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Mortgage Pricing Analyst Jobs (NOW HIRING)

Mortgage Pricing & Analysis: * Lock Desk management and sales support. * Update and import rates into Optimal Blue * Support updates in Optimal Blue * Support mortgage loan sale process. * Assist in ...

Pricing Analyst III - Remote

Philadelphia, PA · On-site +1

$80K - $120K/yr

Perform ad hoc analysis related to mortgage insurance pricing, CRT portfolio analysis and competitive analysis. * Competitive Position Analytics: Perform analysis to adjust pricing as needed in order ...

Senior Mortgage Trader

Chicago, IL · On-site

$120K/yr

Develop and maintain quantitative tools and analytics for strategy optimization. * Contribute to ... Deep understanding of mortgage pricing and risk metrics * Spec Pool Trading experience is required

$90 - $130/hr

Perform quantitative analytics used in balance sheet management, portfolio management and pricing models, including mortgage pricing and prepayment modeling, balance sheet funding and hedging ...

New

Develop and maintain quantitative tools and analytics for strategy optimization. * Contribute to ... Deep understanding of mortgage pricing and risk metrics * Spec Pool Trading experience is required

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Mortgage Pricing Analyst information

See salary details

$31K

$69.6K

$109K

How much do mortgage pricing analyst jobs pay per year?

As of Sep 3, 2026, the average yearly pay for mortgage pricing analyst in the United States is $69,640.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,000.00 and $80,500.00 per year, depending on experience, location, and employer.

What does a mortgage pricing analyst do?

A Mortgage Pricing Analyst is responsible for analyzing market data, interest rates, and competitor offerings to determine optimal pricing for mortgage products. They use statistical models and financial analysis to help lenders set rates that are both competitive and profitable. Their work ensures that mortgage products remain attractive to borrowers while also meeting the financial goals of the lending institution. This role often involves close collaboration with sales, risk management, and product development teams.

What are the key skills and qualifications needed to thrive as a mortgage pricing analyst, and why are they important?

To thrive as a Mortgage Pricing Analyst, you need strong analytical skills, a solid understanding of mortgage products, and a background in finance, economics, or mathematics. Familiarity with pricing engines, loan origination systems, and advanced Excel or data analytics tools is typically required, and certifications such as CFA or mortgage industry credentials can be beneficial. Attention to detail, problem-solving abilities, and effective communication set standout analysts apart in this role. These skills are important to ensure accurate pricing, mitigate risks, and support profitable lending decisions in a competitive mortgage market.

How does a mortgage pricing analyst typically collaborate with loan officers and other departments?

Mortgage Pricing Analysts work closely with loan officers, underwriting teams, and risk management to ensure that mortgage rates and products are accurately priced and competitive. They frequently provide real-time pricing updates, answer questions about rate sheets, and help troubleshoot pricing discrepancies. This role requires strong communication skills and the ability to explain complex pricing models to non-technical colleagues, ensuring seamless workflows and timely loan processing.

What is the difference between Mortgage Pricing Analyst vs Mortgage Underwriter?

AspectMortgage Pricing AnalystMortgage Underwriter
Primary RoleAnalyzes market data to set mortgage rates and pricing strategiesEvaluates loan applications to determine credit risk and approval
Required SkillsFinancial analysis, data modeling, market researchRisk assessment, attention to detail, credit analysis
Work EnvironmentFinance, analytics teams within banks or lendersLoan processing departments, underwriting teams
CertificationsTypically none required, but financial certifications helpfulMortgage licensing, sometimes risk or credit certifications

While both roles are essential in the mortgage industry, a Mortgage Pricing Analyst focuses on setting competitive mortgage rates through data analysis, whereas a Mortgage Underwriter assesses individual loan applications for approval based on credit risk. Understanding these differences helps job seekers target the right roles in the mortgage sector.

More about Mortgage Pricing Analyst jobs

What cities are hiring for Mortgage Pricing Analyst jobs?

Cities with the most Mortgage Pricing Analyst job openings:

Who are the top companies hiring for Mortgage Pricing Analyst jobs?

The top employers for Mortgage Pricing Analyst jobs are:

What states have the most Mortgage Pricing Analyst jobs?

States with the most job openings for Mortgage Pricing Analyst jobs include:

Infographic showing various Mortgage Pricing Analyst job openings in the United States as of August 2026, with employment types broken down into 98% Full Time, and 2% Contract. Highlights an 83% In-person, 3% Hybrid, and 14% Remote job distribution, with an average salary of $69,640 per year, or $33.5 per hour.

Lock Desk & Pricing Analyst

Risewell Homes

Englewood, CO

$62K - $72K/yr

Full-time

Medical, Dental, Vision

Re-posted 25 days ago


Job description

Position Summary:

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development and maintenance. This role requires experience in mortgage pricing, and strong math, analytical and technical skills.


Responsibilities:

Mortgage Pricing & Analysis:

  • Lock Desk management and sales support.
  • Update and import rates into Optimal Blue
  • Support updates in Optimal Blue
  • Support mortgage loan sale process.
  • Assist in the audit of the hedge model for data accuracy.

Market & Competitor Analysis:

  • Track competitor mortgage rates and lending trends to refine pricing strategies.
  • Provide data-driven insights and recommendations to senior management.

Reporting and analytics

  • Assist with the development and maintenance of Loan sale, pull through, reporting and analytics.
  • Run daily reports and models for forwards and pricing analytics.
  • Support Post closing with report and analytics development.

Personal Professional Standards:

  • Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.
  • Strive for teamwork and cooperation and actively participate in goals for self-improvement.


Key Qualifications:

Education & Experience:

  • Bachelors degree preferred in Finance, Economics, Mathematics, or a related field.
  • 1+ years of experience in mortgage pricing, and secondary marketing preferred.

Technical Skills:

  • Proficiency in Excel and Microsoft products.
  • Experience with mortgage pricing engines like Optimal Blue preferred.


Base Salary:

The expected base salary for this position is between $62,000 to $72,000 per year, depending on experience and skillset. Base salary is paid bi-weekly.


Why Work for Universal Lending Corporation:
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation, you can work with other passionate, purposeful, and customer-centric people, all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers a competitive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.


Physical Requirements:

This is primarily a sedentary position. Requires the ability to hear, type and talk. Finger dexterity is required to operate a computer keyboard. The primary work location is a corporate office with low to moderate noise levels.

The physical demands and work environment characteristics described are representative of those that must be met by an employee to successfully perform the essential functions of the position. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.


Supervisory Responsibilities:

This position does not supervise other employees.


Travel Requirements:

Occasional travel may be required. A valid drivers license and active vehicle insurance is required at all times.


FLSA Classification: Exempt


Disclaimer:
Universal Lending Corporation is an equal opportunity employer. Candidates must be authorized to work in the United States. The statements above are intended to describe the general nature and level of work being performed by individuals assigned to this role. Management retains the discretion to add, modify, or remove job duties at any time.