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Mortgage Analyst Jobs (NOW HIRING)

Quanta Search

Mortgage Analyst

Fort Lauderdale, FL · On-site

The Mortgage Analyst will be responsible for performing day-to-day tasks related to mortgage industry analysis and mortgage servicing. They will utilize their analytical skills to assess data ...

Quanta Search

Mortgage Analyst

Fort Lauderdale, FL · On-site

The Mortgage Analyst will be responsible for performing day-to-day tasks related to mortgage industry analysis and mortgage servicing. They will utilize their analytical skills to assess data ...

Pennymac

Mortgage Trading Analyst

Westlake Village, CA · On-site

$55K - $85K/yr

A Typical Day The Mortgage Trading Analyst will conduct extensive analysis on various mortgage portfolios & loan level data. As the Trading Analyst , you will also act as a junior supervised trader ...

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Mortgage Analyst information

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How much do mortgage analyst jobs pay per hour?

As of Jul 4, 2026, the average hourly pay for mortgage analyst in the United States is $36.19, according to ZipRecruiter salary data. Most workers in this role earn between $20.91 and $53.85 per hour, depending on experience, location, and employer.

How much income to qualify for a $200,000 mortgage?

A mortgage analyst would note that qualifying income depends on the lender's debt-to-income ratio, typically around 28-36%. For a $200,000 mortgage, assuming a 30-year term and 3.5% interest, the gross monthly income needed is approximately $5,500 to $6,500, meaning annual income of about $66,000 to $78,000. Borrowers should also have a good credit score and stable employment to meet qualification standards.

What Does a Mortgage Analyst Do?

As a mortgage analyst, your responsibilities are to assess the financial risks and rewards pertaining to the execution of a mortgage or loan application. You also determine how to mitigate the risks by suggesting ways for the mortgage lender to capitalize on the loan, such as by suggesting servicing transfers or passing on the servicing rights to another financial vendor. When dealing with commercial mortgage applicants, you might assess the financial institution’s loan inventory to determine how to capitalize on those loans to advanced credit to applicants.

What are the key skills and qualifications needed to thrive as a Mortgage Analyst, and why are they important?

To thrive as a Mortgage Analyst, you need strong analytical skills, attention to detail, and a background in finance or accounting, often supported by a relevant degree. Familiarity with mortgage underwriting software, financial modeling tools, and regulatory compliance systems is commonly required. Excellent communication, problem-solving abilities, and time management make someone stand out in this position. These skills ensure accurate risk assessment, informed decision-making, and effective collaboration with clients and stakeholders in the mortgage process.

How much does a loan officer make on a $500,000 loan?

A mortgage analyst or loan officer typically earns a commission or fee based on the loan amount, often around 0.5% to 1% of the loan. For a $500,000 loan, this could translate to $2,500 to $5,000 in fees or commissions, depending on the lender and compensation structure. Actual earnings vary based on experience, location, and the specific terms of the loan agreement.

What are some common challenges faced by Mortgage Analysts when assessing loan applications?

Mortgage Analysts often encounter challenges such as evaluating complex financial documents, assessing risk in non-standard borrower situations, and staying updated with ever-changing lending regulations. Balancing thorough risk assessment with competitive turnaround times can also be demanding, especially during high-volume periods. Developing strong communication skills is essential, as analysts frequently collaborate with underwriters, loan officers, and clients to clarify application details and ensure all necessary documentation is complete.

What is the difference between Mortgage Analyst vs Mortgage Underwriter?

AspectMortgage AnalystMortgage Underwriter
Primary RoleAnalyzes mortgage data, assesses risk, and prepares reports for decision-making.Reviews loan applications, verifies documentation, and approves or rejects mortgage loans.
Required CredentialsTypically requires a bachelor's degree; certifications like MLO or mortgage licensing may be beneficial.Requires similar credentials; often needs mortgage licensing and underwriting certifications.
Work EnvironmentOffice setting, often working with financial data and reports.Office environment, closely reviewing loan files and documentation.
Industry UsageCommonly employed by banks, mortgage companies, and financial institutions.Primarily employed by lenders and mortgage companies for loan approval processes.

While both roles operate within the mortgage industry and require similar credentials, a Mortgage Analyst focuses on analyzing data and assessing risk, whereas a Mortgage Underwriter reviews applications and makes approval decisions. Understanding these differences helps in choosing the right career path or job search focus.

How much does a mortgage broker make on a $500,000 mortgage?

A mortgage analyst or broker typically earns a commission based on a percentage of the loan amount, often around 0.5% to 1%. For a $500,000 mortgage, this could translate to $2,500 to $5,000 in commission, though actual earnings depend on the broker's agreement and the lender's policies.

What does a mortgage analyst do?

A mortgage analyst evaluates loan applications, reviews financial documents, and assesses borrower creditworthiness to determine loan eligibility. They analyze property values, ensure compliance with lending guidelines, and often use financial software to support decision-making in a fast-paced environment.
More about Mortgage Analyst jobs
What cities are hiring for Mortgage Analyst jobs? Cities with the most Mortgage Analyst job openings:
What are the most commonly searched types of Mortgage Analyst jobs? The most popular types of Mortgage Analyst jobs are:
Who are the top companies hiring for Mortgage Analyst jobs? The top employers for Mortgage Analyst jobs are:
What states have the most Mortgage Analyst jobs? States with the most job openings for Mortgage Analyst jobs include:
What job categories do people searching Mortgage Analyst jobs look for? The top searched job categories for Mortgage Analyst jobs are:
What are popular job titles related to Mortgage Analyst jobs? For Mortgage Analyst jobs, the most frequently searched job titles are:
Mortgage Analyst jobs near you
Infographic showing various Mortgage Analyst job openings in the United States as of June 2026, with employment types broken down into 93% Full Time, 6% Part Time, and 1% Contract. Highlights an 85% Physical, 3% Hybrid, and 12% Remote job distribution, with an average salary of $75,267 per year, or $36.2 per hour.

Mortgage Analyst

Quanta Search

Fort Lauderdale, FL • On-site

Other

Posted 7 days ago

Job description

Job description

We are seeking a Financial Analyst to analyze and interpret financial and market data. As a Financial Analyst you will be responsible for preparing financial reports, implementation of the budgeting and forecasting process, financial and variance analysis.

Role Description

This is a full-time role for a Mortgage Analyst at Mortgage Lender in Fort Lauderdale, FL. The Mortgage Analyst will be responsible for performing day-to-day tasks related to mortgage industry analysis and mortgage servicing. They will utilize their analytical skills to assess data, communicate effectively with stakeholders, and contribute to the underwriting process.

Qualifications

  • Mortgage Industry and Mortgage Servicing skills
  • Strong analytical skills
  • Effective communication skills
  • Experience in underwriting
  • Attention to detail
  • Ability to work independently and collaboratively
  • Proficient in relevant software and tools
  • Knowledge of regulatory requirements
  • Bachelor's degree in a related field

YOU'RE GOING TO

  • Assist in the preparation of financial reports
  • With the help of computer spreadsheets, draw charts and graphs to illustrate technical reports
  • Develop automated accounting and reporting applications to improve productivity
  • Analyze and interpret key financial measurements (revenue, expense, profit, cash, yield, assets, liabilities)
  • Interpret data on yield, price trends, risk, stability, economic influences, and other factors affecting company's investment programs
  • Analyze financial performance and develop financial models
  • Implement and perform budget and cashflow analysis
  • Monitor variances, follow up on discrepancies
  • Conduct business studies, review accounts, vendor reports, contractual terms, prices, and market oscillations
  • Communicate or liaise with direct management, finance personnel and other analysts in meeting task assigned by the company
  • Prepare ad-hoc analysis and reports as requested by the company

IT'S IMPORTANT TO US THAT YOU HAVE

  • Critical thinking and problem-solving abilities
  • Data analytics and good IT skills Proficiency in SPSS, big data analysis, MS Access, Excel, Power-Point, accounting software (Oracle, Longvision), project management software, financial modelling, and analysis applications
  • Good interpersonal skills, detail oriented, self-motivated, and organized
  • Well-grounded in portfolio management, financial modelling, and statistical concepts
  • Good research, quantitative, and analytical skills
  • Good communication and presentation skills verbal and oral
  • Ability to prioritize task, multitask, and work in a fast-paced environment
  • Minimum of two year experience in a financial-related role is required, mortgage industry experience preferred
  • Bachelor's degree in business, finance, accounting, or economics, or any finance related degree

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