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Credit Agent Jobs (NOW HIRING)

Allied Beverage Group, L.L.C.

Credit Clerk

Elizabeth, NJ · On-site

$20/hr

Research discrepancies in check remittance and notify customer and credit agent with proper paperwork * Answer incoming phone calls and provide information to customers, drivers, and sales personnel ...

Allied Beverage Group

Credit Clerk

Elizabeth, NJ

$20/hr

Research discrepancies in check remittance and notify customer and credit agent with proper paperwork * Answer incoming phone calls and provide information to customers, drivers, and sales personnel ...

Allied Beverage Group

Credit Clerk

Elizabeth, NJ · On-site

$20/hr

Research discrepancies in check remittance and notify customer and credit agent with proper paperwork * Answer incoming phone calls and provide information to customers, drivers, and sales personnel ...

Allied Beverage Group

Credit Clerk

Elizabeth, NJ · On-site

$20/hr

Research discrepancies in check remittance and notify customer and credit agent with proper paperwork * Answer incoming phone calls and provide information to customers, drivers, and sales personnel ...

Allied Beverage Group

Credit Clerk

Elizabeth, NJ · On-site

$20/hr

Research discrepancies in check remittance and notify customer and credit agent with proper paperwork * Answer incoming phone calls and provide information to customers, drivers, and sales personnel ...

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Credit Agent information

What is a credit agent?

Credit Agents are professionals who assess the creditworthiness of individuals or businesses applying for loans or credit. They review financial information, credit histories, and other documentation to determine the likelihood that a client will be able to repay borrowed funds. Credit Agents often work for banks, credit unions, or other financial institutions and play a key role in helping manage lending risk. Their responsibilities may also include advising clients on credit issues and helping them understand loan terms.

What are the key skills and qualifications needed to thrive as a credit agent?

To thrive as a Credit Agent, you need strong analytical skills, attention to detail, and a solid understanding of credit principles, often supported by a background in finance or accounting. Familiarity with credit scoring software, financial analysis tools, and customer relationship management (CRM) systems is typically required. Excellent communication, negotiation, and problem-solving skills help build trust with clients and resolve payment issues effectively. These skills are vital for accurately assessing creditworthiness, minimizing financial risk, and maintaining positive client relationships.

How do credit agents typically collaborate with other departments to manage client risk and ensure successful loan processing?

Credit Agents frequently work closely with sales teams, underwriters, and customer service representatives to gather necessary information and assess client creditworthiness. They communicate with underwriting teams to review applications and clarify any risk factors, while also coordinating with sales to ensure clients receive timely updates. Effective collaboration is essential to streamline loan approvals and manage risk, as Credit Agents must balance regulatory compliance with providing a positive client experience. This teamwork helps maintain accuracy and efficiency throughout the credit evaluation process.

What is the difference between Credit Agent vs Loan Officer?

AspectCredit AgentLoan Officer
CredentialsTypically requires a high school diploma or equivalent; certifications varyHigh school diploma or equivalent; often requires mortgage or loan certifications
Work EnvironmentBank branches, credit agencies, financial institutionsBank branches, mortgage companies, lending institutions
Employer & IndustryFinancial services, credit agencies, banksMortgage lenders, banks, credit unions
Primary RoleAssess creditworthiness, collect debt, evaluate credit applicationsEvaluate loan applications, advise clients, approve loans

While both Credit Agents and Loan Officers work within the financial industry and deal with credit assessments, Credit Agents primarily focus on evaluating creditworthiness and debt collection, whereas Loan Officers specialize in assessing loan applications and guiding clients through the borrowing process. Understanding these differences helps job seekers target the right roles in financial services.

What cities are hiring for Credit Agent jobs?

Cities with the most Credit Agent job openings:

What states have the most Credit Agent jobs?

States with the most job openings for Credit Agent jobs include:

What are popular job titles related to Credit Agent jobs?

For Credit Agent jobs, the most frequently searched job titles are:

Credit Agent jobs near you
Infographic showing various Credit Agent job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Credit Clerk

Allied Beverage Group, L.L.C.

Elizabeth, NJ • On-site

$20/hr

Other

Medical, Dental, Vision, Life, Retirement

Posted 4 days ago

Job description

Credit Clerk Opportunity At Allied Beverage Group

Join the team at New Jersey's largest wine and spirits distributor! At Allied Beverage Group, we're proud of our dynamic, family-based culture and our role in keeping the beverage industry moving. If you're looking for a great company with great people—this is the place to be!

The primary function of the Credit Clerk is to apply money to the retailer's Accounts Receivable. This includes working closely with the Credit Agents to decipher discrepancies and relay the information to the customer and sales staff in a timely manner.

Responsibilities

  • Enter check into AR using System I (AS/400)
  • Research discrepancies in check remittance and notify customer and credit agent with proper paperwork
  • Answer incoming phone calls and provide information to customers, drivers, and sales personnel as requested
  • Work in teams monitoring ATM deposits and make application by monitoring and answering an ATM email inbox
  • Process and enter new credit applications into System I
  • Review special instructions on checks for compliance and note System I
  • Input data into System I regarding different types of AR adjustments
  • Monitoring a Credit email Inbox
  • Check scanning to Cash Pro for clerk's individual batches
  • Review daily term changes and input data

Qualifications

  • High School Diploma
  • Experience in clerical work; Banking and AR experience preferred
  • Good PC skills, Microsoft Office Suite; good organizational skills, good math skills
  • Ability to problem solve and perform assessment tests

Compensation and Benefits

The starting salary for this role is $20 per hour. In addition to salary, this role may be eligible for a discretionary bonus and offers a comprehensive benefits package including Medical, Dental, Vision, 401K plan with company match, Life Insurance, Long Term Disability, Flexible Spending Account, Employee Assistance Program, Pet Insurance Plan and more.

Why You Will Love Allied Beverage Group

Industry Leader – We are New Jersey's Largest Wine and Spirits Distributor

Culture – We may be a big corporation, but we are still family owned and we like to think that influences our work environment. We promote a culture based on trust, respect and collaboration

State of the Art Facility – We opened a brand-new corporate office and distribution center in Elizabeth, NJ in 2019

Your Continued Growth – Our company encourages our employees to reach high, live up to their potential, and advance in their careers. We offer over 9,000 professional development courses that employees can take at any time

Competitive Pay and Quality Benefits – Allied Beverage Group offers competitive pay commensurate with experience along with a comprehensive benefits package

Allied Perks! – Associate recognition, discounts with several vendors and more

Allied Beverage Group participates in the E-Verify program to confirm employment eligibility of all new hires in the United States.

Allied Beverage Group is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, genetic information, or any other legally protected characteristics.

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