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Entry Level Mortgage Analyst Jobs (NOW HIRING)

$60 - $85/hr

... experience * Entry level professional with 0-2 years of industry and/or relevant experience ... Experience in financial services or mortgage industry preferred * Hybrid role (2 days in office ...

New

To provide operational support for Management, Supervisory staff, Mortgage Loan Officers (MLOs ... Basic skill analyzing and organizing problems or work processes **NO Time Off for 6 Months*

To provide operational support for Management, Supervisory staff, Mortgage Loan Officers (MLOs ... Basic skill analyzing and organizing problems or work processes **NO Time Off for 6 Months*

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Entry Level Mortgage Analyst information

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$14

$38

$68

How much do entry level mortgage analyst jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for entry level mortgage analyst in the United States is $38.63, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $48.32 per hour, depending on experience, location, and employer.

What is the difference between Entry Level Mortgage Analyst vs Mortgage Underwriter?

AspectEntry Level Mortgage AnalystMortgage Underwriter
Required CredentialsHigh school diploma or bachelor's; some certificationsHigh school diploma; often requires mortgage-specific certifications
Work EnvironmentOffice setting, analyzing loan dataOffice setting, reviewing loan applications and risk
Employer & Industry UsageMortgage lenders, banks, financial institutionsMortgage lenders, banks, mortgage companies
Common Search & ComparisonYesYes

The main difference is that Entry Level Mortgage Analysts focus on analyzing loan data and supporting the mortgage process, while Mortgage Underwriters assess risk and approve or deny loan applications. Both roles are essential in the mortgage industry and often work closely together, but they differ in responsibilities and focus areas.

How to get into the entry level mortgage analyst industry with no experience?

Entry level mortgage analysts typically need strong analytical skills, attention to detail, and basic knowledge of financial concepts. Gaining relevant skills through online courses, certifications like mortgage licensing or finance fundamentals, and internships can improve chances; familiarity with mortgage software and data analysis tools is also beneficial.
More about Entry Level Mortgage Analyst jobs

What are the most commonly searched types of Mortgage Analyst jobs?

The most popular types of Mortgage Analyst jobs are:

Infographic showing various Entry Level Mortgage Analyst job openings in the United States as of August 2026, with employment types broken down into 89% Full Time, 6% Part Time, and 5% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $80,350 per year, or $38.6 per hour.

Full-time

Posted 6 days ago


Job description

Description

This is an entry level position with the Lock Desk Division. Lock Desk Analysts provide specialized analytical support to Loan Officers in the management of their rate lock process for residential mortgages on the secondary mortgage market. Analysts are responsible for reviewing and verifying lock requests, committing loans to investors, distributing confirmations, entering data accurately and efficiently in multiple loan origination systems, pricing loan scenarios in multiple products and pricing engines, and for routinely identifying issues, compiling and analyzing data and creating reports. 

Key Responsibilities: 

  • Validate and confirm lock requests from Loan Originators. 
  • Respond to customer queries regarding pricing, lock rates, and programs. 
  • Assure the validity/integrity of the rate lock request. 
  • Commit loans to aggregators and agencies. 
  • Take out commitments for delivery of loans to an end investor. 
  • Assist with the funding and delivery of committed loans to end investor. 
  • Take directions from Lock Desk Manager for current MBS market conditions and to issue re-priced rate sheets and lock/unlock loans accordingly. 
  • Manage database to ensure accurate information is being reported. 
  • Validate and reconcile loans purchased from investors. 
  • Able to comply with the policies and procedures outlined in the Company Handbook  
  • Perform other duties as assigned.

Requirements

  • High School Diploma required; bachelor's degree preferred 
  • 0-2 years of related experience 
  • Encompass experience preferred 
  • Working knowledge of Microsoft Office products 
  • Proficient in data entry and management 
  • Mortgage lending experience required; preferred in insuring government FHA, VA loans 
  • Understanding of mortgage loan documents (i.e. HUD-1, Form 1009, 92900A, Appraisals, Compliance Inspection Reports, HECM Counseling Certificate, GFE, Title Policies, Homeowner Insurance Policies, etc.) 
  • Working knowledge of Microsoft Office, e.g. Excel, Word, and Outlook (required)