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Private Mortgage Insurance Jobs (NOW HIRING)

Seacoast Bank

Mortgage Loan Underwriter

Miami, FL

Prepare and submit mortgage insurance (MI) packages to private mortgage insurance companies for loans requiring MI approval outside delegated authority. * Maintain current knowledge of agency ...

Seacoast Bank

Mortgage Loan Underwriter

Naples, FL

Prepare and submit mortgage insurance (MI) packages to private mortgage insurance companies for loans requiring MI approval outside delegated authority. * Maintain current knowledge of agency ...

First Financial

The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance ...

First Financial

Mortgage Loan Officer

Hereford, TX

The incumbent has extensive contacts on a daily basis with Bank customers and personnel as well as outside contact with real estate brokers, builders, title companies, private mortgage insurance ...

Seacoast Bank

Mortgage Loan Underwriter

Miami, FL · On-site

Prepare and submit mortgage insurance (MI) packages to private mortgage insurance companies for loans requiring MI approval outside delegated authority. * Maintain current knowledge of agency ...

Seacoast Bank

Mortgage Loan Underwriter

Stuart, FL · On-site

Prepare and submit mortgage insurance (MI) packages to private mortgage insurance companies for loans requiring MI approval outside delegated authority. * Maintain current knowledge of agency ...

Seacoast Bank

Mortgage Loan Underwriter

Miami, FL

Prepare and submit mortgage insurance (MI) packages to private mortgage insurance companies for loans requiring MI approval outside delegated authority. * Maintain current knowledge of agency ...

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How much do private mortgage insurance jobs pay per hour?

As of Aug 27, 2026, the average hourly pay for private mortgage insurance in the United States is $30.69, according to ZipRecruiter salary data. Most workers in this role earn between $30.05 and $30.05 per hour, depending on experience, location, and employer.

What is private mortgage insurance?

Private Mortgage Insurance, or PMI, is a type of insurance that protects lenders if a borrower defaults on a conventional mortgage loan. PMI is typically required when a homebuyer makes a down payment of less than 20% of the home's purchase price. It does not protect the buyer; instead, it allows them to qualify for a mortgage with a lower down payment. PMI can be paid as a monthly premium, a one-time upfront premium, or a combination of both, and it can often be canceled once the homeowner has built up sufficient equity in their home.

What are the key skills and qualifications needed to thrive as a private mortgage insurance specialist, and why are they important?

To thrive as a Private Mortgage Insurance Specialist, you need a solid understanding of mortgage lending, risk assessment, and insurance regulations, often backed by a degree in finance, business, or a related field. Familiarity with loan origination systems, mortgage underwriting software, and relevant industry certifications such as Certified Mortgage Banker (CMB) are commonly required. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart. These skills are crucial for accurately assessing risk, ensuring compliance, and facilitating smooth mortgage transactions between lenders, insurers, and borrowers.

What are some common challenges faced by professionals working in private mortgage insurance, and how can they be addressed?

Professionals in Private Mortgage Insurance often encounter challenges such as assessing borrower risk accurately, staying updated with changing regulations, and managing relationships with lenders and borrowers. Navigating fluctuating housing markets and ensuring compliance with industry standards can also be demanding. To address these challenges, PMI professionals benefit from ongoing training, strong analytical skills, and clear communication with underwriting teams and external partners. Building expertise in risk assessment and regulatory compliance helps ensure success and career growth in this field.

What is the difference between Private Mortgage Insurance vs Mortgage Underwriter?

AspectPrivate Mortgage InsuranceMortgage Underwriter
Primary RoleProtects lenders by insuring high-risk loansEvaluates loan applications to assess risk and approve or deny loans
Required CredentialsNo specific certifications; knowledge of mortgage policiesTypically requires mortgage or financial certifications and experience
Work EnvironmentInsurance companies, lenders, or mortgage brokersBanking institutions, mortgage companies, or lenders
Industry UsageCommonly discussed in mortgage lending and loan approval processesIntegral to loan approval and risk assessment processes

Private Mortgage Insurance (PMI) protects lenders when borrowers make a down payment of less than 20%. Mortgage Underwriters evaluate loan applications to determine risk and approve or deny loans. While PMI is an insurance product, underwriters are professionals assessing loan eligibility. Both roles are essential in the mortgage industry but serve different functions.

More about Private Mortgage Insurance jobs

What cities are hiring for Private Mortgage Insurance jobs?

Cities with the most Private Mortgage Insurance job openings:

What states have the most Private Mortgage Insurance jobs?

States with the most job openings for Private Mortgage Insurance jobs include:

What job categories do people searching Private Mortgage Insurance jobs look for?

The top searched job categories for Private Mortgage Insurance jobs are:

Private Mortgage Insurance jobs near you
Infographic showing various Private Mortgage Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $63,838 per year, or $30.7 per hour.

Servicing Representative - Tax Specialist

SERVION INC

New Brighton, MN • On-site

$22.49 - $29.87/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 6 days ago

Job description

Description

SUMMARY:


Extensive administrative work involved in the Tax Administration operations of the Servicing Department. Coordination of various functions of property tax and escrow analysis including but not limited to private mortgage insurance (PMI), mortgage insurance premium (MIP), lease rent and investor guidelines. Work is involves servicing the mortgage loans and providing direct member service to the borrowers. Primary contacts include borrowers, investors and vendors.

ESSENTIAL RESPONSIBILITIES & DUTIES:

Entry Level

  • Monitors property tax vendor for compliance with investor guidelines.
  • Disburses property tax payments, private mortgage insurance (PMI), mortgage insurance (MIP) premiums in a timely manner.
  • Prepares bank account transfers.
  • Complete annual escrow analysis by state.
  • Monitors timely payment of non-escrow items; pay bills, enforce coverage and establish escrow accounts as necessary.

Senior Level (all above plus)

  • Responsible for the training of new and current Tax Administration Specialists.
  • Handle escalated tax administration matters includes researching and providing resolution to the borrower or investor.
  • Monitors tax vendor for compliance with investor guidelines.
  • Serve as a resource for other Tax Administration Specialists regarding Tax Administration operations, policies or procedures.
  • Execute account resolution according to investor and MI specifications
  • Primary contact for tax vendor

ESSENTIAL DUTIES, KNOWLEDGE, SKILLS, ABILITIES:

Required:

  • Thorough knowledge of first mortgage real estate lending practices, including federal regulatory requirements, state regulations, agency and Credit Union requirements.
  • Familiarity with AllRegs.
  • MS Office
  • Proficiency with mortgage loan software
  • Reporting, letter preparation, group presentation and other related communications skills.
  • Ability to define problems, collect data, establish facts and draw valid conclusions.
  • Ability to attend meetings or perform other assignments at locations outside the office, if necessary.

Preferred:

  • Experience with Lereta.  
  • Experience with ARCH, US Department of HUD, United Guaranty, Genworth, Radian and MGIC private mortgage insurance carriers.

COMPENSATION: $22.49 - $29.87 per hour. 

The Servion Group has provided a salary range that represents its good faith estimate of what the company may pay for the position at the time of posting. The specific salary offered will be determined based on factors such as the qualifications of the selected candidate, departmental budget, internal salary equity considerations, and available market information.


General Description of Benefits:
All full-time employees are eligible for Medical Insurance, Telehealth Services, Dental Insurance, Vision Insurance, Life Insurance, Short-term Disability, Long-term Disability, Legal and Identity Theft Protection, Critical Illness Insurance, Hospital Insurance, Accident Insurance, Participation in 401k Plan with up to 5% company match, and Discretionary Bonus Possible but not guaranteed.

Requirements

PREFERRED QUALIFICATIONS:

  • Education: High School Diploma
  • Experience: Entry level 1-3 years in mortgage industry; Sr level 3-5 years.
  • Licenses/Certifications: None

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