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Collateral Analyst Jobs in California (NOW HIRING)

Axos Bank

Sr. CRE Analyst

San Diego, CA · On-site

Performs complex financial or collateral analyses including modeling or projections analyses * Supports underwriting positions with conviction by presenting logical detailed analysis and metrics to ...

Axos Bank

Special Asset Analyst

San Diego, CA

$19 - $32/hr

Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses * Review ongoing financial and ...

Axos Bank

Special Asset Analyst

San Diego, CA · On-site

$19 - $32/hr

Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses * Review ongoing financial and ...

Axos Bank

Special Asset Analyst

San Diego, CA · On-site

$19 - $32/hr

Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses. * Review ongoing financial and ...

Axos Bank

Special Asset Analyst

San Diego, CA · On-site

$19 - $32/hr

Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses. * Review ongoing financial and ...

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All JobsCollateral Analyst JobsCollateral Analyst Jobs in California

Collateral Analyst information

See California salary details

$18

$37

$55

How much do collateral analyst jobs pay per hour?

As of Jun 17, 2026, the average hourly pay for collateral analyst in California is $37.62, according to ZipRecruiter salary data. Most workers in this role earn between $27.26 and $51.01 per hour, depending on experience, location, and employer.

How much do collateral analysts make?

Collateral analysts in New York City typically earn between $60,000 and $90,000 annually, depending on experience, certifications, and the employer. Entry-level positions may start around $50,000, while experienced analysts with specialized skills can earn higher salaries and bonuses.

What are some common challenges faced by Collateral Analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What Does a Collateral Analyst Do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What does a collateral analyst do?

A collateral analyst evaluates and manages the collateral assets backing loans or credit agreements to ensure they meet the required standards and value. They analyze financial documents, assess risk, and use tools like spreadsheets or specialized software to monitor collateral performance and compliance throughout the loan lifecycle.

What jobs pay 500,000 a year in the US?

High-level roles such as senior investment bankers, hedge fund managers, and certain executive positions in finance and technology can reach or exceed $500,000 annually. These roles typically require extensive experience, advanced skills, and often involve performance-based bonuses or profit sharing. Compensation varies widely depending on industry, location, and individual performance.

What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What jobs pay 200,000 a year in the USA?

In the USA, senior-level roles such as investment bankers, corporate lawyers, specialized physicians, and certain executive positions can earn $200,000 or more annually. For Collateral Analysts, reaching this salary level typically requires extensive experience, advanced certifications, and working in high-paying financial institutions or investment firms.

What are Collateral Analysts?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.
More about Collateral Analyst jobs
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What are popular job titles related to Collateral Analyst jobs in CA? For Collateral Analyst jobs in CA, the most frequently searched job titles are:
Collateral Analyst jobs near you
Infographic showing various Collateral Analyst job openings in California as of June 2026, with employment types broken down into 4% Locum Tenens, 66% Full Time, 17% Part Time, and 13% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $78,247 per year, or $37.6 per hour.
Onsite Collateral Analyst

Onsite Collateral Analyst

Carrington Holding Company, LLC

Orange, CA • On-site

$27.71/hr

Full-time

Medical, Retirement

Posted 15 days ago

Job description

Come join our amazing team and work in our Orange, CA office!

The Collateral Analyst will be responsible for collateral file reporting with all custodians of record as well as ensuring the accuracy of reporting for all collateral related data used for business purposes. Use multiple sources of data, systems, and tools to analyze collateral status and documentation, satisfy collateral exceptions, mitigate risk, and independently manage an assigned pipeline of work, while employing prescribed processes. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The pay for this position is $27.71 an hour.

What you'll do:

  • Perform audits of loan level collateral file documentation, exceptions, and inventory across multiple custodians of record through the analysis and reconciliation of documents, reports, and internal tracking systems. 
  • Independently resolve and/or correct exceptions related to missing, incorrect, unrecorded, illegible, damaged, or otherwise unusable documents required in a mortgage collateral file. 
  • Act as point of contact and escalation for pool and collateral level exception resolution.
  • Provide training support to team and business process.
  • Track and monitor file location and movement using database systems.
  • Familiar with MERS registered loans and effect on Assignment chain.  
  • Utilize Microsoft tools such as Excel and Visio for data analysis, reporting, and process flows.
  • Employ the highest levels of collateral documentation expertise to execute against business strategy, ensuring production objectives are achieved within the desired timeframe and risk tolerances. 
  • Apply a high degree of initiative-taking and resourcefulness to satisfy exceptions through various forms of documentation and/or data, within a specified timeframe.
  • Analyze assigned body of work for initial, final, and/or recertification of pools.
  • Create, manage, and maintain required daily, weekly, and monthly status reporting of assigned pools, collateral files, exceptions, collateral location, collateral movement, and pipeline. 
  • Prepares, organizes, maintains, and analyzes data for reporting to senior management on assigned pipeline, projects, and business processes. 
  • Perform analysis of reporting data for on-site inventory of collateral files and trailing documents. 
  • Work closely with custodians, vendors, and clients to ensure accurate and timely reconciliation of exceptions, data, initial certification, final certification, and/or recertification of pools, while providing the highest levels of service. 
  • Create and maintain documentation of processes, reports, applications, and procedures as per department policy.

What you'll need:

  • Bachelor's degree or equivalent work experience.
  • Two (2) or more years related experience in collateral, report development, data analysis, mortgage loss mitigation, and/or curing documentation.
  • Title Curative, Final certification and re-pooling experience a plus.
  • This is an onsite position in Orange, CA.

Our Company:

Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com.

What We Offer:

  • Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
  • Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
  • Customized training programs to help you advance your career.
  • Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
  • Educational Reimbursement.
  • Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

California Privacy Notice:  https://oag.ca.gov/privacy/ccpa

Notice to all applicants: Carrington does not do interviews or make offers via text or chat.

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