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Mortgage Processing Officer Jobs (NOW HIRING)

Mortgage Processing

Troy, MI ยท On-site

$22 - $25/hr

Coordinate with loan officers, underwriters, escrow officers, and clients to gather necessary ... Manage loan processing workflows using Encompass or similar mortgage software platforms, tracking ...

Mortgage Loan Processor

Westborough, MA ยท On-site

$41K - $56K/yr

The successful candidate will bring 3+ years of mortgage processing experience, demonstrate excellent communication skills, and work effectively with loan officers and clients in a fast-paced ...

Mortgage Loan Processor

Westborough, MA ยท On-site

$41K - $56K/yr

The successful candidate will bring 3+ years of mortgage processing experience, demonstrate excellent communication skills, and work effectively with loan officers and clients in a fast-paced ...

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Mortgage Processing Officer information

See salary details

$23K

$79.8K

$135.5K

How much do mortgage processing officer jobs pay per year?

As of Sep 4, 2026, the average yearly pay for mortgage processing officer in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between Mortgage Processing Officer vs Mortgage Underwriter?

AspectMortgage Processing OfficerMortgage Underwriter
Primary RolePrepares and verifies loan documents, gathers borrower informationAssesses risk and approves or denies loan applications
Required SkillsAttention to detail, document review, customer communicationRisk analysis, financial assessment, decision-making
Work EnvironmentLoan processing departments, banks, mortgage companiesLoan approval teams, financial institutions
CertificationsOften no formal certification required, but knowledge of mortgage processes helpfulCertifications like CE or underwriter licenses beneficial

While both roles are integral to mortgage lending, the Mortgage Processing Officer focuses on preparing and verifying loan documents, ensuring all borrower information is complete. The Mortgage Underwriter evaluates the risk of the loan application and makes approval decisions. Understanding these differences helps in choosing the right career path or job search focus.

Is mortgage processing a stressful job?

Mortgage processing is often considered a demanding role due to tight deadlines, detailed documentation, and the need for accuracy. Processing officers must manage multiple applications simultaneously, which can lead to high-pressure situations, especially during busy periods or when dealing with complex cases. Strong organizational skills and attention to detail help mitigate stress in this position.
More about Mortgage Processing Officer jobs

What cities are hiring for Mortgage Processing Officer jobs?

Cities with the most Mortgage Processing Officer job openings:

What states have the most Mortgage Processing Officer jobs?

States with the most job openings for Mortgage Processing Officer jobs include:

Infographic showing various Mortgage Processing Officer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $79,825 per year, or $38.4 per hour.

Mortgage Processing

EXPERT MORTGAGE LENDING LLC

Troy, MI โ€ข On-site

$22 - $25/hr

Full-time

Medical, Dental, Vision, PTO

Posted 14 days ago


Key responsibilities

  • Review and verify loan documentation to ensure accuracy and completeness.

  • Coordinate with loan officers, underwriters, escrow officers, and clients to gather information and resolve discrepancies.

  • Manage loan processing workflows using mortgage software platforms from application to closing.


Job description

Benefits:
  • Dental insurance
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Vision insurance

Job description:

Overview
Join our dynamic team as a Mortgage Processing Specialist and become a vital part of the home financing journey! In this role, you will be responsible for managing the end-to-end processing of mortgage applications, ensuring all documentation and compliance requirements are meticulously met. Your expertise will help streamline loan approvals, support loan officers, and uphold the highest standards of financial and regulatory compliance. This position offers an exciting opportunity to work within a fast-paced, customer-focused environment dedicated to helping clients achieve their homeownership goals through industry-leading mortgage services.
Duties
  • Review and verify loan documentation, including credit reports, income statements, asset statements, and appraisal reports to ensure accuracy and completeness.
  • Coordinate with loan officers, underwriters, escrow officers, and clients to gather necessary information and clarify any discrepancies in loan files.
  • Ensure all mortgage files comply with FNMA (Fannie Mae), TRID (TILA-RESPA Integrated Disclosure), FHA (Federal Housing Administration), VA (Veterans Affairs), and other relevant regulations.
  • Prepare and submit loan packages for underwriting approval while maintaining strict adherence to lending guidelines and fair housing regulations.
  • Manage loan processing workflows using Encompass or similar mortgage software platforms, tracking progress from application to closing.
  • Conduct credit analysis to assess borrower eligibility, including evaluating credit reports and debt-to-income ratios.
  • Maintain clear internal communication channels to update stakeholders on loan status and resolve any issues promptly.
Qualifications
  • Proven experience in loan origination or mortgage processing within the financial services or banking industry.
  • Strong knowledge of FNMA guidelines, mortgage servicing, underwriting processes, and compliance with loan regulations such as TILA (Truth in Lending Act) and RESPA (Real Estate Settlement Procedures Act).
  • Familiarity with mortgage products including conventional loans, FHA loans, VA loans, and industry knowledge of financial regulations.
  • Proficiency in Microsoft Office Suite (Word, Excel) along with experience using Encompass or other mortgage processing software.
  • Excellent customer service skills with the ability to communicate effectively with clients, lenders, and internal teams.
  • Ability to perform detailed credit analysis, review loan documentation accurately, and ensure adherence to all federal housing laws including Fair Housing regulations.
  • Strong organizational skills with attention to detail; capable of managing multiple files simultaneously while maintaining accuracy.
  • Basic math skills including 10-key typing proficiency for data entry tasks.
Embrace this opportunity to grow your career in a vibrant environment where your skills contribute directly to helping clients secure their dream homes! We are committed to fostering an inclusive workplace that values compliance, industry expertise, and exceptional client service at every step of the mortgage process.
Benefits:
  • Dental insurance
  • Health insurance
  • Paid time off
  • Vision insurance
Work Location: In person