Payments Risk Analyst
Clearwater, FL · On-site
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation ...
Payments Risk Analyst
Clearwater, FL · On-site
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation ...
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation ...
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation ...
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation ...
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation ...
Payments Risk Analyst
Westlake, TX · On-site
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation ...
Payments Risk Analyst
Westlake, TX · On-site
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation ...
Payments Risk Manager
New York, NY · On-site
$100K - $130K/yr
We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...
Payments Risk Manager
New York, NY · On-site
$100K - $130K/yr
We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...
Payments Risk Manager
$100K - $130K/yr
We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...
Payments Risk Manager
$100K - $130K/yr
We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...
About the Role Constellation Payments is seeking a highly motivated and detail-oriented Risk Analyst to support merchant risk monitoring, transaction review, bank account change controls, and ongoing ...
About the Role Constellation Payments is seeking a highly motivated and detail-oriented Risk Analyst to support merchant risk monitoring, transaction review, bank account change controls, and ongoing ...
Make timely decisions to release, restrict, return, or escalate transactions based on fraud risk ... Payments Risk Analyst * Senior Fraud Specialist Why This Opportunity * Broad exposure across all ...
Quick apply
Make timely decisions to release, restrict, return, or escalate transactions based on fraud risk ... Payments Risk Analyst * Senior Fraud Specialist Why This Opportunity * Broad exposure across all ...
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
Quick apply
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Responsible for the monitoring and testing of payments programs within the First Line of Defense. Works to minimize risk through the continuous monitoring, testing and analysis of programs risk ...
Responsible for the monitoring and testing of payments programs within the First Line of Defense. Works to minimize risk through the continuous monitoring, testing and analysis of programs risk ...
Risk Analyst
Plano, TX · On-site
We transform payments into a competitive advantage for our clients and partners, enabling ... Position Summary The Risk Analyst is responsible for resolving risk-related issues in a timely ...
Quick apply
Risk Analyst
Plano, TX · On-site
We transform payments into a competitive advantage for our clients and partners, enabling ... Position Summary The Risk Analyst is responsible for resolving risk-related issues in a timely ...
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
Quick apply
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
Quick apply
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
Quick apply
About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...
Senior Credit Risk Analyst
Alpharetta, GA · On-site
This position is ideal for someone who has broad payments risk experience, enjoys wearing multiple ... to junior analysts and new team members on underwriting, transaction monitoring, fraud ...
Senior Credit Risk Analyst
Alpharetta, GA · On-site
This position is ideal for someone who has broad payments risk experience, enjoys wearing multiple ... to junior analysts and new team members on underwriting, transaction monitoring, fraud ...
Risk Analyst
Plano, TX · On-site
We transform payments into a competitive advantage for our clients and partners, enabling ... Position Summary The Risk Analyst is responsible for resolving risk-related issues in a timely ...
Risk Analyst
Plano, TX · On-site
We transform payments into a competitive advantage for our clients and partners, enabling ... Position Summary The Risk Analyst is responsible for resolving risk-related issues in a timely ...
Payments Risk Analyst information
See salary details
$15.38 - $19.97
3% of jobs
$19.97 - $24.56
7% of jobs
$24.56 - $29.15
12% of jobs
$30.05 is the 25th percentile. Wages below this are outliers.
$29.15 - $33.74
15% of jobs
$33.74 - $38.33
13% of jobs
The median wage is $38.48 / hr.
$38.33 - $42.92
16% of jobs
$42.92 - $47.51
8% of jobs
$48.08 is the 75th percentile. Wages above this are outliers.
$47.51 - $52.10
11% of jobs
$52.10 - $56.69
6% of jobs
$56.69 - $61.28
6% of jobs
$61.28 - $65.87
3% of jobs
$15
$40
$65
How much do payments risk analyst jobs pay per hour?
As of Aug 4, 2026, the average hourly pay for payments risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.
What skills and qualifications are needed to be a payments risk analyst?
To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.
What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?
Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.
What is a payments risk analyst?
Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.
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What states have the most Payments Risk Analyst jobs? States with the most job openings for Payments Risk Analyst jobs include:
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Full-time
Re-posted 15 days ago
Job description
Role Overview
At Certegy, we enable secure, efficient payment acceptance by combining traditional and real-time risk controls across check, ACH, and emerging payment rails. Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services.
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation strategies while meeting customer SLAs in a high-volume real-time payments environment. This role requires close collaboration with finance, data science, and product teams, along with the ability to clearly communicate risk insights and performance metrics to both technical and non-technical stakeholders.
Key Responsibilities
Skills & Qualifications
Work Environment
Onsite - Westlake, Texas or Clearwater, Florida
U.S. work authorization required (no visa sponsorship available)
At Certegy, we enable secure, efficient payment acceptance by combining traditional and real-time risk controls across check, ACH, and emerging payment rails. Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services.
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation strategies while meeting customer SLAs in a high-volume real-time payments environment. This role requires close collaboration with finance, data science, and product teams, along with the ability to clearly communicate risk insights and performance metrics to both technical and non-technical stakeholders.
Key Responsibilities
- Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
- Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
- Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
- Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
- Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
- Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
- Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
- Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
- Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.
Skills & Qualifications
- Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
- Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
- Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
- Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
- Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
- Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
- Bachelor's degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
- 2-3+ years of experience in payments risk, fraud analytics, or financial analysis.
Work Environment
Onsite - Westlake, Texas or Clearwater, Florida
U.S. work authorization required (no visa sponsorship available)
About Certegy
Sourced by ZipRecruiter
Company size
51 - 200 Employees
Headquarters location
Jacksonville, FL, US
Year founded
2001