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Vp Credit Risk Jobs in California (NOW HIRING)

Genesis Capital

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VP, Special Assets Officer

Sherman Oaks, CA · On-site

$140K - $185K/yr

The VP, Special Assets Officer is responsible for assisting the SVP, Manager of Special Assets, Credit/Risk Management teams and various lending teams in resolving complex and troubled loan ...

Golden State Farm Credit

VP, Loan Officer

Chico, CA

$97K - $151K/yr

As a VP, Loan Officer, you will manage and grow a diverse loan portfolio, develop deep customer ... Identifies at-risk loans and determines a plan of action to resolve deficiencies * Provides credit ...

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All JobsVp Credit Risk JobsVp Credit Risk Jobs in California

Vp Credit Risk information

See California salary details

$85.4K

$156.2K

$236.4K

How much do vp credit risk jobs pay per year?

As of Jul 25, 2026, the average yearly pay for vp credit risk in California is $156,239.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,800.00 and $175,200.00 per year, depending on experience, location, and employer.

What are some common challenges a VP of Credit Risk faces when balancing risk management and business growth objectives?

As a VP of Credit Risk, one of the main challenges is maintaining a delicate balance between safeguarding the organization's financial health and enabling revenue growth. This often involves developing risk frameworks that allow for prudent lending while supporting business expansion. You will frequently collaborate across departments—such as sales, underwriting, and compliance—to align risk policies with strategic goals and adapt to changing market conditions. Navigating regulatory requirements and responding to shifts in economic environments are also key aspects of the role.

What does a VP Credit Risk do?

A VP Credit Risk is responsible for overseeing the credit risk management strategies and policies within a financial institution or corporation. They analyze and assess the creditworthiness of borrowers, manage portfolios to minimize risk exposure, and ensure compliance with regulatory standards. These professionals also work closely with senior management to develop risk models and recommend actions that align with the organization's risk appetite. Their role is critical in maintaining the financial health and stability of the organization.

What are the key skills and qualifications needed to thrive as a VP of Credit Risk, and why are they important?

To thrive as a VP of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, typically supported by an advanced degree in finance or a related field. Familiarity with credit risk assessment tools, regulatory compliance systems, and data analytics platforms such as SAS or Moody's RiskCalc is crucial. Strong leadership, strategic thinking, and communication skills help you effectively manage teams and collaborate with stakeholders. These skills are essential for making informed credit decisions, minimizing losses, and ensuring regulatory compliance in complex financial environments.

What is the difference between Vp Credit Risk vs Credit Analyst?

AspectVp Credit RiskCredit Analyst
Required CredentialsBachelor's degree, often MBA or related certifications, experience in risk managementBachelor's degree, finance or related field, relevant certifications optional
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policiesAnalytical, detail-oriented, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending companies, financial services

The Vp Credit Risk typically holds a senior leadership role focused on managing and overseeing credit risk strategies across an organization, requiring extensive experience and certifications. In contrast, a Credit Analyst primarily conducts detailed credit assessments and analysis at a more operational level. Both roles are vital in the credit process but differ significantly in scope, responsibilities, and seniority.

What are the most commonly searched types of Credit Risk jobs in California? The most popular types of Credit Risk jobs in California are:
What are popular job titles related to Vp Credit Risk jobs in California? For Vp Credit Risk jobs in California, the most frequently searched job titles are:
What job categories do people searching Vp Credit Risk jobs in California look for? The top searched job categories for Vp Credit Risk jobs in California are:
What cities in California are hiring for Vp Credit Risk jobs? Cities in California with the most Vp Credit Risk job openings:
Vp Credit Risk jobs near you
Infographic showing various Vp Credit Risk job openings in California as of July 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $156,239 per year, or $75.1 per hour.
SVP, Credit Administrator

SVP, Credit Administrator

The Loring Group

Santa Rosa, CA • On-site

Other

Posted 8 days ago

Job description

OUR CLIENT has grown to over $7 Billion in assets with branches across the San Francisco Bay Area, Roseville-Sacramento Area, Greater Los Angeles, Orange County, Santa Barbara, and Greater San Diego Areas since opening their first branch in January 2005. They also have lenders in Northern and Southern California, as well as in Nevada and Texas. They have been ranked as one of the best-performing banks in the nation by the ICBA and named among the fastest-growing companies in America by Inc. 5000.


POSITION OVERVIEW: The SVP Credit Administrator leads a team of 12 and supports the Chief Credit Officer in managing the bank’s credit administration function for a $5.6B loan portfolio. This role oversees daily credit administration activities and assists with monthly credit reporting, portfolio data review, and board-level reporting.


RESPONSIBILITIES: The SVP Credit Administrator ensures compliance within all Bank policies and procedures, as well as all applicable state and federal banking regulations. The initial focus areas for the SVP Credit Administrator will be:

  • Serve as the primary point of quality control on credit underwriting ensuring that the underwriting process is efficient and effective.
  • Review and evaluate proposed new and renewal extensions of credit for commercial borrowers paying particular attention to the quality and analysis of the credit presented.
  • Manage conventional and SBA credit managers and underwriting staff.
  • Develop through a collaborative effort with loan officers, alternative strategies to address complex or difficult credit situations.
  • Supervisory responsibilities include the Conventional and SBA Credit Managers and respective staff. This person is expected to provide performance management, mentoring and training support.


REQUIREMENTS:

  • Minimum 10 years of experience with a focus in one or more of the following areas: Credit Risk Management, Credit Administration, Loan Work, and Commercial Real Estate & Business loan underwriting experience.
  • Experience in bond financing, letter of credit facilities, as well as structuring and underwriting loans/bonds for Senior Living and Skilled Nursing Facilities.
  • Minimum 5 to 7 years supervisory experience.


COMPENSATION:

Competitive salary, bonus, and benefits package


LOCATIONS:

  • Santa Rosa, CA, in-office five days a week.

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