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Auto Loan Processor Jobs in California (NOW HIRING)

Golden 1

Indirect Loan Processor II

Sacramento, CA · On-site

$23.09 - $27/hr

You independently manage the end-to-end processing of indirect auto loan applications, ensuring files are accurate, complete, and compliant while driving timely funding and a strong dealer and member ...

The Hankey Group

Auto Loan Officer

Los Angeles, CA · On-site

$3.0K - $8.0K/mo

... auto dealer partners. Our Loan Officer position is a challenging and dynamic position with ... Those applicants requiring reasonable accommodation to the application and/or interview process ...

Westlake Financial

Auto Loan Officer

Los Angeles, CA · On-site

$3.0K - $8.0K/mo

... auto dealer partners. Our Loan Officer position is a challenging and dynamic position with ... Those applicants requiring reasonable accommodation to the application and/or interview process ...

Hankey Group External

Auto Loan Officer

Los Angeles, CA · On-site

$3.0K - $8.0K/mo

... auto dealer partners. Our Loan Officer position is a challenging and dynamic position with ... Those applicants requiring reasonable accommodation to the application and/or interview process ...

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How much do auto loan processor jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for auto loan processor in California is $21.02, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $23.70 per hour, depending on experience, location, and employer.

What is an auto loan processor?

An Auto Loan Processor is responsible for reviewing and verifying auto loan applications to ensure accuracy and compliance with lending guidelines. They gather necessary documentation, communicate with applicants and lenders, and process loan approvals or denials. Their role involves checking credit reports, calculating loan terms, and ensuring all paperwork is completed correctly. Attention to detail and knowledge of loan regulations are essential for this position.

What are the key skills and qualifications needed to thrive as an auto loan processor?

To thrive as an Auto Loan Processor, candidates should possess strong attention to detail, knowledge of lending regulations, and experience in financial documentation, often supported by a high school diploma or equivalent. Proficiency with loan origination systems (LOS), underwriting platforms, and basic office software is commonly required, along with familiarity with relevant industry certifications being a plus. Effective communication, organizational skills, and the ability to manage tight deadlines help set top performers apart in this field. These skills are crucial to ensure accuracy, regulatory compliance, and timely processing of auto loan applications.

What are the most common challenges faced by auto loan processors, and how can they be managed effectively?

Auto Loan Processors often face challenges such as handling high volumes of loan applications, ensuring all documentation is accurate and complete, and adhering to strict regulatory and compliance standards. To manage these, it’s important to stay organized, keep up-to-date with lending regulations, and maintain clear communication with both applicants and team members. Utilizing efficient loan origination systems and developing strong attention to detail can significantly ease workload pressures. Many employers support ongoing training to help processors stay current with industry practices, making the environment dynamic and fostering professional growth.

How much do entry level auto loan processors make?

Entry-level auto loan processors typically earn between $30,000 and $40,000 annually, depending on location and employer. Starting salaries may include benefits such as health insurance and paid time off, and the role often requires basic knowledge of loan processing software and financial documents.

Is an auto loan processor a difficult job?

Auto loan processors handle the review and approval of auto loan applications, which requires attention to detail, strong organizational skills, and knowledge of lending policies. The job can be challenging due to the need for accuracy and compliance with regulations, but it is generally manageable with experience and proper training.

What are the most commonly searched types of Auto Loan Processor jobs in California?

The most popular types of Auto Loan Processor jobs in California are:

What are popular job titles related to Auto Loan Processor jobs in California?

For Auto Loan Processor jobs in California, the most frequently searched job titles are:

What job categories do people searching Auto Loan Processor jobs in California look for?

The top searched job categories for Auto Loan Processor jobs in California are:

What cities in California are hiring for Auto Loan Processor jobs?

Cities in California with the most Auto Loan Processor job openings:

Auto Loan Processor jobs near you
Infographic showing various Auto Loan Processor job openings in California as of August 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 98% In-person, and 2% Remote job distribution, with an average salary of $43,728 per year, or $21 per hour.

Indirect Loan Processor II

Golden 1

Sacramento, CA • On-site

$23.09 - $27/hr

Other

Posted 20 days ago

Job description

Job Title:Indirect Loan Processor II
Status:Non-exempt
Reports to: Supervisor - Indirect Lending Processing
Department: Dealer Services Ops - Processing
Job Code: 11221
Pay Range: $23.09 - $27.00 Hourly
Location: Remote in California
WHO WE ARE:
Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of "people helping people." We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.
WHO YOU ARE:
You independently manage the end-to-end processing of indirect auto loan applications, ensuring files are accurate, complete, and compliant while driving timely funding and a strong dealer and member experience. You are a skilled and reliable lending professional with advanced knowledge of indirect loan processing, known for handling complex scenarios, resolving exceptions, and maintaining high standards of quality, accuracy, and risk awareness. You take ownership of complex loan files and escalations by collaborating with dealers and internal partners, identifying risks and patterns, and contributing to continuous improvement efforts that strengthen processes, reduce rework, and enhance operational performance.
WHAT YOU'LL DO:
  • Maintain an advanced, current understanding of applicable state and federal laws/regulations and internal requirements (including BSA/AML, CIP/OFAC, and related compliance obligations); apply them consistently; and serve as a resource to teammates by interpreting requirements and reinforcing controls throughout the funding process.
  • Manage a high volume of loan-related communications (inbound/outbound calls, emails, and internal messages) while progressing multiple applications in parallel; prioritize escalations and complex funding scenarios; set clear expectations with partners; and drive resolution to meet service level, dealer experience, and turnaround-time requirements.
  • Accountable for meeting established quality assurance standards and performance metrics by completing work accurately the first time, following required checklists/controls, meeting productivity and timeliness targets, and promptly correcting errors. Analyze quality results and rework trends to identify root causes, recommend corrective actions, and reinforce best practices with peers.
  • Identify root causes of dealer/member or operational issues (including recurring documentation defects and funding delays), recommend practical solutions, and lead or support continuous improvement efforts (job aids, knowledge sharing, workflow enhancements, and control refinements) to improve team consistency and throughput.
  • Deliver consistent, high-quality service to dealers, members, and internal partners by actively listening, confirming needs, explaining next steps in plain language, setting realistic timelines, and following through on commitments. Own escalations and time-sensitive funding issues by coordinating stakeholders, de-escalating concerns, documenting outcomes, and ensuring timely closure.
  • Review and analyze application data and supporting documentation to ensure consistency, completeness, and compliance; independently clear complex stipulations/conditions; and resolve documentation exceptions (e.g., contract discrepancies, payoff variances, proof-of-income anomalies, insurance/registration requirements). Perform required research and validations and complete accurate system updates with a focus on audit readiness and record retention standards.
  • Obtain, validate, and track required Department of Motor Vehicles (DMV) documentation, when needed, to ensure lien perfection and proper recording of the credit union's interest in collateral; provide guidance on complex title scenarios (e.g., out-of-state titles, dealer payoffs, lien releases, registration holds, and corrections).
  • Partner with peers and cross-functional teams (e.g., branches, Member Service, Vehicle Services, Dealer Relationship Managers, and back-office areas) to resolve escalations, clear complex conditions, and coordinate efficient handoffs that prevent delays and reduce rework. Act as a point of contact for higher-complexity files and assist with training and knowledge transfer as needed.
  • Perform advanced post-preparation quality control by auditing executed loan documents and operational reports to verify signatures, dates, required disclosures, document indexing/filing, and procedural compliance. Lead remediation on identified discrepancies (e.g., documentation corrections and dealer follow-up), document resolution, and escalate material exceptions, control breakdowns, or potential loss exposure in accordance with guidelines.
  • Maintain expert working knowledge of Golden 1 lending policies, procedures, and systems; apply them to complex scenarios to support consistent decisioning support, accurate document preparation, and compliant loan fulfillment. Provide guidance to teammates on policy interpretation and documentation standards within established parameters.
  • Provide operational support through professional email and Teams chat correspondence; respond to dealership and Dealer Relationship Manager inquiries; support escalated calls and time-sensitive funding issues; and complete audits or targeted reviews as assigned. Assist with onboarding/training support by sharing best practices and answering procedure questions.
  • Identify and assess red flags and mitigate potential fraud, suspicious activity, and identity theft by applying established controls and enhanced scrutiny for higher-risk scenarios; document findings thoroughly; and lead timely escalation and coordination with appropriate partners in accordance with policy.
  • Conduct member interviews as needed; perform financial calculations and proof-of-income analysis (including more complex income types and stipulations); obtain and validate information required to satisfy loan conditions; and confirm readiness for funding in accordance with credit union requirements. Provide coaching/feedback to peers on documentation quality and stipulation clearing approaches.
  • Prepare and quality-check loan documents for member signature; ensure complex documentation packages are complete and compliant; monitor receipt of executed documents; clear outstanding conditions; and coordinate approved loans for disbursement while ensuring complete, well-documented files. Resolve document defects and coordinate corrections with dealers and internal partners.
  • Use sound judgment and critical thinking to independently resolve non-routine exceptions within established authority, determine appropriate escalation paths for policy or risk issues, and drive solutions that balance compliance, risk mitigation, and funding timeliness. Model best practices and support team capability through knowledge sharing.
  • Manage shared work queues (e.g., Outlook email and Teams chat) by monitoring for new requests, prioritizing by funding deadlines, complexity, and risk, coordinating handoffs with teammates to prevent delays and reduce rework. Provide triage support and guidance on prioritization for the team during peak volumes or time-sensitive funding events.
  • Participate effectively in video conferencing, trainings, and team meetings; communicate status, risks, and handoffs clearly in a virtual and/or hybrid work environment; and share expertise through knowledge transfer, peer coaching, and participation in huddles or targeted training sessions as needed.
  • Perform other related duties as assigned, consistent with the scope of the role.
QUALIFICIATIONS AND PREFERENCES:
  • H.S. Diploma or General Education Degree (GED) or equivalent required
  • Associate's Degree or some college preferred
  • 4+ years in a fast-paced lending or work environment with high loan processing volume with demonstrated ability to independently manage complex loan files, resolve escalations, and consistently meet quality, compliance, and productivity standards in a high-volume environment. required

WHY JOIN US:
Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.
Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=2098
DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:
The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union's discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.
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Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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