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Dscr Lender Jobs (NOW HIRING)

DSCR Loan Processor

Thousand Oaks, CA · On-site +1

$28 - $30/hr

Anchor Loans, established in 1998, is the nation's leading private, direct lender to experienced ... The roleincludes pre-underwriting DSCR loan files to confirm eligibility, structure, and ...

Anchor Loans, established in 1998, is the nation's leading private, direct lender to experienced ... The roleincludes pre-underwriting DSCR loan files to confirm eligibility, structure, and ...

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Dscr Lender information

See salary details

$11K

$69.5K

$117.5K

How much do dscr lender jobs pay per year?

As of Aug 22, 2026, the average yearly pay for dscr lender in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What is a DSCR lender?

A DSCR lender is a financial institution or private lender that offers loans based on the Debt Service Coverage Ratio (DSCR) rather than personal income. These loans are primarily used by real estate investors, as they focus on the property's ability to generate enough rental income to cover the mortgage payments. DSCR lenders evaluate the property's income versus its expenses and debt obligations, making it easier for investors who may not qualify for traditional loans. This type of lending is popular for purchasing or refinancing investment properties, especially for those with multiple properties or complex finances.

What are the key skills and qualifications needed to thrive as a DSCR lender?

To thrive as a DSCR Lender, you need a solid understanding of commercial real estate finance, loan underwriting, and risk assessment, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination software, financial modeling tools, and knowledge of relevant regulations are important technical competencies. Strong analytical skills, attention to detail, and effective communication are crucial soft skills for building client relationships and ensuring accurate evaluations. These abilities are essential for making sound lending decisions, minimizing risk, and supporting successful client outcomes in the competitive lending industry.

How does a DSCR lender typically collaborate with real estate investors and underwriting teams during the loan approval process?

As a DSCR Lender, close collaboration with real estate investors and underwriting teams is essential throughout the loan approval process. You will often analyze property cash flows with investors to determine loan eligibility and communicate directly with underwriters to ensure all documentation, risk assessments, and financial ratios meet lending guidelines. Effective communication and attention to detail are crucial, as you’ll be coordinating multiple parties to facilitate timely and accurate loan closings. Building strong relationships with investors and internal teams can also open doors to future deals and professional growth.

What is the difference between Dscr Lender vs Loan Officer?

AspectDSCR LenderLoan Officer
Required CredentialsTypically requires lending licenses, financial analysis skillsRequires mortgage licensing, sales skills
Work EnvironmentFinancial institutions, commercial lendingMortgage brokerages, banks, lending offices
Industry UsageUsed in commercial and real estate lendingUsed in residential and some commercial lending
Search & Comparison IntentUnderstanding commercial lending criteriaLearning about residential mortgage processes

DSCR Lenders focus on debt service coverage ratios to evaluate loan viability, mainly in commercial real estate. Loan Officers assist clients through the mortgage process, primarily in residential lending. While both roles involve lending, DSCR Lenders analyze financial metrics for large-scale projects, whereas Loan Officers handle client interactions and loan applications.

More about Dscr Lender jobs

What cities are hiring for Dscr Lender jobs?

Cities with the most Dscr Lender job openings:

What states have the most Dscr Lender jobs?

States with the most job openings for Dscr Lender jobs include:

Infographic showing various Dscr Lender job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 96% Full Time, and 2% Contract. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.

Senior Account Executive/Loan Officer - Brick City Capital

Leverage Companies

Newark, NJ • On-site

$40K/yr

Full-time

Re-posted 13 days ago


Job description

Please be advised that Leverage Companies does not accept unsolicited resumes or services from third-party recruitment agencies. In the event that a recruiter or agency submits a resume or candidate without a prior agreement, Leverage Companies explicitly reserves the right to pursue and hire those candidates without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted directly to employees, shall be deemed the property of Leverage Companies.
About Leverage Companies:
Leverage Companies is a dynamic real estate private equity platform on a mission to create millionaires through real estate. We operate a vertically integrated ecosystem comprised of these divisions. Founded in 2018 proudly headquartered in Newark, NJ, we are scaling rapidly and building a world-class team committed to operational excellence, bold growth, and long-term impact.
About Brick City Capital:
Brick City Capital is a premier business-purpose lender to residential real estate investors and developers. We specialize in Debt Service Coverage Ratio (DSCR) loans for residential investment properties. BCC is the lending platform of Leverage Companies, backed by the TLC Opportunity Debt Fund and institutional capital partners and we offer a full non-QM product suite.
Why we love working at Leverage Companies:
At Leverage Companies, integrity, entrepreneurial drive, and a commitment to excellence shape everything we do. We move with accountability and ownership, pushing innovation forward through collaboration and a culture that's truly out of this world. Fast-paced and mission-driven, we offer real opportunities for growth and a team environment where both collective wins and individual achievements are celebrated.
Our Track Record:
  • $800M+ in total funding
  • 18-day average closing timeline
  • 85%+ close rate with an 80% repeat borrower rate
  • NPLA 2025 Innovator of the Year
  • Scotsman Guide Top DSCR Lender & #1 fastest-growing DSCR lender
  • Market-Leading Product: Pricing in the 5's with a full DSCR and non-QM product mix

How to Apply?
To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.
The Opportunity:
This is not an SDR seat or a "figure it out" position. You will own a book of investor and broker relationships, working a high-intent pipeline of DSCR and non-QM business. You will plug directly into a proven, AI-driven funnel and an elite operations team.
Our compensation structure is designed specifically for top performers to exceed $500k+. The first 30-60 days are rigorously designed to ensure you are fully dialed into our product set, credit box, and proprietary process. Once you are hitting your stride, we offer flexibility centered around your production and impact.
What you will do:
  • Manage and grow a high-volume pipeline of real estate investors and brokers.
  • Lead and own the full sales cycle, from discovery, structuring, quoting, shepherding through underwriting, and clearing to close.
  • Work closely with Ops, Credit, and Marketing to move viable files fast and identify "dead" deals early.
  • Educate partners on our diverse product set, including bank statements, DSCR seconds, non-warrantable condos, SFR portfolios, STRs, and small-balance multi-family (up to 25 units).
  • Consistently hit and exceed monthly funded volume and revenue targets.
  • Maintain precise updates in Salesforce to ensure seamless execution by Ops and accurate forecasting for leadership.
  • Represent Brick City Capital at key industry events, trade shows, and broker meetings.
  • Compensation Range: Base salary of $40,000/year + aggressive variable cash compensation. On-target earnings for top performers is $300,000-$500,000+ per year.

What we are looking for:
  • An individual who resides in the state of NJ, NY, CT, FL, AZ, TX, or IN.
  • 3+ years of proven experience and success track record in private/non-QM/DSCR/investor lending.
  • Documented track record of consistent (over)production, such as funded volume.
  • Demonstrated expertise in complex DSCR loan structuring, portfolio management, and navigating intricate lending scenarios.
  • In-depth knowledge of market trends, property valuation, and investment analysis.
  • High personal standards and ownership mentality.
  • Strong analytical, financial modeling, leadership, communication, and mentoring skills.

What we look for in all our employees:
  • A demonstrated track record of winning; we never stop at "just enough"
  • An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new
  • A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing
  • A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same
  • An unwavering sense of integrity; an individual who roots oneself with a core belief that how one does anything is how one does everything

Additional Information:
Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, please email hr@leveragecompanies.com
Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ or a hybrid set up may be arranged.