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Payments Risk Analyst Jobs in California (NOW HIRING)

MRISpokane

Payments Fraud Analyst

Riverside, CA

Make timely decisions to release, restrict, return, or escalate transactions based on fraud risk ... Payments Risk Analyst * Senior Fraud Specialist Why This Opportunity * Broad exposure across all ...

Adyen

CDD Risk Analyst, Reviews

San Francisco, CA · On-site

$90K - $125K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... CDD Risk Analyst Adyen is looking for a hands-on CDD Risk Analyst with experience in the payments ...

Adyen

CDD Risk Analyst, Reviews

San Francisco, CA · On-site

$90K - $125K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... CDD Risk Analyst Adyen is looking for a hands-on CDD Risk Analyst with experience in the payments ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98K - $121K/yr

Strong working experience with retail payments and consumer-based fraud tools preferred. * Working ... Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * * Reports directly to ...

Calpine

Credit Risk Analyst

San Diego, CA

$70K - $88K/yr

Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ... Empowered to negotiate terms of sale and payment plans as necessary * Interfaces with all levels of ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ... Empowered to negotiate terms of sale and payment plans as necessary * Interfaces with all levels of ...

Prosum

Risk Analyst

El Segundo, CA

The Compliance Assessor of IT Risk & Compliance Management performs Security Risk Assessments on ... of Payment Card Industry Data Security Standard (PCI DSS) and other compliance frameworks (e.g.

Block

Senior Credit Risk Analyst

Bodega Bay, CA · On-site

Analyze early warning signals (7-day delinquency, payment behavior changes, credit utilization patterns) to predict portfolio stress before it materializes in losses * Track key credit risk ...

Roblox

Senior Risk Data Analyst (San Mateo)

San Mateo, CA · On-site

$134K - $167K/yr

As a Senior Risk Data Analyst in our Payments organization, you will play a critical role in defending Roblox from various types of payment fraud across the platform. This includes purchase fraud ...

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Payments Risk Analyst information

What are the key skills and qualifications needed to thrive as a Payments Risk Analyst, and why are they important?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What are some common challenges faced by Payments Risk Analysts in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

What are Payments Risk Analysts?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.
What are the most commonly searched types of Payments Risk Analyst jobs in California? The most popular types of Payments Risk Analyst jobs in California are:
What are popular job titles related to Payments Risk Analyst jobs in California? For Payments Risk Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Payments Risk Analyst jobs in California look for? The top searched job categories for Payments Risk Analyst jobs in California are:
What cities in California are hiring for Payments Risk Analyst jobs? Cities in California with the most Payments Risk Analyst job openings:
Payments Risk Analyst jobs near you
Infographic showing various Payments Risk Analyst job openings in California as of July 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 100% In-person job distribution.

Payments Fraud Analyst

MRISpokane

Riverside, CA

Full-time

Re-posted 2 days ago

Job description

Payments Fraud Analyst

We're partnering with a growing financial institution seeking an experienced Payments Fraud Analyst to join their Central Operations team. This is a highly visible role focused on protecting the bank and its clients from fraud across multiple payment channels including wires, ACH, debit cards, checks, and digital payments.

This is not an entry-level fraud role. The team is looking for someone who understands payment fraud operations deeply, can identify fraud trends and suspicious activity quickly, and has experience making real-time decisions to mitigate risk and prevent losses.

What You'll Be Doing

  • Monitor and investigate suspicious activity involving:

    • Wire transfers

    • ACH transactions

    • Debit card fraud

    • Check fraud

    • Zelle and other digital payment platforms

  • Review and resolve fraud alerts, suspicious transactions, and exception items

  • Make timely decisions to release, restrict, return, or escalate transactions based on fraud risk

  • Identify fraud patterns, anomalies, and emerging threats

  • Manage Regulation E claims and dispute investigations

  • Create and maintain fraud rules, filters, and monitoring controls within fraud systems

  • Track fraud losses, trends, and operational metrics

  • Assist with fraud reporting, audits, and operational improvements

  • Support debit card operational functions including travel exemptions and fraud-related restrictions

What They're Looking For

  • 5+ years of banking or credit union operations experience with strong fraud exposure

  • Hands-on experience with:

    • ACH fraud

    • Wire fraud

    • Debit card fraud

    • Check fraud

    • Reg E claims and disputes

  • Strong understanding of payment systems and fraud prevention processes

  • Experience investigating fraud cases and making independent fraud decisions

  • Ability to identify trends and recommend fraud mitigation strategies

  • Experience with fraud monitoring platforms such as NICE Actimize, EnFact, Fiserv Premier, or similar systems is highly preferred

Ideal Background

This role is a strong fit for someone currently working as a:

  • Fraud Analyst

  • Fraud Operations Specialist

  • Electronic Fraud Specialist

  • Deposit Operations/Fraud Specialist

  • Payments Risk Analyst

  • Senior Fraud Specialist

Why This Opportunity

  • Broad exposure across all payment channels

  • Ability to influence fraud controls and operational processes

  • Stable and growing institution

  • High-impact role with visibility across operations and risk management

  • Opportunity to work in a collaborative, team-oriented environment