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The Product Specialist is a senior level position responsible for the development of product plans, strategies and tactics in coordination with the Product Management team. The overall objective of this role is to coordinate the promotion of products to develop new markets, increase share of market and obtain competitive position.

• Manage the lifecycle strategy from acquisition through early client engagement and implement strategies to optimize portfolio performance
• Assess relevant customer, competitor, and industry insights to help define strategies to improve client experience and portfolio growth
• Advise and provide insight and recommendations on innovative and strategic product development, product targeting, and segmentation strategies as well as direct and oversee aspects of product development life cycle management including market demands, technology trends, and the competitive field
• Provide subject matter expertise and execute on core marketing disciplines such as product development, price, promotions, platform and pillars, launching, and marketing to improve client experience and portfolio growth
• Oversee product financial performance including identifying opportunities and gaps, and developing business strategies
• Work with Operations and Technology with regards to process design and vendor procurement as well as communicate business plans on marketplace approach
• Participate in budgeting and planning for strategic priorities and initiatives
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

• 6-10 years of relevant experience
• Required Licensing/Registration: Series 7
• Experience leading cross-functional team to define and achieve high value business goals
• Diverse functional experience (e.g. marketing, credit, acquisitions, product development, analytics)
• Demonstrated experience driving business innovation, leveraging management information, and data analytics to drive results
• Experience in scenario development and forecasting as well as experience serving clients
• Demonstrated knowledge of product development, financial acumen, and investment processes across asset classes
• Ability to work unsupervised and adjust priorities quickly as circumstances dictate
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
• Demonstrated problem-solving and decision-making skills
• Demonstrated analytical and influencing skills
• Consistently demonstrates clear and concise written and verbal communication

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree preferred

The Issuer Services business delivers bespoke capital market transaction services to a wide variety of clients including banks, corporations, lawyers and governments around the world. Specific transaction services are delivered in connection with Corporate Debt, Restructuring, Structured Finance, M&A, Project Finance and Depositary Receipts. We are looking for a motivated individual to join the Structured Finance Analytics team.

• Evaluate and create financial models from governing legal agreements for structured finance products
• Calculate monthly ABS, CMBS, and RMBS bond payments
• Design and code bond calculations, collateral scripts; and create reconciliation and validation tools for structured finance transactions
• Design reports for investors and external clients

• Minimum 5 years’ experience in the ABS/MBS/CDO industry strongly preferred - specifically, in the areas of deal structure and/or loan-level servicer collateral processing. Must have some prior programming/FinTech experience. At least a BS degree in finance or a relevant quantitative field such as mathematics, physics, computer science, or engineering is highly desirable.

• Must be highly competent with Excel
• Proficiency with AI coding and development tools, Python, Access, SQL, Tableau, ASAP, and/or ETL experience is a plus
• Proficiency with cash-flow modeling and reverse engineering of securitized products is preferred
• Project Management experience is a plus
• Must have strong problem solving skills, excellent work ethic, and good communication skills
• Bilingual in English and Spanish preferred

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree preferred

Product Management and Development

Product Management

Full time

Jacksonville Florida United States

$103,920.00 - $155,880.00

Citi offers competitive employee benefits, including:

• discretionary and formulaic incentive and retention awards
• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Please see the requirements listed above.

For complementary skills, please see above and/or contact the recruiter.

Jul 25, 2026

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents – AI Notice and Right

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