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Payments Risk Analyst Jobs in California (NOW HIRING)

Adyen

CDD Risk Analyst, Reviews

San Francisco, CA

$90K - $125K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... CDD Risk Analyst Adyen is looking for a hands-on CDD Risk Analyst with experience in the payments ...

Adyen

CDD Risk Analyst, Reviews

San Francisco, CA · On-site

$90K - $125K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... CDD Risk Analyst Adyen is looking for a hands-on CDD Risk Analyst with experience in the payments ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98K - $121K/yr

Strong working experience with retail payments and consumer-based fraud tools preferred. * Working ... Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * * Reports directly to ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98K - $121K/yr

Strong working experience with retail payments and consumer-based fraud tools preferred. * Working ... Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * * Reports directly to ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · Hybrid

$98K - $121K/yr

Strong working experience with retail payments and consumer-based fraud tools preferred. * Working ... Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * Reports directly to ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98K - $121K/yr

Strong working experience with retail payments and consumer-based fraud tools preferred. * Working ... Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * Reports directly to ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ... Empowered to negotiate terms of sale and payment plans as necessary * Interfaces with all levels of ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ... Empowered to negotiate terms of sale and payment plans as necessary * Interfaces with all levels of ...

Prosum

Risk Analyst

El Segundo, CA

The Compliance Assessor of IT Risk & Compliance Management performs Security Risk Assessments on ... of Payment Card Industry Data Security Standard (PCI DSS) and other compliance frameworks (e.g.

Block

Senior Credit Risk Analyst

Bodega Bay, CA · On-site

Analyze early warning signals (7-day delinquency, payment behavior changes, credit utilization patterns) to predict portfolio stress before it materializes in losses * Track key credit risk ...

Redolent, Inc

Data Analyst

San Bruno, CA

Industry experience preferably in Payments, Risk, Financial Services would be a plus Advanced ... data analysis Experience driving projects toward clear business goals, testable hypotheses and ...

Qcells

Counterparty Risk Analyst (Financial)

Irvine, CA · On-site

$75K - $95K/yr

Recommend internal credit ratings and risk-based limits, partner payment terms, and prepare written analysis substantiating assessment. * Conduct continuous monitoring of trading counterparties ...

Intuit

Fraud and Risk Analyst 2

Mountain View, CA · On-site

We leverage the rich data inside QuickBooks to enable super-fast payments, payroll, and access to ... The successful analyst will work across functions (Fraud & Risk Operations, Data Science ...

Intuit

Fraud and Risk Analyst 2

Mountain View, CA · On-site

We leverage the rich data inside QuickBooks to enable super-fast payments, payroll, and access to ... The successful analyst will work across functions (Fraud & Risk Operations, Data Science ...

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Payments Risk Analyst information

What are the key skills and qualifications needed to thrive as a Payments Risk Analyst, and why are they important?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What are some common challenges faced by Payments Risk Analysts in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

What are Payments Risk Analysts?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.
What are the most commonly searched types of Payments Risk Analyst jobs in California? The most popular types of Payments Risk Analyst jobs in California are:
What are popular job titles related to Payments Risk Analyst jobs in California? For Payments Risk Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Payments Risk Analyst jobs in California look for? The top searched job categories for Payments Risk Analyst jobs in California are:
What cities in California are hiring for Payments Risk Analyst jobs? Cities in California with the most Payments Risk Analyst job openings:
Payments Risk Analyst jobs near you
Infographic showing various Payments Risk Analyst job openings in California as of June 2026, with employment types broken down into 86% Full Time, 7% Part Time, and 7% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution.

Payments Risk Assessment Specialist

Mercor

San Francisco, CA • Remote

$80 - $180/hr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Payments Risk & Controls Expert
Type: Contract
Compensation: $80–$180/hour
Location: Remote

Role Responsibilities

  • Review and author payments risk and control assessments across payment capture, validation, authorization, tracking, funds control, smart routing, FX conversion, netting, prioritization, returns, and tokenization.
  • Evaluate inherent risk, residual risk, and control effectiveness using standard impact-and-likelihood frameworks.
  • Map risks to controls and identify control gaps or elevated vulnerabilities.
  • Identify failure modes in payments capabilities such as system failures, stale data, bypassed authorization, missed cut-offs, and misconfigured routing/netting/funds controls.
  • Provide structured evaluations with clear written justifications grounded in operational risk and RCSA standards.
  • Work independently and asynchronously to improve the reliability of frontier AI systems.

Qualifications

Must-Have

  • 5+ years of experience in payments risk assessment, bank operational risk, risk and control self-assessment (RCSA), issue management, risk and controls, compliance risk assessment, or banking risk advisory.
  • Experience in titles such as VP / AVP Operational Risk Management, RCSA Program Manager / Lead, Business Risk & Control Officer, Payments Risk & Controls Manager, Payments Operations / Treasury Services Risk Manager, or Compliance Risk Assessment Manager.
  • Comfort with standard payments risk lenses: execution and accuracy, authorization and fraud, data integrity, timeliness and cut-offs, client impact, and regulatory/compliance impact.
  • Strong command of inherent risk scoring drivers — transaction value and volume, time sensitivity, geographic footprint, client harm, regulatory and operational impact, reputational impact, and historical signals (operational risk events, KRIs, issues, limits, external events).
  • Excellent analytical and written communication skills.
  • Comfortable working independently with digital tools.

Preferred

  • Background at a top-tier bank strongly preferred (e.g., JPMorgan Chase, Citi, Bank of America, Wells Fargo, BNY, Barclays, Deutsche Bank, Goldman Sachs, Morgan Stanley).
  • Risk-control advisory experience at a leading consulting firm also considered (e.g., KPMG, Deloitte, PwC, EY, Accenture financial-services risk advisory).

Application Process (Takes 20–30 mins to complete)

  • Upload resume
  • AI interview based on your resume
  • Submit form

Resources & Support

  • For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
  • For any help or support, reach out to: support@mercor.com

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.