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Credit Risk Specialist Salary Jobs (NOW HIRING)

Credit Risk Specialist

Westerly, RI · On-site

$50K - $65K/yr

Washington Trust is seeking a Credit Risk Specialist to join its Credit Risk Administration team ... This base salary reflects one component of our competitive compensation package. This position may ...

Credit Risk Specialist

Westerly, RI · On-site

$50K - $65K/yr

Washington Trust is seeking a Credit Risk Specialist to join its Credit Risk Administration team ... This base salary reflects one component of our competitive compensation package. This position may ...

GENERAL DESCRIPTION OF POSITION The Fuels Credit Risk Specialist works independently to perform credit risk analysis and proposes credit limits, monitors and controls security, interfaces with ...

The Specialist partners closely with Risk, Credit, Product, Operations, and Technology teams to ... Compensation Range: 57,000.00 - 113,000.00 USD Annual Salary The compensation range represents the ...

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Credit Risk Specialist Salary information

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$42K

$124K

$190.5K

How much do credit risk specialist salary jobs pay per year?

As of Sep 2, 2026, the average yearly pay for credit risk specialist salary in the United States is $124,006.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,000.00 and $137,500.00 per year, depending on experience, location, and employer.

What does a credit risk specialist do?

A credit risk specialist assesses the creditworthiness of individuals or businesses to determine the likelihood of default on loans or credit agreements. They analyze financial data, review credit reports, and use risk assessment tools to help financial institutions make informed lending decisions and manage credit risk effectively.
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What cities are hiring for Credit Risk Specialist Salary jobs?

Cities with the most Credit Risk Specialist Salary job openings:

What states have the most Credit Risk Specialist Salary jobs?

States with the most job openings for Credit Risk Specialist Salary jobs include:

Infographic showing various Credit Risk Specialist Salary job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $124,006 per year, or $59.6 per hour.

Credit Risk Specialist

washingtontrust

Westerly, RI • On-site

$50K - $65K/yr

Full-time

This job post has expired today. Applications are no longer accepted.


Job description

Washington Trust is seeking a Credit Risk Specialist to join its Credit Risk Administration team. This position is responsible for supporting the Bank's commercial lending operations through loan documentation quality control, exception and tickler management, flood compliance review, vendor oversight, appraisal administration, and other credit administration functions.

The Credit Risk Specialist plays a key role in ensuring that commercial loan files are accurate, complete, compliant with Bank policies, and properly documented throughout the lending process. The successful candidate will possess strong analytical, organizational, and communication skills, along with a high level of attention to detail.

 Responsibilities
  • Review commercial loan documentation for accuracy, completeness, and compliance with Bank requirements.
  • Validate collateral, insurance, appraisal, title, and other due diligence documentation.
  • Identify documentation exceptions and assist in resolving outstanding issues.
  • Ensure loan files are complete and properly documented before and after closing.
  • Maintain loan documentation, covenant, and exception tickler systems.
  • Manage approved appraisal, environmental, and other third-party vendor lists.
  • Conduct vendor reviews and ongoing monitoring activities.
  • Order and review flood determinations for commercial loan transactions.
  • Verify flood insurance requirements and coverage adequacy.
  • Maintain risk rating records and quality control documentation.
  • Support administration of the Bank's approved attorney program.
  • Assist with additional credit administration projects and reporting as assigned.
Qualifications
  • Bachelor's degree in Business, Finance, Accounting, Legal Studies, or a related field preferred.
  • Relevant banking, legal, or business experience may be considered in lieu of a degree.
  • Previous experience in commercial lending, loan operations, credit administration, legal documentation, or a related area is preferred.
  • Strong written and verbal communication skills.
  • Excellent attention to detail and commitment to accuracy.
  • Strong organizational skills with the ability to manage multiple priorities and deadlines.
  • Ability to work independently and as part of a team.
  • Ability to establish effective working relationships with loan officers, attorneys, consultants, appraisers, and other business partners.
  • Proficiency with Microsoft Word and Excel.
  • Experience with loan systems, CRM platforms, or other banking software is a plus.

A good-faith, reasonable estimate of the base salary range for this role is $50,000 - $65,000 per year. Actual compensation will depend on factors such as experience, skills, training, certifications, and education. This base salary reflects one component of our competitive compensation package. This position may be eligible for an annual bonus and includes a comprehensive benefits package.