ZipRecruiter

Log In

1

Dscr Lender Jobs (NOW HIRING)

Remote Lender

Loan Processor

$100 - $200/hr

Are you an experienced, detail-oriented NonQM/DSCR mortgage loan processor who can successfully aid ... lender underwriting department for approval or denial • Work with the borrower to gather ...

Asset Based Lending LLC

DSCR Loan Officer

Jersey City, NJ · On-site

$50K/yr

... as DSCR rental loans for long term investors. We have closed thousands of loans since we began ... lender in the country. Our Mission is Simple: * Make Good Loans * Provide Exceptional Service ...

Apply Early

Park Place Finance, LLC

Loan Processor (DSCR / RTL)

$19.25 - $25.50/hr

Park Place Finance is a fast-growing, nationwide private lender specializing in fix-and-flips, ground-up construction, and DSCR loans. But what truly sets us apart is how we do it. Our culture is ...

Park Place Finance, LLC

Loan Processor (DSCR / RTL)

$19.25 - $25.50/hr

Park Place Finance is a fast-growing, nationwide private lender specializing in fix-and-flips, ground-up construction, and DSCR loans. But what truly sets us apart is how we do it. Our culture is ...

Park Place Finance

Loan Processor (DSCR / RTL)

$19.25 - $25.50/hr

Park Place Finance is a fast-growing, nationwide private lender specializing in fix-and-flips, ground-up construction, and DSCR loans. But what truly sets us apart is how we do it. Our culture is ...

next page

Showing results 1-20

All JobsDscr Lender Jobs

Dscr Lender information

See salary details

$11K

$69.5K

$117.5K

How much do dscr lender jobs pay per year?

As of Jul 4, 2026, the average yearly pay for dscr lender in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What is the difference between Dscr Lender vs Loan Officer?

AspectDSCR LenderLoan Officer
Required CredentialsTypically requires lending licenses, financial analysis skillsRequires mortgage licensing, sales skills
Work EnvironmentFinancial institutions, commercial lendingMortgage brokerages, banks, lending offices
Industry UsageUsed in commercial and real estate lendingUsed in residential and some commercial lending
Search & Comparison IntentUnderstanding commercial lending criteriaLearning about residential mortgage processes

DSCR Lenders focus on debt service coverage ratios to evaluate loan viability, mainly in commercial real estate. Loan Officers assist clients through the mortgage process, primarily in residential lending. While both roles involve lending, DSCR Lenders analyze financial metrics for large-scale projects, whereas Loan Officers handle client interactions and loan applications.

What is a DSCR lender?

A DSCR lender is a financial institution or private lender that offers loans based on the Debt Service Coverage Ratio (DSCR) rather than personal income. These loans are primarily used by real estate investors, as they focus on the property's ability to generate enough rental income to cover the mortgage payments. DSCR lenders evaluate the property's income versus its expenses and debt obligations, making it easier for investors who may not qualify for traditional loans. This type of lending is popular for purchasing or refinancing investment properties, especially for those with multiple properties or complex finances.

What are the key skills and qualifications needed to thrive as a DSCR Lender, and why are they important?

To thrive as a DSCR Lender, you need a solid understanding of commercial real estate finance, loan underwriting, and risk assessment, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination software, financial modeling tools, and knowledge of relevant regulations are important technical competencies. Strong analytical skills, attention to detail, and effective communication are crucial soft skills for building client relationships and ensuring accurate evaluations. These abilities are essential for making sound lending decisions, minimizing risk, and supporting successful client outcomes in the competitive lending industry.

How does a DSCR Lender typically collaborate with real estate investors and underwriting teams during the loan approval process?

As a DSCR Lender, close collaboration with real estate investors and underwriting teams is essential throughout the loan approval process. You will often analyze property cash flows with investors to determine loan eligibility and communicate directly with underwriters to ensure all documentation, risk assessments, and financial ratios meet lending guidelines. Effective communication and attention to detail are crucial, as you’ll be coordinating multiple parties to facilitate timely and accurate loan closings. Building strong relationships with investors and internal teams can also open doors to future deals and professional growth.
More about Dscr Lender jobs
What cities are hiring for Dscr Lender jobs? Cities with the most Dscr Lender job openings:
What states have the most Dscr Lender jobs? States with the most job openings for Dscr Lender jobs include:
What job categories do people searching Dscr Lender jobs look for? The top searched job categories for Dscr Lender jobs are:
Dscr Lender jobs near you
Infographic showing various Dscr Lender job openings in the United States as of June 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 57% Physical, 2% Hybrid, and 41% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.
Mortgage Loan Processor - Brick City Capital

Mortgage Loan Processor - Brick City Capital

Leverage Companies

Newark, NJ • On-site

$800/day

Other

Posted 21 days ago

Job description

Please be advised that Leverage Companies does not accept unsolicited resumes or services from third-party recruitment agencies. In the event that a recruiter or agency submits a resume or candidate without a prior agreement, Leverage Companies explicitly reserves the right to pursue and hire those candidates without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted directly to employees, shall be deemed the property of Leverage Companies.
About Brick City Capital:
Brick City Capital is a private real estate lender built by investors, for investors. We don't just fund deals; we outpace the market. We are scaling rapidly the Greater NY area for proven producers who want to lean into a high-growth, tech-driven environment.
We operate a vertically integrated ecosystem comprising of these divisions.
Founded in 2018 proudly headquartered in Newark, NJ, we are scaling rapidly and building a world-class team committed to operational excellence, bold growth, and long-term impact.
Why We Love Working at Brick City Capital:
We have integrity, entrepreneurial drive, and a commitment to excellence shape everything we do. We move with accountability and ownership, pushing innovation forward through collaboration and a culture that's truly out of this world. Fast-paced and mission-driven, we offer real opportunities for growth and a team environment where both collective wins and individual achievements are celebrated.
Our Track Record:
  • $800M+ in total funding
  • 18-day average closing timeline
  • 85%+ close rate with an 80% repeat borrower rate
  • NPLA 2025 Innovator of the Year
  • Scotsman Guide Top DSCR Lender & #1 fastest-growing DSCR lender
  • Market-Leading Product: Pricing in the 5's with a full DSCR and non-QM product mix
How to Apply?
To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.
The Opportunity:
The Mortgage Loan Processor is responsible for independently managing a pipeline of mortgage loan files, including the review, verification, and validation of financial, credit, and property documentation to ensure accuracy, completeness, and compliance with company policies and investor guidelines. This role handles more complex loan scenarios and serves as a key contributor to maintaining efficient loan progression in a fast-paced environment This is not just a typical processing, paper gathering position. You will quarterback the entire loan lifecycle, working a high-intent pipeline of DSCR and non-QM business.
What you will do:
Processing and Transaction Management:
  • Execute and oversee the processing of loan transactions, ensuring accuracy and compliance with internal policies and regulatory standards primarily focused on document collection and verification
  • Collaborate with various teams to streamline processing workflows and identify opportunities for efficiency improvements
Pricing Analysis:
  • Conduct comprehensive pricing analysis on various loan products to support informed decision-making
  • Stay abreast of market trends, competitive pricing, and economic indicators to adjust pricing strategies accordingly
Account Management:
  • Serve as a primary point of contact for assigned client accounts, addressing inquiries, providing updates, and ensuring overall client satisfaction
  • Collaborate with clients to understand their financial goals and tailor solutions to meet their individual needs
Data Analysis and Reporting:
  • Utilize analytical tools and software to extract, analyze, and interpret financial data, providing insights for strategic decision-making
  • Generate regular reports for internal and external stakeholders, highlighting key performance indicators and trends
Risk Management:
  • Work closely with the underwriting team to identify potential risks associated with processing and pricing activities
  • Develop and implement risk mitigation strategies to safeguard the interests of the company
Salary Range: $60,000 + variable cash compensation component
What you will get:
  • A realistic $90k-$120k/year cash OTE for top-tier producers.
  • No Gimmicks: An aggressive, production-based commission structure with an uncapped upside.
  • The Platform: Benefit from an 85%+ close rate and massive borrower loyalty.
  • Lead Flow: Access to a proven AI-driven marketing and follow-up funnel that feeds you real opportunities, not just "noise".
What you will bring to the table:
  • 1+ years of proven experience and success track record in private/non-QM/DSCR/investor lending.
  • Documented track record of consistent (over)production, such as files volume.
  • Demonstrated expertise in complex DSCR loan structuring, portfolio management, and navigating intricate lending scenarios.
  • In-depth knowledge of market trends, property valuation, and investment analysis.
  • High personal standards and ownership mentality.
  • Strong analytical, financial modeling, leadership, communication, and mentoring skills.
What we look for in all our employees:
  • A demonstrated track record of winning; we never stop at "just enough"
  • An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new
  • A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing
  • A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same
  • An unwavering sense of integrity; an individual who roots oneself with a core belief that how one does anything is how one does everything

Additional Information:
Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, please email hr@leveragecompanies.com
Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged.

Apply