ZipRecruiter

Log In

1

Senior Mortgage Analyst Jobs (NOW HIRING)

FHLB Des Moines

Senior Mortgage Analyst

Des Moines, IA · Hybrid

$65K - $77K/yr

Experience with mortgage lending; excellent working knowledge of federal banking laws and regulations governing the banking business. * Ability to interpret laws and regulations and analyze processes ...

Talnt LLC

Senior Mortgage Processor

Phoenix, AZ · On-site

About the job Senior Mortgage Processor Senior Mortgage Processor We are seeking an experienced ... Analyze complex borrower scenarios, including self-employed borrowers, bank statement loans, DSCR ...

Obsidian Financial Services

Be Seen First

Senior Mortgage Underwriter

Melbourne, FL · Remote

$70K - $80K/yr

Job Summary We are seeking a highly skilled and motivated DE/SARS/LLAP Senior Mortgage Underwriter ... Your expertise in financial analysis, risk assessment, and underwriting processes will help ...

VyStar Credit Unions

$70 - $90/hr

Senior Mortgage Underwriter Accountability Statement: The Senior Mortgage Underwriter is ... Analyze loan files to determine creditworthiness of borrower. * Prioritize and manage files among ...

Talnt

Senior Mortgage Processor

Phoenix, AZ

$75K - $850K/hr

Senior Mortgage Processor We are seeking an experienced Senior Mortgage Processor to manage ... Analyze complex borrower scenarios, including self-employed borrowers, bank statement loans, DSCR ...

Civista Bank

Senior Mortgage Lender

Gahanna, OH · On-site

$26K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending ... Detail oriented with strong analytical skills. * High level of confidentiality required. * Solid ...

Civista Bank

Senior Mortgage Lender

Dublin, OH · On-site

$112K/yr

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending ... Detail oriented with strong analytical skills. * High level of confidentiality required. * Solid ...

Colliers

Commercial Mortgage Analyst

Minneapolis, MN · Hybrid

$75K - $85K/yr

SUMMARY The Commercial Mortgage Analyst is responsible for monitoring and analyzing the financial ... with senior team members * Develop and produce a periodic (monthly, quarterly, annually, as ...

New

next page

Showing results 1-20

All JobsFinance and Insurance JobsMortgage JobsMortgage Loan Processor JobsSenior Mortgage Analyst Jobs

Senior Mortgage Analyst information

See salary details

$53.5K

$109.8K

$142.5K

How much do senior mortgage analyst jobs pay per year?

As of Aug 23, 2026, the average yearly pay for senior mortgage analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What does a senior mortgage analyst do?

A Senior Mortgage Analyst is responsible for evaluating and analyzing mortgage loan applications to determine their risk and eligibility. They assess financial documents, credit reports, and property information to ensure compliance with lending policies and regulations. Additionally, they may supervise junior analysts, prepare detailed reports, and provide recommendations to improve loan processes or mitigate risks. Their expertise helps lenders make informed decisions and maintain a healthy loan portfolio.

What are some common challenges senior mortgage analysts face when evaluating complex loan portfolios?

Senior Mortgage Analysts often encounter challenges such as assessing non-standard loan products, interpreting complex borrower profiles, and managing large volumes of data to accurately evaluate risk. Balancing regulatory compliance with organizational risk appetite can also be demanding, especially as guidelines frequently change. Effective collaboration with underwriting, risk, and compliance teams is essential to ensure thorough analysis and informed decision-making. Staying updated on market trends and loan performance metrics is key to overcoming these challenges.

What are the key skills and qualifications needed to thrive as a senior mortgage analyst, and why are they important?

To thrive as a Senior Mortgage Analyst, you need strong analytical skills, in-depth knowledge of mortgage lending practices, and typically a degree in finance, business, or a related field. Familiarity with loan origination systems, risk assessment tools, and regulatory compliance software is essential, and certifications such as Certified Mortgage Banker (CMB) can be advantageous. Excellent attention to detail, critical thinking, and effective communication enable you to assess complex financial data and collaborate with various stakeholders. These skills ensure accurate loan analysis, risk mitigation, and compliance in a highly regulated and dynamic lending environment.

What is the difference between Senior Mortgage Analyst vs Mortgage Underwriter?

AspectSenior Mortgage AnalystMortgage Underwriter
CredentialsTypically requires a bachelor's degree in finance, economics, or related field; certifications like MLO or CE credits are commonRequires similar degrees; often holds certifications such as MLO or underwriter-specific training
Work EnvironmentAnalyzes loan data, prepares reports, and supports loan processing in office settingsReviews loan applications, assesses risk, and makes approval decisions, often in office or remote settings
Industry UsageUsed in banks, mortgage companies, and financial institutions for loan analysisCommonly employed in lending institutions for risk assessment and approval

The main difference is that Senior Mortgage Analysts focus on analyzing and preparing reports on mortgage data, while Mortgage Underwriters evaluate loan applications to decide approval. Both roles require similar credentials and work environments, but their core responsibilities differ in the loan approval process.

More about Senior Mortgage Analyst jobs

What cities are hiring for Senior Mortgage Analyst jobs?

Cities with the most Senior Mortgage Analyst job openings:

What are the most commonly searched types of Mortgage Analyst jobs?

The most popular types of Mortgage Analyst jobs are:

What states have the most Senior Mortgage Analyst jobs?

States with the most job openings for Senior Mortgage Analyst jobs include:

What job categories do people searching Senior Mortgage Analyst jobs look for?

The top searched job categories for Senior Mortgage Analyst jobs are:

Senior Mortgage Analyst jobs near you
Infographic showing various Senior Mortgage Analyst job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, 6% Part Time, and 7% Contract. Highlights an 80% Physical, 9% Hybrid, and 11% Remote job distribution, with an average salary of $109,846 per year, or $52.8 per hour.

Senior Mortgage Analyst

Federal Home Loan Bank of Des Moines

Des Moines, IA • On-site

$65K - $77K/yr

Full-time

Retirement, PTO

Posted 6 days ago

Job description

At FHLB Des Moines, we work each day to develop an inclusive culture that supports and leverages the complexity of a diverse workforce. This enables us to effectively serve the needs of our members and help them succeed.
Administration of acquired member assets, including loan level tracking of serious defaults as well as servicer oversight. Serve as a subject matter expert relative to 1-4 family mortgage underwriting for other groups the Bank. Responsible for administration of the quality control oversight structure for the Bank's Mortgage Products. Responsible for monitoring and reporting relative to mortgage key risk indicators for the Bank.
Accountabilities:
Responsibilities/Duties/Function/Tasks:
  • Manage the loss mitigation process with PFI's via High Level Concern reviews and Repurchase notification and tracking of rebuttals and final disposition.
  • Evaluate and recommend improvements to mortgage product guidelines to ensure they provide an appropriate framework to manage risks, as well as to ensure the Bank maintains compliance with all applicable regulations.
  • Implement, monitor, and report exceptions related to key mortgage risk metrics in accordance with MPG and Bank procedures.
  • Provide MPP portfolio metrics and related expertise required by other Bank departments for SEC reporting and disclosure.
  • Mitigate credit and operational risk of the mortgage portfolio by holding program participants to their contractual obligations with the Bank.
  • Maintain a mortgage quality control program to minimize potential loss exposure. Oversee the MPF QC sampling process and identify supplemental QC usage as appropriate. Initiate dialogue with PFIs regarding QC findings an identify opportunities for PFI education or necessity for corrective actions. Track QC findings and remediation within internal systems in addition to monitoring of QC trending via MPF Provider reporting.
  • Monitor and manage mortgage servicer relationships including servicer reviews and transfers.
  • Manage the MPP SMI claims process, including providing guidance to servicers on loan disposition (short sales, foreclosure, REO marketing, etc.); reviewing SMI claims for accuracy and eligibility; and submitting wires for claim payments as appropriate.
  • Ensure compliance and suitability of document custodian vendors including managing the transfer of custodians and conducting onsite reviews as necessary.

Qualifications
  • Bachelor's Degree in business or related field preferred.
  • 6 years' experience in mortgage compliance; default management or quality control.
  • Experience with mortgage lending; excellent working knowledge of federal banking laws and regulations governing the banking business.
  • Ability to interpret laws and regulations and analyze processes to ensure these meet regulatory requirements.
  • Demonstrated leadership and project management ability required.
  • Detail-oriented with strong analytical and organization skills.
  • Highly-motivated, results-oriented individual who is able to work independently.
  • Ability to work with accuracy and demonstrate timeliness in completing tasks.
  • Demonstrated effective oral and written communication skills.
  • Demonstrated high level of personal integrity, ability to protect confidential matters, and reflect appropriate level of judgment and professionalism.
  • Excellent facilitation/training skills.
  • Able to work cooperatively and maintain effective communication and working relationship with co-workers and management.
  • Able to work as part of a team as well as independently and with people of diverse backgrounds.
  • Proficient with personal computers, experience with Windows, Microsoft Office software (Word, Excel, PowerPoint and Outlook) preferred.

Compensation Range:
Annual Salary: $65,541.00 - $77,830.00
This salary range represents the Bank's good faith and reasonable estimate of possible compensation at the time of hire. Offer to be determined by selected applicant's education, experience, knowledge, skills & abilities, as well as internal equity and alignment with market data. This role is also eligible to participate in the Bank's annual incentive plan.
As part of our competitive Total Rewards package, the Bank offers 11 paid holidays, 5 weeks of PTO and a work culture that values work/life balance. Most roles are eligible for our hybrid work schedule. We match 100% of the first 6% you contribute to your 401(k) and provide an additional 4% non-discretionary contribution to your 401(k) at the end of year. More information on our Total Rewards program can be found here.
At FHLB Des Moines, we work to create an inclusive culture. This enables us to effectively serve the needs of our members and help them succeed. FHLB Des Moines is proud to be an Equal Opportunity Employer. We prohibit discrimination on the basis of race, color, religion, sex (including pregnancy, sexual orientation or gender identity), national origin, age, disability, veteran status, genetic information (including family medical history), status as a parent or any other characteristic protected by federal, state or local law.

Apply