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Credit Operations Jobs in California (NOW HIRING)

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

Synchrony Financial

Synchrony's Credit and Capital Management group is looking for a data scientist / credit risk modeling professional experienced with executing, maintaining and developing models under the relevant ...

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance. WHAT WILL YOU DO?

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$180 - $260/hr

The Chief Credit Officer (CCO) is a vital executive leader responsible for overseeing the organization's credit operations while ensuring alignment with business goals and regulatory compliance.This ...

NANO BANC

Chief Credit Officer

Irvine, CA · On-site +1

$300K - $375K/yr

The Chief Credit Officer (CCO) is a vital executive leader responsible for overseeing the organization's credit operations while ensuring alignment with business goals and regulatory compliance. This ...

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All JobsCredit Operations JobsCredit Operations Jobs in California

Credit Operations information

See California salary details

$15

$32

$41

How much do credit operations jobs pay per hour?

As of Jul 30, 2026, the average hourly pay for credit operations in California is $32.11, according to ZipRecruiter salary data. Most workers in this role earn between $24.90 and $37.74 per hour, depending on experience, location, and employer.

What does credit operations mean?

Credit operations refer to the processes involved in managing and overseeing credit activities within a financial institution, including credit approval, monitoring, collections, and risk assessment. Professionals in this field often use tools like credit scoring systems and require knowledge of lending policies and compliance standards.

What are some common challenges faced in a Credit Operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in Credit Operations, and why are they important?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Vice President of Credit, or Chief Credit Officer, which oversee credit policies and risk management at a strategic level. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with compensation reflecting their seniority and responsibility.

What are Credit Operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What jobs make $1,000,000 a year?

In credit operations, high-level executive roles such as Chief Credit Officer or Chief Financial Officer can earn over $1 million annually, especially in large financial institutions. These positions typically require extensive experience, advanced degrees, and leadership skills, often supplemented by bonuses and stock options. Most roles in credit operations do not reach this income level, but executive positions in finance can surpass it.

What is the role of credit operations?

Credit operations involve managing and processing credit-related activities such as loan approvals, credit risk assessment, and account monitoring. Professionals in this field ensure compliance with credit policies, utilize tools like credit scoring systems, and often work within financial institutions to support lending functions.
What are popular job titles related to Credit Operations jobs in California? For Credit Operations jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Operations jobs in California look for? The top searched job categories for Credit Operations jobs in California are:
Credit Operations jobs near you
Infographic showing various Credit Operations job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 80% In-person, and 20% Hybrid job distribution, with an average salary of $66,797 per year, or $32.1 per hour.

Credit Operations Associate

BizTek People, Inc. | APA International Placement Consultants

San Francisco, CA • On-site

$120K/yr

Full-time

Re-posted 25 days ago

Job description


International Banking institution seeks bilingual Japanese (preferred) Credit Operations Associate.Japanese language skill is preferred but not required.
The position performs analytical and operational tasks in the front office of corporate banking branch office which covers subsidiaries of Asian corporate clients including Japanese.
The analytical tasks include financial statement analysis, preparing complex modeling and analytics to support the development of forecasts and estimates related to required capital and credit loss.
The operational tasks include gathering support documentation to structure deals, liaise with middle and back office for KYC purposes, and assist in drafting pre screen memos for the Credit Department.
Requirements
  • Formal credit training preferred.
  • Minimum 3-5 years ofexperience working at a corporate bank or other financial institution.
  • Some knowledge of banking andprior internships at a bank or financial institution preferred.
  • Highly proficient MS Excel, Wordand PowerPoint skills are required.
  • Bachelor's degree in Finance,Business or Accounting preferred or equivalent education and training.
  • Japanese language skills(business level) preferred but not required.

Benefits
Good Benefit
Skill Set
Financial Analysis, Corporate Banking

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