As a mortgage analyst, your responsibilities are to assess the financial risks and rewards pertaining to the execution of a mortgage or loan application. You also determine how to mitigate the risks by suggesting ways for the mortgage lender to capitalize on the loan, such as by suggesting servicing transfers or passing on the servicing rights to another financial vendor. When dealing with commercial mortgage applicants, you might assess the financial institution’s loan inventory to determine how to capitalize on those loans to advanced credit to applicants.