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Credit Operations Jobs in California (NOW HIRING)

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$200 - $250/hr

The Chief Credit Officer (CCO) is a vital executive leader responsible for overseeing the organization's credit operations while ensuring alignment with business goals and regulatory compliance.This ...

NANO BANC

Chief Credit Officer

Irvine, CA · On-site +1

$300K - $375K/yr

The Chief Credit Officer (CCO) is a vital executive leader responsible for overseeing the organization's credit operations while ensuring alignment with business goals and regulatory compliance. This ...

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities. * Learning and Development: Demonstrates a ...

Benjamin Moore & Co

Credit Analyst

Tracy, CA · On-site

Create and distribute with Credit Operations Manager month end reports and assist with some analysis. Assist with new IT projects being developed including testing and reporting. * Perform weekly ...

Benjamin Moore & Co

Credit Analyst

Tracy, CA · On-site

$72K - $92K/yr

Create and distribute with Credit Operations Manager month end reports and assist with some analysis. Assist with new IT projects being developed including testing and reporting. * Perform weekly ...

Benjamin Moore & Co.

Credit Analyst

Tracy, CA · On-site

$80 - $100/hr

Create and distribute with Credit Operations Manager month end reports and assist with some analysis. Assist with new IT projects being developed including testing and reporting. * Perform weekly ...

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Credit Operations information

See California salary details

$15

$32

$41

How much do credit operations jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for credit operations in California is $32.11, according to ZipRecruiter salary data. Most workers in this role earn between $24.90 and $37.74 per hour, depending on experience, location, and employer.

What is credit operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What are the key skills and qualifications needed to thrive in credit operations?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What are some common challenges faced in a credit operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What do credit operations do?

Credit operations involve managing and processing credit-related activities such as reviewing credit applications, assessing creditworthiness, monitoring credit accounts, and ensuring compliance with credit policies. Professionals in this field use tools like credit scoring systems and financial analysis to support lending decisions and minimize risk.

What are popular job titles related to Credit Operations jobs in California?

For Credit Operations jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Operations jobs in California look for?

The top searched job categories for Credit Operations jobs in California are:

Credit Operations jobs near you
Infographic showing various Credit Operations job openings in California as of August 2026, with employment types broken down into 83% Full Time, 14% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $66,797 per year, or $32.1 per hour.

Credit Operations & Reporting Specialist

Banc of California

Santa Ana, CA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 3 days ago. Applications are no longer accepted.

Banc Of California rating

8.2

Company rating: 8.2 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

53rd of 175 rated banks

Job description

BANC OF CALIFORNIA AND YOUR CAREER
Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation's premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.
At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Together we win!
THE OPPORTUNITY
The Credit Operations & Reporting Specialist plays a key role in ensuring operational effectiveness and reporting accuracy of Credit Operations. This role exercises independent judgment in analyzing complex data, interpreting business impacts, recommending process enhancements, and influencing operational improvements across Credit Operations. Through collaboration with business leaders and Enterprise Data partners, the position helps strengthen credit risk management, data governance, and operational effectiveness. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.
HOW YOU'LL MAKE A DIFFERENCE
  • Analyze and interpret key credit and operational performance metrics, identifying trends, risks, and opportunities that support business decision-making.
  • Evaluate data integrity issues to ensure accuracy and consistency across systems and recommend corrective actions to improve reporting reliability and operational effectiveness.
  • Design, develop, and maintain reporting frameworks, dashboards, and performance metrics that support business planning, risk monitoring, and operational oversight.
  • Assess existing operational processes and reporting methodologies, recommending enhancements that improve efficiency, controls, scalability, and data transparency.
  • Lead reporting and data-related initiatives that support organizational priorities and evolving business needs.
  • Translate complex operational and data findings into clear business recommendations for management and stakeholders.
  • Serve as a subject matter resource on Credit Operations reporting, data analysis, and operational performance measurement.
  • Evaluate the business impact of identified issues and recommend solutions that balance operational efficiency, risk management, and customer service objectives.
  • Collaborate with cross-functional teams to implement process improvements and monitor the effectiveness of resulting changes.
  • Follow all established policies and procedures.
  • Perform other duties and projects as assigned.

WHAT YOU'LL BRING
  • 0-2+ years of experience in banking operations, credit administration, financial analysis, data analytics, business intelligence, or a related field.
  • Experience analyzing operational data and developing recommendations that influence business decisions.
  • Advanced proficiency in Excel and experience with SQL, Power BI, Tableau, or similar reporting and analytics tools.
  • Experience designing reporting solutions and performance metrics for business stakeholders.
  • Demonstrated ability to exercise independent judgment and discretion when analyzing business issues and recommending solutions.
  • Strong critical thinking and problem-solving capabilities.
  • Ability to interpret complex data and communicate business implications to management.
  • Experience leading process improvement initiatives and managing projects with minimal supervision.

HOW WE'LL SUPPORT YOU
  • Financial Security: You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting.
  • Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
  • Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
  • Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.
  • Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

SALARY RANGE
The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.
Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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