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Payments Risk Analyst Jobs (NOW HIRING)

Polymarket

Senior Payment Risk Analyst

Manhattan, NY · On-site

$150 - $230/hr

The Senior Payment Risk Analyst role exists to own the risk posture around all of it: how money ... This is a senior / contributor role on the Payments Risk team within the US Exchange. You will sit ...

Polymarket

Senior Payment Risk Analyst

New York, NY · On-site

The Senior Payment Risk Analyst role exists to own the risk posture around all of it: how money ... This is a senior / contributor role on the Payments Risk team within the US Exchange. You will sit ...

Whop

Payments Risk Manager

New York, NY · On-site

$100K - $130K/yr

We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...

Whop

Payments Risk Manager

New York, NY

$100K - $130K/yr

We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...

Coinme

Director of Payments & Risk

About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

We're a growing fintech company focused on delivering innovative payment processing solutions and ... We are looking for a dependable and analytical Risk Analyst I to monitor merchant activity ...

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

We're a growing fintech company focused on delivering innovative payment processing solutions and ... We are looking for a dependable and analytical Risk Analyst I to monitor merchant activity ...

Quantum Electronic Payments

Risk Analyst

Anaheim, CA · On-site

$50K - $60K/yr

We're a growing fintech company focused on delivering innovative payment processing solutions and ... We are looking for a dependable and analytical Risk Analyst I to monitor merchant activity ...

Coinme

Director of Payments & Risk

San Francisco, CA · On-site

About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...

Coinme

Director of Payments & Risk

Seattle, WA · On-site

About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...

Coinme

Director of Payments & Risk

Chicago, IL · On-site

About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...

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Payments Risk Analyst information

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How much do payments risk analyst jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for payments risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.

What is a payments risk analyst?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.

What skills and qualifications are needed to be a payments risk analyst?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

Do payments risk analysts make good money?

Payments risk analysts typically earn a competitive salary that varies based on experience, location, and industry. Entry-level positions may start around $50,000 annually, while experienced analysts can earn over $100,000, especially with specialized skills in fraud detection and data analysis. Certifications such as Certified Fraud Examiner (CFE) can also enhance earning potential.

How much do payments risk analysts get paid?

Payments risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, especially in financial services or technology sectors.

Is a payments risk analyst a good job?

A payments risk analyst is a role focused on identifying and mitigating fraud and financial risks in payment systems. It typically requires analytical skills, knowledge of financial regulations, and familiarity with risk management tools. The job offers opportunities for career growth in finance and technology sectors but can involve high-pressure situations and the need for continuous learning.
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Payments Risk Analyst jobs near you
Infographic showing various Payments Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $84,210 per year, or $40.5 per hour.

Payments Risk Analyst

Certegy Payment Solutions

Clearwater, FL • On-site

Full-time

Re-posted 6 days ago

Job description

Job Summary:
Certegy Payment Solutions is a provider of secure payment acceptance solutions, and they are seeking a Payments Risk Analyst to enhance their expertise in fraud and risk monitoring. The role involves collaborating with various teams to analyze transactional data, implement risk controls, and communicate insights to stakeholders.
Responsibilities:
• Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
• Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
• Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
• Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
• Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
• Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
• Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
• Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
• Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.
Qualifications:
Required:
• Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
• Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
• Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
• Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
• Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
• Bachelor’s degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
• 2–3+ years of experience in payments risk, fraud analytics, or financial analysis.
• U.S. work authorization required (no visa sponsorship available)
Preferred:
• Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
Company:
We are a leading FinTech provider of payment risk management and services to retailers and financial institutions in North America. Founded in 1981, the company is headquartered in Clearwater, USA, with a team of 51-200 employees. The company is currently Growth Stage.

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