ZipRecruiter

Log In

1

Credit Operations Jobs in California (NOW HIRING)

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance. WHAT WILL YOU DO?

next page

Showing results 1-20

All JobsCredit Operations JobsCredit Operations Jobs in California

Credit Operations information

See California salary details

$15

$32

$41

How much do credit operations jobs pay per hour?

As of Jul 17, 2026, the average hourly pay for credit operations in California is $32.11, according to ZipRecruiter salary data. Most workers in this role earn between $24.90 and $37.74 per hour, depending on experience, location, and employer.

What does credit operations mean?

Credit operations refer to the processes involved in managing and overseeing credit activities within a financial institution, including credit approval, monitoring, collections, and risk assessment. Professionals in this field often use tools like credit scoring systems and require knowledge of lending policies and compliance standards.

What are some common challenges faced in a Credit Operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in Credit Operations, and why are they important?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Vice President of Credit, or Chief Credit Officer, which oversee credit policies and risk management at a strategic level. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with compensation reflecting their seniority and responsibility.

What are Credit Operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What jobs make $1,000,000 a year?

In credit operations, high-level executive roles such as Chief Credit Officer or Chief Financial Officer can earn over $1 million annually, especially in large financial institutions. These positions typically require extensive experience, advanced degrees, and leadership skills, often supplemented by bonuses and stock options. Most roles in credit operations do not reach this income level, but executive positions in finance can surpass it.

What is the role of credit operations?

Credit operations involve managing and processing credit-related activities such as loan approvals, credit risk assessment, and account monitoring. Professionals in this field ensure compliance with credit policies, utilize tools like credit scoring systems, and often work within financial institutions to support lending functions.
What are popular job titles related to Credit Operations jobs in California? For Credit Operations jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Operations jobs in California look for? The top searched job categories for Credit Operations jobs in California are:
Credit Operations jobs near you
Infographic showing various Credit Operations job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 80% In-person, and 20% Hybrid job distribution, with an average salary of $66,797 per year, or $32.1 per hour.
Credit Operations Specialist

Credit Operations Specialist

Five Star Bank

Rancho Cordova, CA • On-site

$26 - $28/hr

Other

Posted 23 days ago

Five Star Bank (New York) rating

7.1

Company rating: 7.1 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

106th of 149 rated banks

Job description

Description

Who We Are

Five Star Bank is an award-winning and high performing $5 Billion community business bank operating through 9 offices - 5 in the Capital Region, 1 in Chico, 1 in Redding, 2 in the San Francisco Bay Area, as well as administration offices in Newport Beach and Downtown Sacramento. With an emphasis on commercial real estate and small to medium sized businesses, we partner with organizations to help them be successful by providing highly customized banking solutions. Organizations bank with us because of our entrepreneurial and empathetic spirit, speed to serve and deep connection to our market. And they trust us. 


Position Overview 

The Credit Operations Specialist is responsible for overseeing and managing centralized loan operational support functions that span the loan lifecycle. This role acts as a key control and coordination point between Credit Administration, Loan Administration, Compliance, and Lending teams to ensure data integrity, reporting accuracy, system governance, regulatory support, and operational efficiency of the Bank's loan portfolio.

Essential Job Functions

  • Maintain accurate and timely loan and credit data within nCino, Silverlake, and related loan systems 
  • Track loan approvals, conditions, and operational milestones to ensure effective handoffs between departments 
  • Assist in preparing Management Loan Committee packages, minutes, and approval communications 
  • Disseminate approved credit authorizations, memoranda, and operational updates to appropriate Bank staff 
  • Monitor and maintain appraisal checklist tracking and real estate evaluation records 
  • Track collateral-related exceptions including property taxes, hazard insurance, and third-party inspections 
  • Maintain and monitor loan officer ticklers and system-based exception reporting 
  • Assist with data quality reviews and reconciliations for key loan and credit reporting 
  • Support preparation of monthly and quarterly loan portfolio reports for management and the Board 
  • Assist with Compliance, Audit, and Regulatory requests by compiling loan data and supporting documentation 
  • Track and support specialized loan programs and portfolio monitoring initiatives 
  • Assist with system testing, process improvements, and implementation of loan-related enhancements 
  • Serve as operational backup support for loan boarding and documentation processes as needed 
  • Other duties as assigned


Requirements

Requirements

  • 2+ years previous experience in loan operations, credit administration, or commercial banking operations.
  • Working knowledge of loan policies, procedures, and regulatory standards 
  • Strong attention to detail and data accuracy 
  • Ability to manage multiple priorities in a fast-paced environment 
  • Strong written and verbal communication skills 
  • Proficiency with Jack Henry systems, nCino, Microsoft Office products, and loan reporting tools

Physical Demands

While performing the duties of this position, the employee is in regular communication, is required to use various tools or objects, and have the mobility to move about the office. The employee occasionally lifts and/or moves objects up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.


Other Duties

The purpose of the job description is to outline the duties and responsibilities for which the position is held accountable. The job description does not restrict the right of management to change, alter or reassign duties at any time with or without notice.


EEO Statement 

Five Star Bank is an Equal Employment Opportunity (EEO) employer and is committed to creating and maintaining a work environment that is free from all forms of discrimination and harassment. The Five Star Bank EEO policy prohibits harassment or discrimination due to age, ancestry, color, disability, gender, gender expression, gender identity, genetic information, marital status, medical condition, military or veteran status, national origin, race, religious creed, sex (including pregnancy, childbirth, breastfeeding, and any related medical conditions), sexual orientation, and any other classification protected by federal, state, or local laws, regulations, or ordinances. It also prohibits retaliation for engaging in protected activity, such as filing a discrimination or harassment complaint or participating in an EEO investigation. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.


If you are a qualified individual with a disability or a disabled veteran and are unable or limited in your ability to access our website, you can request reasonable accommodation by sending an email to HR@fivestarbank.com



NOTE: Five Star Bank personnel are employed on an at-will basis. All employment is at-will and can be terminated with or without cause, at any time, by the Employee or by Five Star Bank for any reason or no reason whatsoever, with or without notice. 



What Five Star Bank (New York) employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply