Understanding of international credit regulations, commercial laws, and financial compliance requirements.
  • Experience managing teams across multiple regions and cultures.

Success Measures
The Director will be measured on:
  • DSO and working capital performance improvement
  • Reduction in past-due receivables and dispute cycle times
  • Credit loss mitigation and portfolio risk management
  • Operational efficiency and process standardization
  • Employee engagement and talent development
  • Stakeholder satisfaction and business partnership effectiveness
  • Delivery of transformation, automation, and continuous improvement initiatives
  • Compliance, audit, and control effectiveness

The estimated salary range for this position is $165,000 to $175,000 plus bonus. Starting pay is dependent on multiple factors, such as skills, experience and work location, and is not typically at the top of the range. At Xylem we offer a competitive compensation package with a generous benefit package, including Medical, Dental, Vision plans, 401(k) with company contribution, paid time off, paid parental leave and tuition reimbursement.
Why Xylem?
We believe in supporting our employees both professionally and personally. Our benefits include:
• Paid parental leave, maternity support, and fertility benefits
• Flexibility and hybrid work options where applicable
• Health, dental, and vision insurance from day one
• Emotional health and wellness programs and Volunteer program (Watermark)
• Paid time off (PTO)/Flexible time off (FTO) and paid holidays
• Career development, advancement, tuition reimbursement, and student loan forgiveness
• Generous retirement savings plan with company contribution
• Employee recognition and discount programs
Ready to grow your career while making a difference? Join a team that values your skills, supports your development, and empowers you to help solve global water challenges.
Xylem does not provide visa sponsorship for this role.
#LI-RR1
Join the global Xylem team to be a part of innovative technology solutions transforming water usage, conservation, and re-use. Our products impact public utilities, industrial sectors, residential areas, and commercial buildings, with a commitment to providing smart metering, network technologies, and advanced analytics for water, electric, and gas utilities. Partner with us in creating a world where water challenges are met with ingenuity and dedication; where we recognize the power of inclusion and belonging in driving innovation and allowing us to compete more effectively around the world.
At Xylem, you'll not only contribute to solving water issues but also have the chance to make a difference through our paid Volunteer Program, Xylem Watermark. We prioritize our employees' well-being through inclusion and belonging as well as our Employee Resource Groups (ERG). Proud to be an Equal Employment Opportunity (including disability and veterans) and Affirmative Action workplace, Xylem fosters an inclusive environment free from discrimination or harassment.
Please note that the information in this job description outlines the general nature of the position and is not an exhaustive list of duties. Xylem is dedicated to providing reasonable accommodations to enable all employees to perform their essential job functions. We reserve the right to modify this job description and assign additional duties as needed. Embrace the opportunity to be part of Xylem's transformative journey in shaping the future of water technology! #XylemCareers #GlobalImpact #WaterInnovation

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