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Lending Analyst Jobs in California (NOW HIRING)

Banc of California

Warehouse Lending Analyst

Santa Ana, CA · On-site

$21.39 - $32.21/hr

... analysis according to Warehouse Lending financial requirements. * Write up credit administration memorandum and address Credit Administrator questions and inquiries * Process client annual renewals

Socket.dev

Vice President, Consumer Lending

Anaheim, CA · On-site

$100.88 - $159.85/hr

Experience leveraging data analytics and reporting tools to manage lending performance and identify opportunities for growth and optimization. * Experience participating in or leading cross ...

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Lending Analyst information

See California salary details

$32.6K

$75.3K

$122.4K

How much do lending analyst jobs pay per year?

As of Sep 2, 2026, the average yearly pay for lending analyst in California is $75,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,700.00 and $88,800.00 per year, depending on experience, location, and employer.

What is a lending analyst?

Lending Analysts are financial professionals who evaluate loan applications, assess creditworthiness, and analyze financial data to help determine whether individuals or businesses qualify for loans. They review credit reports, financial statements, and other relevant documents to assess risk and make recommendations to lenders or financial institutions. Lending Analysts play a crucial role in ensuring that loans are granted to qualified borrowers while minimizing the risk for the lender. Their work helps maintain the financial stability of lending institutions and supports responsible lending practices.

How does a lending analyst typically collaborate with loan officers and underwriting teams during the loan approval process?

Lending Analysts work closely with loan officers and underwriting teams to assess the creditworthiness of applicants and ensure all required documentation is complete and accurate. They often gather and analyze financial data, prepare credit reports, and highlight any potential risks or concerns. Throughout the process, they communicate findings and recommendations to both loan officers and underwriters, facilitating informed decision-making and streamlining the approval workflow. This teamwork is essential for maintaining compliance and delivering timely, effective lending solutions.

What are the key skills and qualifications needed to thrive as a lending analyst, and why are they important?

To thrive as a Lending Analyst, you need strong analytical skills, a background in finance or accounting, and a bachelor’s degree in a related field. Familiarity with financial analysis software, loan origination systems, and Excel is typically required, along with knowledge of relevant regulations. Attention to detail, effective communication, and problem-solving skills help you excel when assessing creditworthiness and presenting findings. These abilities ensure accurate risk assessment, regulatory compliance, and sound lending decisions that support institutional goals.

What are popular job titles related to Lending Analyst jobs in California?

For Lending Analyst jobs in California, the most frequently searched job titles are:

What job categories do people searching Lending Analyst jobs in California look for?

The top searched job categories for Lending Analyst jobs in California are:

Lending Analyst jobs near you
Infographic showing various Lending Analyst job openings in California as of August 2026, with employment types broken down into 87% Full Time, 9% Part Time, and 4% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $75,275 per year, or $36.2 per hour.

Warehouse Lending Analyst

Banc of California

Santa Ana, CA • On-site

$21.39 - $32.21/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago

Banc Of California rating

8.2

Company rating: 8.2 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

52nd of 174 rated banks

Job description

BANC OF CALIFORNIA AND YOUR CAREER
Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation's premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.
At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Together we win!
THE OPPORTUNITY
Responsible for supporting the Warehouse Lending team, and ensuring the smooth operations of the Warehouse Lending Department. Performs a variety of clerical and administrative accounting duties as assigned. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.
HOW YOU'LL MAKE A DIFFERENCE
  • Process and manage new client applications based on the stacking sheet requirement; create condition lists, run due diligence reports and follow up
  • Review client audited/ interim financial statements and prepare a year-to-year comparison financial analysis according to Warehouse Lending financial requirements.
  • Write up credit administration memorandum and address Credit Administrator questions and inquiries
  • Process client annual renewals
  • Prepare and update contracts based on approved credit administration memorandum and preliminary variable term letter
  • Track quarterly compliance documents; responsible for reviewing monthly seller certification and calculation of financial covenants. Performs SOX controls validations against client trial balance report and nCino application
  • Prepare clients financial exception waiver and line bulge requests to accommodate their month end volume. Prepare and manage various quarterly reports which includes; nCino financial covenant and tickler reports
  • Assist with internal and external auditors' requests.
  • Assists SVP Directors of Operations, Business Development Team during quarter end and year end reporting; assumes responsibility and gathers data for special projects.
  • Ensures excellent internal and external communication with clients and coworkers.
  • Follow all established policies and procedures.
  • Perform other duties and projects as assigned.

WHAT YOU'LL BRING
  • Bachelor's degree in Accounting or a related discipline from an accredited college or University
  • Minimum 1-2 years of experience working and/or training in a related field; or the equivalent combination of education and experience.
  • Work related experience should consist of an in-depth background in accounting and regulatory reporting skills. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the accounting discipline.
  • Banking industry experience preferred.
  • CPA firm experience preferred
  • High School diploma or equivalent required

HOW WE'LL SUPPORT YOU
  • Financial Security: You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting.
  • Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
  • Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
  • Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.
  • Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

SALARY RANGE
The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.
Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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