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Mortgage Processing Officer Jobs (NOW HIRING)

Mortgage Processing Manager

Boca Raton, FL · On-site +1

$60K - $80K/yr

... officers to ensure the loan transaction progresses smoothly * Ensure that team members adhere to all state and federal regulations, mortgage lending and underwriting guidelines, and RESPA ...

... officers to ensure the loan transaction progresses smoothly • Ensure that team members adhere to all state and federal regulations, mortgage lending and underwriting guidelines, and RESPA ...

Mortgage Processor

Troy, MI

$37K - $51K/yr

This role is ideal for someone with at least 1 year of wholesale mortgage processing experience who is ready to take ownership of their pipeline and work closely with a team of loan officers and ...

This role is ideal for someone with at least 1 year of wholesale mortgage processing experience who is ready to take ownership of their pipeline and work closely with a team of loan officers and ...

... officer's files, and all file requirements throughout the loan closing process, including but not ... Process mortgage loan applications, prepare loan docs for closings, and ensure loan files are ...

Mortgage Loan Processor

Westborough, MA · On-site

$41K - $56K/yr

The successful candidate will bring 3+ years of mortgage processing experience, demonstrate excellent communication skills, and work effectively with loan officers and clients in a fast-paced ...

Mortgage Loan Processor

Westborough, MA · On-site

$41K - $56K/yr

The successful candidate will bring 3+ years of mortgage processing experience, demonstrate excellent communication skills, and work effectively with loan officers and clients in a fast-paced ...

The Escrow Processing Officer's primary function is to effectively analyze and organize all ... Title Agency handles significant business with high producing real estate agents and mortgage ...

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Mortgage Processing Officer information

See salary details

$23K

$79.8K

$135.5K

How much do mortgage processing officer jobs pay per year?

As of Jun 13, 2026, the average yearly pay for mortgage processing officer in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between Mortgage Processing Officer vs Mortgage Underwriter?

AspectMortgage Processing OfficerMortgage Underwriter
Primary RolePrepares and verifies loan documents, gathers borrower informationAssesses risk and approves or denies loan applications
Required SkillsAttention to detail, document review, customer communicationRisk analysis, financial assessment, decision-making
Work EnvironmentLoan processing departments, banks, mortgage companiesLoan approval teams, financial institutions
CertificationsOften no formal certification required, but knowledge of mortgage processes helpfulCertifications like CE or underwriter licenses beneficial

While both roles are integral to mortgage lending, the Mortgage Processing Officer focuses on preparing and verifying loan documents, ensuring all borrower information is complete. The Mortgage Underwriter evaluates the risk of the loan application and makes approval decisions. Understanding these differences helps in choosing the right career path or job search focus.

How much does a loan officer make on a $500,000 loan?

A mortgage processing officer typically does not earn a commission based on loan amounts; instead, their salary is usually fixed or hourly. Loan officers, who originate loans, may earn a commission or bonus that can be a percentage of the loan amount, often ranging from 0.5% to 1%, which would equate to $2,500 to $5,000 on a $500,000 loan. Compensation varies based on experience, location, and employer policies.

Can a 70 year old woman get a 30 year mortgage?

A Mortgage Processing Officer would consider factors such as the applicant's age, health, income, and credit history when evaluating a 70-year-old woman's eligibility for a 30-year mortgage. Many lenders have maximum age limits for loan terms, often around 75 to 80 years old, which could affect approval. It is advisable to consult specific lenders for their policies on age and mortgage terms.

Is becoming a MLO worth it?

Becoming a Mortgage Loan Originator (MLO) can be financially rewarding, as they typically earn commissions and bonuses based on loan volume. The role requires licensing, strong sales skills, and knowledge of mortgage products, with job stability depending on market conditions and regulatory compliance.

How much does a mortgage broker make on a $500,000 loan?

A mortgage processing officer typically earns a commission or fee based on the loan amount, often around 0.5% to 1% of the loan value. For a $500,000 loan, this could translate to $2,500 to $5,000 in fees or commissions, depending on the company's compensation structure and the specific role involved.
More about Mortgage Processing Officer jobs
What cities are hiring for Mortgage Processing Officer jobs? Cities with the most Mortgage Processing Officer job openings:
What states have the most Mortgage Processing Officer jobs? States with the most job openings for Mortgage Processing Officer jobs include:

Mortgage Processing Manager

CrossCountry Mortgage

San Diego, CA • On-site

$100K - $150K/yr

Full-time

Posted 26 days ago


CrossCountry Mortgage rating

7.1

Company rating: 7.1 out of 10

Based on 26 frontline employees who took The Breakroom Quiz


Job description

Description
Mortgage Processing Manager
Full-Time | Leadership | Operations-Focused
We are seeking an experienced Mortgage Processing Manager to lead and elevate our loan processing department. This role is responsible for driving pipeline efficiency, ensuring compliance, mentoring processors, and building scalable systems that support production growth.
If you thrive in fast-paced mortgage environments, love solving operational bottlenecks, and know how to build accountability without sacrificing culture, this role is for you.
Responsibilities
What You'll Do
• Lead, coach, and develop a team of mortgage processors
• Oversee daily pipeline management and file flow from submission to clear-to-close
• Monitor turn times, suspense items, and SLA performance
• Ensure compliance with agency, investor, and company guidelines
• Partner with Loan Officers and leadership to improve communication and efficiency
• Implement workflow improvements and automation opportunities
• Track KPIs and provide reporting on performance metrics
• Conduct file audits and quality control reviews
• Support onboarding and training of new processing team members
• Enforce adherence to all state and federal regulations, mortgage lending and underwriting guidelines, and RESPA requirements while verifying loan applications from prospective home buyers, creating loan files, and processing loan closings
• Maintain a positive work environment by developing helpful relationships with additional team stakeholders: mortgage loan officers, mortgage servicers, underwriters, and mortgage operations manager/branch managers to ensure a smooth loan process
• Hire, recruit, onboard, train, direct, lead, and manage daily activities of mortgage loan processors, processing assistants and other team members
• Escalate, resolve, or remedy customer service issues professionally
• Estimate accurate monthly home loan funding goals and metrics forecast by creating pipeline management process
Qualifications
What We're Looking For
• 5+ years of mortgage processing experience
• 2+ years in a leadership or management role
• Strong knowledge of conventional, FHA, VA, and Jumbo guidelines
• Advanced pipeline management and time management skills
• Experience working in a LOS (Encompass preferred)
• Clear communicator with high emotional intelligence
• Process-driven mindset with a passion for operational excellence
What You'll Bring
• Leadership that creates structure without micromanagement
• A solutions-oriented approach to escalations
• Strong collaboration with sales and underwriting teams
• Accountability, organization, and urgency
• Experience with Google Suite, MS Office, as well as AUS and LOS software, are helpful
• Proven understanding of the mortgage industry, loan products and programs (FHA, FNMA, FHLMC, Jumbo, VA, USDA, etc.), and state and federal regulations and laws (RESPA, etc.)
• High school diploma is required - Bachelor's degree is desiredCurrent NMLS Mortgage Loan Originator license preferred
• Superb organization, interpersonal, training, communication, and time management skills are required
• 3-5 years of experience of high volume loan processing as a team lead in mortgage lending, mortgage banking, or at a credit union will be considered; 3+ years management experience in mortgage operations preferably in processing management, or as a sales manager or operations manager is desired

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