ZipRecruiter

Log In

1

Credit Risk Monitor Jobs in California (NOW HIRING)

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Assess, calculate, and monitor collateral and margin requirements for retail customers, including ... Supports the Director, Credit Risk as required by performing special projects, ad hoc reporting ...

Calpine

Credit Risk Analyst

San Diego, CA

$70K - $88K/yr

Assess, calculate, and monitor collateral and margin requirements for retail customers, including ... Supports the Director, Credit Risk as required by performing special projects, ad hoc reporting ...

Block

Senior Credit Risk Analyst

Bodega Bay, CA · On-site

You Will * Monitor credit performance across consumer and commercial portfolios * Build and maintain credit risk dashboards that provide real-time visibility into portfolio health for senior ...

Guild

VP, Credit Risk

San Diego, CA · On-site

Establishes and monitors Guild's underwriting guidelines and eligibility parameters. * Continually evaluates that policies and guidelines are appropriate based upon evolving credit risk and industry ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site

Establishes and monitors Guild's underwriting guidelines and eligibility parameters. * Continually evaluates that policies and guidelines are appropriate based upon evolving credit risk and industry ...

Guild

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

Establishes and monitors Guild's underwriting guidelines and eligibility parameters. * Continually evaluates that policies and guidelines are appropriate based upon evolving credit risk and industry ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site +1

Establishes and monitors Guild's underwriting guidelines and eligibility parameters. * Continually evaluates that policies and guidelines are appropriate based upon evolving credit risk and industry ...

Valley Bank

Credit Risk Manager

Los Angeles, CA · On-site

Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

SoFi

Credit Strategy - Risk Lead

San Francisco, CA

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance ... Monitor the performance of strategies and portfolios. Document and communicate results and escalate ...

next page

Showing results 1-20

All JobsCredit Risk Monitor JobsCredit Risk Monitor Jobs in California

Credit Risk Monitor information

See California salary details

$85.4K

$156.2K

$236.4K

How much do credit risk monitor jobs pay per year?

As of Jul 11, 2026, the average yearly pay for credit risk monitor in California is $156,239.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,800.00 and $175,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What are the key skills and qualifications needed to thrive as a Credit Risk Monitor, and why are they important?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

How do I become a Credit Risk Analyst?

To become a Credit Risk Analyst, candidates typically need a bachelor's degree in finance, economics, accounting, or a related field. Relevant skills include financial analysis, data interpretation, and proficiency with tools like Excel or specialized risk management software; professional certifications such as CFA or FRM can enhance prospects. Gaining experience through internships or entry-level roles in finance or credit analysis is also valuable.

What is a Credit Risk Analyst's salary?

A Credit Risk Analyst's salary typically ranges from $55,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications like CFA can earn higher salaries, often with additional bonuses or benefits.

What is a Credit Risk Monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What does CreditRiskMonitor do?

A Credit Risk Monitor analyzes the financial health of companies to assess their creditworthiness and potential risk of default. The role involves monitoring financial data, using tools like financial statements and credit reports, to help organizations manage credit exposure and make informed lending or investment decisions.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

Does credit risk pay well?

Credit risk professionals, including credit risk analysts and monitors, typically earn competitive salaries that vary by experience, location, and industry. Entry-level roles may start with moderate pay, while experienced analysts with certifications like CFA can earn higher salaries, often supplemented by bonuses and benefits. Overall, credit risk roles are considered financially rewarding within the finance and risk management sectors.
What are popular job titles related to Credit Risk Monitor jobs in California? For Credit Risk Monitor jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Risk Monitor jobs in California look for? The top searched job categories for Credit Risk Monitor jobs in California are:
What cities in California are hiring for Credit Risk Monitor jobs? Cities in California with the most Credit Risk Monitor job openings:
Credit Risk Monitor jobs near you
Infographic showing various Credit Risk Monitor job openings in California as of July 2026, with employment types broken down into 95% Full Time, and 5% Part Time. Highlights an 73% In-person, 16% Hybrid, and 11% Remote job distribution, with an average salary of $156,239 per year, or $75.1 per hour.
Manager, Consumer Credit Risk - Chatsworth

Manager, Consumer Credit Risk - Chatsworth

Premier America Credit Union

Chatsworth, CA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Job description

Job Type
Full-time
Description
Overview:
The Manager, Consumer Credit Risk is responsible for day-to-day execution, monitoring, analysis, and recommendation support related to consumer credit risk. This role manages assigned credit risk activities within established policies, risk appetite, underwriting standards, and strategic direction set by the Vice President. The position reviews portfolio performance, delinquency, losses, exception trends, approval performance, scorecard and decision-system outcomes, and other portfolio indicators to identify risk trends and recommend changes for management review and approval. The manager partners with underwriting, operations, systems, compliance, collections, branches, dealers, and third-party originators to support consistent, data-informed, compliant lending decisions.
What You Will Do:
  • Ensures timely resolution of escalated branch or member issues and complaints.
  • Maintains working knowledge of regulatory compliance related to member services and financial services area to include (but not limited to): BSA reporting requirements, OFAC, USA Patriot ACT, Red Flags, Regulation CC, Regulation D, Regulation E, Truth in Savings, Truth in Lending, Privacy, etc.
  • Responsible for ensuring team members maintain regular contact with branches, brokers, dealerships and third-party vendors.
  • Identifies credit risk trends and prepares recommendations for policy, process, pricing, underwriting, or system enhancements for management review, approval, and escalation as appropriate.
  • Maintains a well-trained, efficient and productive team and ensure efforts are coordinated to meet performance.
  • Monitors assigned team's performance to established goals and provides regular updates to management regarding achievements, challenges, and recommended support needs.
  • Responsible for effective coaching and development of each team member.
  • Serves as an authority on vehicle tax and registration rules by geography, keeping abreast of changes as they are announced and communicating them to the team in a timely manner.
  • Supports defined goals and objectives by coordinating assigned initiatives, tracking progress, and preparing status updates. Supports the development and standardization of credit risk procedures, controls, and reporting practices approved, to improve consistency and effectiveness.
  • Works directly with the Department Managers to ensure efficiency and consistency across all consumer-lending areas.
  • Executes assigned consumer credit risk monitoring, portfolio review, underwriting quality review, and lending control activities under the direction of department executive.
  • Assumes responsibility for the day-to-day support and guidance to assigned staff.
  • Performs ongoing credit risk assessment of assigned consumer loan products and escalates material trends, exceptions, and recommended actions to the executives, including unsecured, secured, auto loans, credit cards and other related products and services.
  • Monitors and analyzes economic conditions, portfolio performance, delinquency, charge-off, approval, exception, and loss trends to support risk adjustments and management reporting.
  • Develops team member capability in credit risk assessment, portfolio analysis, risk mitigation, exception management, and critical thinking while escalating performance, resource, or authority matters to management.
  • Works with Systems and lending partners to test, validate, and document decision-manager rules, automated approvals, scorecard logic, and system controls approved by management or applicable governance authority.
  • Assumes responsibility for establishing and maintaining effective communication and coordination with Premier America staff and management.
  • Maintains a satisfactory or better audit review.
  • Adhere strictly to compliance and operational risk controls in accordance to Premier America's and regulatory standards, policies, and practices.
  • Stay informed of trends and changes in the Consumer Lending field.
  • Attend seminars and professional conferences as necessary.

Requirements
What We Are Looking For:
  • A minimum of three (3) years of similar or related experience.
  • Bachelor's degree in Finance, Accounting, Economics or related field.
  • Strong knowledge of consumer credit risk management, underwriting standards, credit policy, portfolio monitoring, loss mitigation, regulatory requirements, and Credit Union operations, practices, and procedures.
  • Knowledge of consumer loan origination systems, automated decisioning tools, core systems, credit bureau data, reporting tools, and portfolio analytics used to evaluate and monitor credit risk.
  • Ability to use a personal computer and related software applications including Microsoft Word and Excel.
  • Excellent communication (verbal and written) skills.
  • Excellent supervisory and training abilities.
  • Strong people management skills including providing feedback, performance management, and development of direct reports.
  • Strong organizational and problem-solving skills, with the ability to multi-task.
  • Ability to work well under pressure.
  • Ability to maintain an effective and efficient workflow.

Pay Grade Info :
The base pay range for this position is: $96k to $120k annually
Perks Important to You:
Our Team Members enjoy the following rewards and benefits:
• Competitive pay
• Subsidized health care including medical, dental and vision
• FSA and HSA
• Company-Paid Life and A&D insurance
• Discounts on loans (must be a member)
• Paid Vacation, Holiday, and Sick time
• 401k Retirement Saving Plan with a 6% safe harbor employer match
• Educational Assistance Program and more!
Equal Opportunity Employer - Veterans / Disabled
Drug-free Workplace

Apply