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Credit Operations Jobs in California (NOW HIRING)

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance. WHAT WILL YOU DO?

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance. WHAT WILL YOU DO?

City National Bank

Credit Associate

San Francisco, CA · On-site

$34.55 - $55.19/hr

The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance. WHAT WILL YOU DO?

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$180 - $260/hr

The Chief Credit Officer (CCO) is a vital executive leader responsible for overseeing the organization's credit operations while ensuring alignment with business goals and regulatory compliance.This ...

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All JobsCredit Operations JobsCredit Operations Jobs in California

Credit Operations information

See California salary details

$15

$32

$41

How much do credit operations jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for credit operations in California is $32.11, according to ZipRecruiter salary data. Most workers in this role earn between $24.90 and $37.74 per hour, depending on experience, location, and employer.

What is credit operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What are the key skills and qualifications needed to thrive in credit operations?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What are some common challenges faced in a credit operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What are popular job titles related to Credit Operations jobs in California?

For Credit Operations jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Operations jobs in California look for?

The top searched job categories for Credit Operations jobs in California are:

Credit Operations jobs near you
Infographic showing various Credit Operations job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 80% In-person, and 20% Hybrid job distribution, with an average salary of $66,797 per year, or $32.1 per hour.

Credit Operations Associate

BizTek People

San Francisco, CA • On-site

Other

Re-posted 17 days ago

Job description

Job Opportunity

International Banking institution seeks bilingual Japanese (preferred) Credit Operations Associate. The position performs analytical and operational tasks in the front office of corporate banking branch office which covers subsidiaries of Asian corporate clients including Japanese. The analytical tasks include financial statement analysis, preparing complex modeling and analytics to support the development of forecasts and estimates related to required capital and credit loss. The operational tasks include gathering support documentation to structure deals, liaise with middle and back office for KYC purposes, and assist in drafting pre screen memos for the Credit Department.

Requirements Formal credit training preferred. Minimum 3-5 years of experience working at a corporate bank or other financial institution. Some knowledge of banking and prior internships at a bank or financial institution preferred. Highly proficient MS Excel, Word and PowerPoint skills are required. Bachelor's degree in Finance, Business or Accounting preferred or equivalent education and training. Japanese language skills (business level) preferred but not required. Benefits Good Benefit

Skill set: Financial Analysis, Corporate Banking

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